WTF vs JFIN

Comparison between Waton Financial Ltd (WTF, Company) and Jiayin Group Inc (JFIN, Company).

Both WTF and JFIN are from the Financial Services sector.

WTF vs JFIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WTF(COMPANY)	JFIN(COMPANY)
Market Cap	$144M	$145M
Max Drawdown	87.56%	92.53%
Sharpe Ratio	0.02	-2.32
5Y Beta	0.76	1.02
Industry	Capital Markets	Credit Services
P/E Ratio	-9.52	0.66
Forward P/E	N/A	1.83
PEG Ratio	-0.71	0.01
Dividend Yield	N/A	27.20%
5Y EPS CAGR	N/A	42.44%
Debt to Equity	0.00%	13.55%
Free Cash Flow Yield	-5.12%	61.50%
P/S Ratio	14.20	0.03
P/B Ratio	6.62	0.18

Market Cap

WTF

$144M

Winner

JFIN

$145M

Max Drawdown

Winner

WTF

87.56%

JFIN

92.53%

Sharpe Ratio

Winner

WTF

0.02

JFIN

-2.32

5Y Beta

Winner

WTF

0.76

JFIN

1.02

Industry

WTF

Capital Markets

JFIN

Credit Services

P/E Ratio

Winner

WTF

-9.52

JFIN

0.66

Forward P/E

WTF

N/A

JFIN

1.83

PEG Ratio

Winner

WTF

-0.71

JFIN

0.01

Dividend Yield

WTF

N/A

JFIN

27.20%

5Y EPS CAGR

WTF

N/A

JFIN

42.44%

Debt to Equity

Winner

WTF

0.00%

JFIN

13.55%

Free Cash Flow Yield

WTF

-5.12%

Winner

JFIN

61.50%

P/S Ratio

WTF

14.20

Winner

JFIN

0.03

P/B Ratio

WTF

6.62

Winner

JFIN

0.18

WTF vs JFIN - Historical Returns

Returns include dividend reinvestment.

Period	WTF	JFIN
1 month	+2.41%	-13.68%
3 months	-22.19%	-48.17%
6 months	-13.12%	-59.64%
1 year	-35.91%	-79.91%
5 years(CAGR)	N/A	-2.27%
Max(CAGR)	-75.53%	-19.08%

Winner

WTF

+2.41%

JFIN

-13.68%

Winner

WTF

-22.19%

JFIN

-48.17%

Winner

WTF

-13.12%

JFIN

-59.64%

Winner

WTF

-35.91%

JFIN

-79.91%

5Y(CAGR)

WTF

N/A

JFIN

-2.27%

Max(CAGR)

WTF

-75.53%

Winner

JFIN

-19.08%

WTF vs JFIN - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	WTF	JFIN
2026	-8.02%	-57.56%
2025	-83.38%	-7.47%
2024	N/A	+47.03%
2023	N/A	+137.98%
2022	N/A	-0.43%
2021	N/A	-30.38%
2020	N/A	-42.23%
2019	N/A	-67.43%

WTF vs JFIN Drawdown Comparison

The maximum drawdown for WTF was -87.56%, occurring on Jun 16, 2026. This drawdown has not yet recovered.

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The current WTF drawdown is -84.99%. The current JFIN drawdown is -85.86%.

Rank	WTF	JFIN
#1	-87.56% Apr 1, 2025 - Jun 16, 2026	-92.53% May 16, 2019 - Jun 6, 2025
#2	N/A	-88.10% Jun 12, 2025 - Jul 27, 2026
#3	N/A	-13.93% May 10, 2019 - May 16, 2019
#4	N/A	-3.68% Jun 6, 2025 - Jun 12, 2025