WSM vs AFRM

Comparison between Williams-Sonoma Inc (WSM, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

WSM is from the Consumer Cyclical sector, while AFRM is from the Financial Services sector.

5-Year PerformanceWSM has outperformed AFRM, delivering a return of +20.9% compared to +1.7%

WSM vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WSM(COMPANY)	AFRM(COMPANY)
Market Cap	$24B	$24B
Max Drawdown	89.53%	94.71%
Sharpe Ratio	0.79	0.76
5Y Beta	1.40	2.44
Industry	Specialty Retail	Credit Services
P/E Ratio	22.32	74.47
Forward P/E	21.74	36.50
PEG Ratio	7.18	0.72
Dividend Yield	1.35%	N/A
5Y Dividends CAGR	27.48%	N/A
5Y EPS CAGR	9.75%	N/A
Debt to Equity	0.00%	234.55%
Free Cash Flow Yield	4.57%	3.31%
P/S Ratio	3.04	6.16
P/B Ratio	12.79	6.46

Market Cap

Winner

WSM

$24B

AFRM

$24B

Max Drawdown

Winner

WSM

89.53%

AFRM

94.71%

Sharpe Ratio

Winner

WSM

0.79

AFRM

0.76

5Y Beta

Winner

WSM

1.40

AFRM

2.44

Industry

WSM

Specialty Retail

AFRM

Credit Services

P/E Ratio

Winner

WSM

22.32

AFRM

74.47

Forward P/E

Winner

WSM

21.74

AFRM

36.50

PEG Ratio

WSM

7.18

Winner

AFRM

0.72

Dividend Yield

WSM

1.35%

AFRM

N/A

5Y Dividends CAGR

WSM

27.48%

AFRM

N/A

5Y EPS CAGR

WSM

9.75%

AFRM

N/A

Debt to Equity

Winner

WSM

0.00%

AFRM

234.55%

Free Cash Flow Yield

Winner

WSM

4.57%

AFRM

3.31%

P/S Ratio

Winner

WSM

3.04

AFRM

6.16

P/B Ratio

WSM

12.79

Winner

AFRM

6.46

WSM vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	WSM	AFRM
1 month	+13.25%	+5.14%
3 months	+1.63%	+52.15%
6 months	+15.27%	+5.95%
1 year	+30.70%	+34.23%
5 years(CAGR)	+20.93%	+1.71%
10 years(CAGR)	+25.34%	N/A
Max(CAGR)	+12.71%	-5.67%

Winner

WSM

+13.25%

AFRM

+5.14%

WSM

+1.63%

Winner

AFRM

+52.15%

Winner

WSM

+15.27%

AFRM

+5.95%

WSM

+30.70%

Winner

AFRM

+34.23%

5Y(CAGR)

Winner

WSM

+20.93%

AFRM

+1.71%

10Y(CAGR)

WSM

+25.34%

AFRM

N/A

Max(CAGR)

Winner

WSM

+12.71%

AFRM

-5.67%

WSM vs AFRM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WSM	AFRM
2026	+9.27%	-4.08%
2025	-3.34%	+19.07%
2024	+85.14%	+30.69%
2023	+81.63%	+440.00%
2022	-30.37%	-89.84%
2021	+66.81%	+3.41%
2020	+43.90%	N/A
2019	+50.97%	N/A
2018	-1.32%	N/A
2017	+7.75%	N/A
2016	-13.46%	N/A
2015	-20.56%	N/A
2014	+31.26%	N/A
2013	+31.09%	N/A
2012	+21.28%	N/A
2011	+8.57%	N/A
2010	+74.88%	N/A
2009	+160.07%	N/A
2008	-67.59%	N/A
2007	-16.38%	N/A
2006	-27.32%	N/A
2005	+19.86%	N/A
2004	+2.67%	N/A
2003	+23.04%	N/A
2002	+32.28%	N/A
2001	+98.43%	N/A
2000	-54.15%	N/A
1999	-14.12%	N/A

WSM vs AFRM Drawdown Comparison

The maximum drawdown for WSM was -89.01%, occurring on Nov 20, 2008. Recovery took 1314 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current WSM drawdown is -7.27%. The current AFRM drawdown is -57.86%.

Rank	WSM	AFRM
#1	-89.01% Jan 11, 2006 - Mar 31, 2011	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-72.65% Dec 7, 1999 - May 17, 2002	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-60.60% Aug 18, 2015 - May 29, 2020	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-51.91% Nov 16, 2021 - Jan 23, 2024	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-39.15% May 28, 2002 - Oct 27, 2003	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-36.79% Feb 18, 2025 - Jan 21, 2026	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-36.04% May 10, 2011 - Sep 13, 2012	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-23.29% Feb 6, 2026 - May 15, 2026	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-22.50% Nov 12, 2003 - Sep 29, 2004	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-20.87% Jul 16, 2024 - Nov 20, 2024	N/A
#11	-19.31% May 10, 2021 - Aug 26, 2021	N/A
#12	-18.73% Nov 15, 2004 - Jun 16, 2005	N/A
#13	-18.65% Jul 28, 2005 - Jan 11, 2006	N/A
#14	-15.85% Aug 27, 2014 - Nov 20, 2014	N/A
#15	-15.76% Jan 27, 2021 - Mar 18, 2021	N/A