WTM vs RITM

Comparison between White Mountains Insurance Group Ltd (WTM, Company) and Rithm Capital Corporation (RITM, Company).

WTM is from the Financial Services sector, while RITM is from the Real Estate sector.

5-Year PerformanceWTM has outperformed RITM, delivering a return of +12.6% compared to +6.6%

WTM vs RITM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WTM(COMPANY)	RITM(COMPANY)
Market Cap	$5.21B	$5.19B
Max Drawdown	78.65%	82.17%
Sharpe Ratio	0.57	-0.56
5Y Beta	0.35	0.79
Industry	Insurance - Property & Casualty	Reit - Mortgage
P/E Ratio	5.03	7.03
Forward P/E	13.87	4.10
PEG Ratio	0.00	N/A
Dividend Yield	0.05%	10.90%
5Y Dividends CAGR	14.87%	7.39%
5Y EPS CAGR	12.53%	N/A
Debt to Equity	15.54%	408.30%
Free Cash Flow Yield	11.93%	-50.30%
P/S Ratio	1.84	1.23
P/B Ratio	0.97	0.75

Market Cap

Winner

WTM

$5.21B

RITM

$5.19B

Max Drawdown

Winner

WTM

78.65%

RITM

82.17%

Sharpe Ratio

Winner

WTM

0.57

RITM

-0.56

5Y Beta

Winner

WTM

0.35

RITM

0.79

Industry

WTM

Insurance - Property & Casualty

RITM

Reit - Mortgage

P/E Ratio

Winner

WTM

5.03

RITM

7.03

Forward P/E

WTM

13.87

Winner

RITM

4.10

PEG Ratio

WTM

0.00

RITM

N/A

Dividend Yield

WTM

0.05%

Winner

RITM

10.90%

5Y Dividends CAGR

Winner

WTM

14.87%

RITM

7.39%

5Y EPS CAGR

WTM

12.53%

RITM

N/A

Debt to Equity

Winner

WTM

15.54%

RITM

408.30%

Free Cash Flow Yield

Winner

WTM

11.93%

RITM

-50.30%

P/S Ratio

WTM

1.84

Winner

RITM

1.23

P/B Ratio

WTM

0.97

Winner

RITM

0.75

WTM vs RITM - Historical Returns

Returns include dividend reinvestment.

Period	WTM	RITM
1 month	-4.02%	-5.88%
3 months	-5.61%	-4.23%
6 months	+1.54%	-15.51%
1 year	+14.98%	-10.69%
5 years(CAGR)	+12.61%	+6.62%
10 years(CAGR)	+9.95%	+6.38%
Max(CAGR)	+11.54%	+7.95%

Winner

WTM

-4.02%

RITM

-5.88%

WTM

-5.61%

Winner

RITM

-4.23%

Winner

WTM

+1.54%

RITM

-15.51%

Winner

WTM

+14.98%

RITM

-10.69%

5Y(CAGR)

Winner

WTM

+12.61%

RITM

+6.62%

10Y(CAGR)

Winner

WTM

+9.95%

RITM

+6.38%

Max(CAGR)

Winner

WTM

+11.54%

RITM

+7.95%

WTM vs RITM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WTM	RITM
2026	+1.18%	-14.69%
2025	+7.78%	+9.62%
2024	+28.89%	+11.90%
2023	+7.82%	+43.59%
2022	+40.13%	-16.59%
2021	+0.02%	+22.64%
2020	-10.78%	-35.02%
2019	+30.61%	+27.47%
2018	+1.26%	-8.94%
2017	+0.31%	+27.02%
2016	+16.25%	+48.51%
2015	+15.17%	+6.58%
2014	+5.05%	+9.14%
2013	+15.41%	+6.41%
2012	+13.20%	N/A
2011	+32.29%	N/A
2010	+0.31%	N/A
2009	+27.07%	N/A
2008	-46.61%	N/A
2007	-10.07%	N/A
2006	+5.94%	N/A
2005	-10.36%	N/A
2004	+42.59%	N/A
2003	+42.62%	N/A
2002	-7.44%	N/A
2001	+10.58%	N/A
2000	+172.82%	N/A
1999	-4.04%	N/A

WTM vs RITM Drawdown Comparison

The maximum drawdown for WTM was -77.48%, occurring on Mar 9, 2009. Recovery took 2327 trading sessions.

The maximum drawdown for RITM was -81.11%, occurring on Apr 3, 2020. Recovery took 1141 trading sessions.

The current WTM drawdown is -10.96%. The current RITM drawdown is -22.38%.

Rank	WTM	RITM
#1	-77.48% Sep 8, 2005 - Dec 5, 2014	-81.11% Feb 14, 2020 - Aug 28, 2024
#2	-40.16% Feb 11, 2020 - Feb 10, 2021	-38.97% May 22, 2015 - Nov 18, 2016
#3	-27.02% Jun 21, 2001 - May 12, 2003	-27.33% Sep 5, 2025 - Mar 20, 2026
#4	-22.07% Feb 22, 2021 - Jun 7, 2022	-22.95% Sep 5, 2018 - Nov 1, 2019
#5	-18.77% Nov 1, 1999 - Mar 14, 2000	-19.51% Feb 28, 2025 - Jul 2, 2025
#6	-18.05% Nov 25, 2024 - Nov 26, 2025	-16.31% Oct 22, 2013 - Mar 18, 2014
#7	-16.59% Mar 1, 2017 - Sep 14, 2018	-13.15% May 7, 2013 - Oct 18, 2013
#8	-16.37% Mar 11, 2005 - Aug 19, 2005	-11.09% Apr 19, 2017 - Sep 27, 2017
#9	-15.67% Apr 6, 2004 - Nov 18, 2004	-10.96% Dec 28, 2017 - May 1, 2018
#10	-15.54% Sep 8, 2022 - Oct 28, 2022	-10.82% Aug 30, 2024 - Jan 28, 2025
#11	-14.93% Feb 17, 2023 - Jul 20, 2023	-8.95% Mar 21, 2014 - Jul 14, 2014
#12	-14.80% Sep 14, 2018 - May 31, 2019	-7.45% Jul 14, 2014 - Nov 5, 2014
#13	-13.91% Jun 16, 2003 - Oct 3, 2003	-6.88% Jan 27, 2017 - Feb 14, 2017
#14	-13.43% Nov 30, 2015 - Apr 1, 2016	-6.44% Dec 19, 2014 - Jan 22, 2015
#15	-13.10% Apr 17, 2026 - Jun 4, 2026	-6.23% Nov 8, 2019 - Dec 17, 2019

Correlation

Correlation between WTM and RITM is 0.80 which considered as a strong positive correlation - the stocks tend to move together.

0.80

-101

Dividend Comparison (1999 - 2026)

WTM vs RITM dividend yield comparison.

Year	WTM	RITM
2026	0.05%	2.74%
2025	0.05%	9.17%
2024	0.05%	9.23%
2023	0.07%	9.36%
2022	0.07%	12.24%
2021	0.10%	8.40%
2020	0.10%	5.03%
2019	0.09%	12.41%
2018	0.12%	14.07%
2017	0.12%	11.07%
2016	0.12%	11.70%
2015	0.14%	14.39%
2014	0.16%	12.96%
2013	0.17%	7.41%
2012	0.19%	0.00%
2011	0.22%	0.00%
2010	0.30%	0.00%
2009	0.30%	0.00%
2008	3.00%	0.00%
2007	1.56%	0.00%
2006	1.38%	0.00%
2005	1.43%	0.00%
2004	0.15%	0.00%
2003	0.22%	0.00%
2002	0.31%	0.00%
2001	0.29%	0.00%
2000	0.25%	0.00%
1999	0.33%	0.00%