XEL vs PYPL

Comparison between Xcel Energy Inc (XEL, Company) and PayPal Holdings Inc (PYPL, Company).

XEL is from the Utilities sector, while PYPL is from the Financial Services sector.

5-Year PerformanceXEL has outperformed PYPL, delivering a return of +6.7% compared to -28.5%

XEL vs PYPL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	XEL(COMPANY)	PYPL(COMPANY)
Market Cap	$49B	$50B
Max Drawdown	82.11%	87.33%
Sharpe Ratio	0.66	-0.52
5Y Beta	0.13	1.19
Industry	Utilities - Regulated Electric	Credit Services
P/E Ratio	23.06	10.19
Forward P/E	19.19	10.70
PEG Ratio	12.63	0.51
Dividend Yield	2.92%	0.74%
5Y Dividends CAGR	8.88%	N/A
5Y EPS CAGR	3.44%	4.15%
Debt to Equity	155.56%	46.99%
Free Cash Flow Yield	9.61%	11.11%
P/S Ratio	3.38	1.24
P/B Ratio	2.11	2.09

Market Cap

XEL

$49B

Winner

PYPL

$50B

Max Drawdown

Winner

XEL

82.11%

PYPL

87.33%

Sharpe Ratio

Winner

XEL

0.66

PYPL

-0.52

5Y Beta

Winner

XEL

0.13

PYPL

1.19

Industry

XEL

Utilities - Regulated Electric

PYPL

Credit Services

P/E Ratio

XEL

23.06

Winner

PYPL

10.19

Forward P/E

XEL

19.19

Winner

PYPL

10.70

PEG Ratio

XEL

12.63

Winner

PYPL

0.51

Dividend Yield

Winner

XEL

2.92%

PYPL

0.74%

5Y Dividends CAGR

XEL

8.88%

PYPL

N/A

5Y EPS CAGR

XEL

3.44%

Winner

PYPL

4.15%

Debt to Equity

XEL

155.56%

Winner

PYPL

46.99%

Free Cash Flow Yield

XEL

9.61%

Winner

PYPL

11.11%

P/S Ratio

XEL

3.38

Winner

PYPL

1.24

P/B Ratio

XEL

2.11

Winner

PYPL

2.09

XEL vs PYPL - Historical Returns

Returns include dividend reinvestment.

Period	XEL	PYPL
1 month	+0.37%	+31.91%
3 months	+0.78%	+10.13%
6 months	+4.92%	+0.56%
1 year	+13.90%	-24.71%
5 years(CAGR)	+6.70%	-28.52%
10 years(CAGR)	+9.37%	+3.45%
Max(CAGR)	+9.32%	+3.05%

XEL

+0.37%

Winner

PYPL

+31.91%

XEL

+0.78%

Winner

PYPL

+10.13%

Winner

XEL

+4.92%

PYPL

+0.56%

Winner

XEL

+13.90%

PYPL

-24.71%

5Y(CAGR)

Winner

XEL

+6.70%

PYPL

-28.52%

10Y(CAGR)

Winner

XEL

+9.37%

PYPL

+3.45%

Max(CAGR)

Winner

XEL

+9.32%

PYPL

+3.05%

XEL vs PYPL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	XEL	PYPL
2026	+7.49%	-3.34%
2025	+15.02%	-32.10%
2024	+9.53%	+38.87%
2023	-8.64%	-17.66%
2022	+6.09%	-63.47%
2021	+6.01%	-18.69%
2020	+9.75%	+111.47%
2019	+35.24%	+26.15%
2018	+6.51%	+13.88%
2017	+22.13%	+82.91%
2016	+17.83%	+13.58%
2015	+3.26%	-10.55%
2014	+35.56%	N/A
2013	+6.12%	N/A
2012	+1.58%	N/A
2011	+22.24%	N/A
2010	+16.87%	N/A
2009	+18.49%	N/A
2008	-12.20%	N/A
2007	+0.34%	N/A
2006	+29.75%	N/A
2005	+7.26%	N/A
2004	+12.30%	N/A
2003	+56.70%	N/A
2002	-57.91%	N/A
2001	+3.25%	N/A
2000	+62.64%	N/A
1999	-8.93%	N/A

XEL vs PYPL Drawdown Comparison

The maximum drawdown for XEL was -80.65%, occurring on Jul 29, 2002. Recovery took 1449 trading sessions.

The maximum drawdown for PYPL was -87.30%, occurring on Feb 12, 2026. This drawdown has not yet recovered.

The current XEL drawdown is -4.34%. The current PYPL drawdown is -81.74%.

Rank	XEL	PYPL
#1	-80.65% Apr 26, 2001 - Feb 2, 2007	-87.30% Jul 23, 2021 - Feb 12, 2026
#2	-34.43% Sep 12, 2022 - Nov 26, 2024	-31.19% Feb 19, 2020 - May 5, 2020
#3	-30.32% Apr 2, 2007 - Apr 6, 2010	-25.82% Feb 16, 2021 - Jul 23, 2021
#4	-29.24% Feb 18, 2020 - Aug 7, 2020	-24.31% Jul 20, 2015 - Mar 21, 2016
#5	-24.35% Nov 2, 1999 - Apr 24, 2000	-20.33% Jul 24, 2019 - Feb 14, 2020
#6	-21.81% Nov 16, 2020 - Mar 29, 2022	-18.93% Sep 4, 2018 - Jan 25, 2019
#7	-17.45% Nov 14, 2017 - Oct 24, 2018	-17.23% Mar 22, 2016 - Oct 21, 2016
#8	-16.38% Dec 26, 2000 - Mar 29, 2001	-16.62% Sep 2, 2020 - Oct 21, 2020
#9	-15.66% May 27, 2022 - Aug 12, 2022	-16.06% Jan 26, 2018 - Jun 14, 2018
#10	-14.77% May 24, 2000 - Aug 2, 2000	-15.61% Oct 21, 2020 - Nov 25, 2020
#11	-14.61% Jan 29, 2015 - Oct 22, 2015	-13.16% Oct 21, 2016 - Apr 24, 2017
#12	-14.33% Jul 6, 2016 - Mar 21, 2017	-10.14% Jul 24, 2018 - Aug 29, 2018
#13	-13.40% Apr 30, 2013 - Apr 4, 2014	-9.67% Nov 24, 2017 - Jan 5, 2018
#14	-12.70% May 20, 2011 - Sep 15, 2011	-8.75% Jan 22, 2021 - Feb 4, 2021
#15	-12.37% Nov 27, 2024 - Apr 3, 2025	-7.38% Aug 6, 2020 - Aug 27, 2020

Correlation

Correlation between XEL and PYPL is 0.23 which considered as a very weak or no correlation - the stocks move independently of each other.

0.23

-101

Dividend Comparison (1999 - 2026)

XEL vs PYPL dividend yield comparison.

Year	XEL	PYPL
2026	2.00%	0.50%
2025	3.83%	0.24%
2024	2.43%	0.00%
2023	3.36%	0.00%
2022	2.78%	0.00%
2021	2.70%	0.00%
2020	2.58%	0.00%
2019	2.55%	0.00%
2018	3.09%	0.00%
2017	2.99%	0.00%
2016	3.34%	0.00%
2015	3.56%	0.00%
2014	3.34%	0.00%
2013	3.97%	0.00%
2012	4.01%	0.00%
2011	3.74%	0.00%
2010	4.26%	0.00%
2009	4.58%	0.00%
2008	5.08%	0.00%
2007	4.04%	0.00%
2006	3.83%	0.00%
2005	4.62%	0.00%
2004	4.45%	0.00%
2003	4.42%	0.00%
2002	10.23%	0.00%
2001	5.41%	0.00%
2000	5.10%	0.00%
1999	1.86%	0.00%