XGN vs PBHC

Comparison between Exagen Inc (XGN, Company) and Pathfinder Bancorp Inc (PBHC, Company).

XGN is from the Healthcare sector, while PBHC is from the Financial Services sector.

5-Year PerformancePBHC has outperformed XGN, delivering a return of +2.2% compared to -18.5%

XGN vs PBHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XGN(COMPANY)	PBHC(COMPANY)
Market Cap	$119M	$119M
Max Drawdown	95.22%	77.38%
Sharpe Ratio	-0.17	0.32
5Y Beta	1.41	0.23
Industry	Diagnostics & Research	Banks - Regional
P/E Ratio	-5.58	16.43
Forward P/E	N/A	11.29
PEG Ratio	-9.07	0.43
Dividend Yield	N/A	2.50%
5Y Dividends CAGR	N/A	13.97%
5Y EPS CAGR	-7.66%	18.27%
Debt to Equity	158.47%	22.15%
Free Cash Flow Yield	-11.87%	4.08%
P/S Ratio	1.75	3.34
P/B Ratio	8.14	0.81

Market Cap

XGN

$119M

Winner

PBHC

$119M

Max Drawdown

XGN

95.22%

Winner

PBHC

77.38%

Sharpe Ratio

XGN

-0.17

Winner

PBHC

0.32

5Y Beta

XGN

1.41

Winner

PBHC

0.23

Industry

XGN

Diagnostics & Research

PBHC

Banks - Regional

P/E Ratio

Winner

XGN

-5.58

PBHC

16.43

Forward P/E

XGN

N/A

PBHC

11.29

PEG Ratio

Winner

XGN

-9.07

PBHC

0.43

Dividend Yield

XGN

N/A

PBHC

2.50%

5Y Dividends CAGR

XGN

N/A

PBHC

13.97%

5Y EPS CAGR

XGN

-7.66%

Winner

PBHC

18.27%

Debt to Equity

XGN

158.47%

Winner

PBHC

22.15%

Free Cash Flow Yield

XGN

-11.87%

Winner

PBHC

4.08%

P/S Ratio

Winner

XGN

1.75

PBHC

3.34

P/B Ratio

XGN

8.14

Winner

PBHC

0.81

XGN vs PBHC - Historical Returns

Returns include dividend reinvestment.

Period	XGN	PBHC
1 month	+3.54%	-0.19%
3 months	+73.33%	+19.40%
6 months	+1.74%	+13.97%
1 year	-35.18%	+9.94%
5 years(CAGR)	-18.49%	+2.17%
10 years(CAGR)	N/A	+5.24%
Max(CAGR)	-18.24%	+6.16%

Winner

XGN

+3.54%

PBHC

-0.19%

Winner

XGN

+73.33%

PBHC

+19.40%

XGN

+1.74%

Winner

PBHC

+13.97%

XGN

-35.18%

Winner

PBHC

+9.94%

5Y(CAGR)

XGN

-18.49%

Winner

PBHC

+2.17%

10Y(CAGR)

XGN

N/A

PBHC

+5.24%

Max(CAGR)

XGN

-18.24%

Winner

PBHC

+6.16%

XGN vs PBHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	XGN	PBHC
2026	-22.52%	+14.94%
2025	+96.76%	-15.14%
2024	+108.12%	+28.69%
2023	-19.11%	-25.10%
2022	-78.30%	+13.40%
2021	-16.33%	+52.28%
2020	-49.13%	-16.22%
2019	+36.71%	-5.32%
2018	N/A	+3.94%
2017	N/A	+17.33%
2016	N/A	+5.92%
2015	N/A	+33.41%
2014	N/A	+20.54%
2013	N/A	+32.33%
2012	N/A	+13.35%
2011	N/A	+6.21%
2010	N/A	+54.42%
2009	N/A	-7.81%
2008	N/A	-36.14%
2007	N/A	-19.08%
2006	N/A	+3.05%
2005	N/A	-19.90%
2004	N/A	-3.88%
2003	N/A	+29.69%
2002	N/A	+13.14%
2001	N/A	+125.47%
2000	N/A	-27.88%
1999	N/A	-6.58%

XGN vs PBHC Drawdown Comparison

The maximum drawdown for XGN was -95.22%, occurring on May 1, 2024. This drawdown has not yet recovered.

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The current XGN drawdown is -83.57%. The current PBHC drawdown is -20.05%.

Rank	XGN	PBHC
#1	-95.22% Dec 26, 2019 - May 1, 2024	-73.10% Jan 30, 2004 - Oct 7, 2014
#2	-32.13% Sep 19, 2019 - Nov 5, 2019	-45.89% Sep 16, 2022 - Mar 4, 2024
#3	-16.54% Nov 6, 2019 - Dec 18, 2019	-43.72% Nov 10, 1999 - Jul 23, 2001
#4	N/A	-42.24% May 28, 2019 - Apr 14, 2021
#5	N/A	-28.52% May 22, 2002 - Dec 23, 2002
#6	N/A	-19.67% May 21, 2018 - May 23, 2019
#7	N/A	-16.84% Dec 24, 2015 - Dec 21, 2016
#8	N/A	-13.95% Jun 16, 2015 - Nov 19, 2015
#9	N/A	-13.17% Mar 31, 2022 - Sep 16, 2022
#10	N/A	-12.51% Aug 23, 2001 - May 17, 2002
#11	N/A	-12.50% Jul 23, 2001 - Aug 2, 2001
#12	N/A	-12.39% Aug 2, 2001 - Aug 20, 2001
#13	N/A	-11.70% Apr 14, 2021 - Jun 21, 2021
#14	N/A	-11.54% Nov 5, 1999 - Nov 10, 1999
#15	N/A	-11.52% Dec 26, 2002 - Apr 4, 2003

Correlation

Correlation between XGN and PBHC is -0.44 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.44

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