XHG vs HIG

Comparison between XChange TEC.Inc American Depositary Shares (XHG, Company) and Hartford Financial Services Group Inc (HIG, Company).

Both XHG and HIG are from the Financial Services sector.

XHG vs HIG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XHG(COMPANY)	HIG(COMPANY)
Market Cap	$35B	$35B
Max Drawdown	99.84%	96.59%
Sharpe Ratio	0.29	0.10
5Y Beta	0.47	0.45
Industry	Insurance Brokers	Insurance - Diversified
P/E Ratio	-334.83	10.14
Forward P/E	N/A	9.63
PEG Ratio	N/A	0.35
Dividend Yield	N/A	1.71%
5Y Dividends CAGR	N/A	16.04%
5Y EPS CAGR	N/A	17.67%
Debt to Equity	-3.70%	23.15%
Free Cash Flow Yield	N/A	16.44%
P/S Ratio	0.10	N/A

Market Cap

XHG

$35B

Winner

HIG

$35B

Max Drawdown

XHG

99.84%

Winner

HIG

96.59%

Sharpe Ratio

Winner

XHG

0.29

HIG

0.10

5Y Beta

XHG

0.47

Winner

HIG

0.45

Industry

XHG

Insurance Brokers

HIG

Insurance - Diversified

P/E Ratio

Winner

XHG

-334.83

HIG

10.14

Forward P/E

XHG

N/A

HIG

9.63

PEG Ratio

XHG

N/A

HIG

0.35

Dividend Yield

XHG

N/A

HIG

1.71%

5Y Dividends CAGR

XHG

N/A

HIG

16.04%

5Y EPS CAGR

XHG

N/A

HIG

17.67%

Debt to Equity

Winner

XHG

-3.70%

HIG

23.15%

Free Cash Flow Yield

XHG

N/A

HIG

16.44%

P/S Ratio

XHG

0.10

HIG

N/A

XHG vs HIG - Historical Returns

Returns include dividend reinvestment.

Period	XHG	HIG
1 month	-3.60%	-5.64%
3 months	+23.63%	-2.90%
6 months	+6.76%	-6.86%
1 year	-26.46%	+4.47%
5 years(CAGR)	N/A	+18.44%
10 years(CAGR)	N/A	+13.71%
Max(CAGR)	-94.07%	+5.70%

Winner

XHG

-3.60%

HIG

-5.64%

Winner

XHG

+23.63%

HIG

-2.90%

Winner

XHG

+6.76%

HIG

-6.86%

XHG

-26.46%

Winner

HIG

+4.47%

5Y(CAGR)

XHG

N/A

HIG

+18.44%

10Y(CAGR)

XHG

N/A

HIG

+13.71%

Max(CAGR)

XHG

-94.07%

Winner

HIG

+5.70%

XHG vs HIG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	XHG	HIG
2026	+9.71%	-5.62%
2025	-95.37%	+28.50%
2024	-94.74%	+36.82%
2023	N/A	+9.22%
2022	N/A	+11.56%
2021	N/A	+46.33%
2020	N/A	-17.17%
2019	N/A	+43.03%
2018	N/A	-17.76%
2017	N/A	+20.00%
2016	N/A	+13.81%
2015	N/A	+5.87%
2014	N/A	+19.87%
2013	N/A	+55.34%
2012	N/A	+36.33%
2011	N/A	-40.40%
2010	N/A	+12.00%
2009	N/A	+38.11%
2008	N/A	-79.38%
2007	N/A	-5.11%
2006	N/A	+8.09%
2005	N/A	+26.75%
2004	N/A	+19.59%
2003	N/A	+28.76%
2002	N/A	-25.94%
2001	N/A	-5.01%
2000	N/A	+59.03%
1999	N/A	-7.06%

XHG vs HIG Drawdown Comparison

The maximum drawdown for XHG was -99.84%, occurring on Mar 6, 2026. This drawdown has not yet recovered.

The maximum drawdown for HIG was -96.27%, occurring on Mar 6, 2009. Recovery took 3906 trading sessions.

The current XHG drawdown is -99.79%. The current HIG drawdown is -9.84%.

Rank	XHG	HIG
#1	-99.84% Sep 24, 2024 - Mar 6, 2026	-96.27% May 22, 2007 - Nov 23, 2022
#2	-51.11% Aug 1, 2024 - Sep 24, 2024	-57.54% Dec 8, 2000 - Feb 11, 2005
#3	-36.58% Jun 4, 2024 - Jul 5, 2024	-44.30% Nov 5, 1999 - Mar 31, 2000
#4	-15.24% May 29, 2024 - May 31, 2024	-20.30% May 24, 2000 - Jul 26, 2000
#5	-9.32% Jul 25, 2024 - Aug 1, 2024	-16.74% Jan 6, 2023 - Nov 22, 2023
#6	-7.08% Jul 5, 2024 - Jul 25, 2024	-16.11% Mar 31, 2000 - Apr 25, 2000
#7	N/A	-14.21% Oct 2, 2000 - Oct 30, 2000
#8	N/A	-13.72% Nov 27, 2024 - Mar 27, 2025
#9	N/A	-13.00% May 10, 2006 - Dec 14, 2006
#10	N/A	-12.04% Apr 2, 2025 - May 2, 2025
#11	N/A	-11.47% Feb 17, 2026 - Jun 3, 2026
#12	N/A	-11.18% Oct 30, 2000 - Dec 6, 2000
#13	N/A	-10.83% Feb 11, 2005 - May 4, 2005
#14	N/A	-10.54% Dec 1, 2005 - Apr 28, 2006
#15	N/A	-10.44% Aug 3, 2005 - Nov 4, 2005

Correlation

Correlation between XHG and HIG is -0.70 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.70

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