WRLD vs HTB

Comparison between World Acceptance Corp (WRLD, Company) and HomeTrust Bancshares Inc (HTB, Company).

Both WRLD and HTB are from the Financial Services sector.

5-Year PerformanceHTB has outperformed WRLD, delivering a return of +12.2% compared to +1.9%

WRLD vs HTB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WRLD(COMPANY)	HTB(COMPANY)
Market Cap	$798M	$798M
Max Drawdown	77.65%	58.26%
Sharpe Ratio	0.34	1.08
5Y Beta	1.20	0.78
Industry	Credit Services	Banks - Regional
P/E Ratio	23.06	12.32
Forward P/E	9.61	11.34
PEG Ratio	0.70	0.50
Dividend Yield	N/A	1.05%
5Y Dividends CAGR	N/A	12.05%
5Y EPS CAGR	6.58%	26.67%
Debt to Equity	167.30%	0.00%
Free Cash Flow Yield	32.02%	10.61%
P/S Ratio	1.34	3.79
P/B Ratio	2.24	1.35

Market Cap

WRLD

$798M

Winner

HTB

$798M

Max Drawdown

WRLD

77.65%

Winner

HTB

58.26%

Sharpe Ratio

WRLD

0.34

Winner

HTB

1.08

5Y Beta

WRLD

1.20

Winner

HTB

0.78

Industry

WRLD

Credit Services

HTB

Banks - Regional

P/E Ratio

WRLD

23.06

Winner

HTB

12.32

Forward P/E

Winner

WRLD

9.61

HTB

11.34

PEG Ratio

WRLD

0.70

Winner

HTB

0.50

Dividend Yield

WRLD

N/A

HTB

1.05%

5Y Dividends CAGR

WRLD

N/A

HTB

12.05%

5Y EPS CAGR

WRLD

6.58%

Winner

HTB

26.67%

Debt to Equity

WRLD

167.30%

Winner

HTB

0.00%

Free Cash Flow Yield

Winner

WRLD

32.02%

HTB

10.61%

P/S Ratio

Winner

WRLD

1.34

HTB

3.79

P/B Ratio

WRLD

2.24

Winner

HTB

1.35

WRLD vs HTB - Historical Returns

Returns include dividend reinvestment.

Period	WRLD	HTB
1 month	+20.31%	+4.67%
3 months	+31.14%	+14.25%
6 months	+20.22%	+5.44%
1 year	+15.82%	+33.57%
5 years(CAGR)	+1.94%	+12.23%
10 years(CAGR)	+16.32%	+10.80%
Max(CAGR)	+14.32%	+11.47%

Winner

WRLD

+20.31%

HTB

+4.67%

Winner

WRLD

+31.14%

HTB

+14.25%

Winner

WRLD

+20.22%

HTB

+5.44%

WRLD

+15.82%

Winner

HTB

+33.57%

5Y(CAGR)

WRLD

+1.94%

Winner

HTB

+12.23%

10Y(CAGR)

Winner

WRLD

+16.32%

HTB

+10.80%

Max(CAGR)

Winner

WRLD

+14.32%

HTB

+11.47%

WRLD vs HTB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WRLD	HTB
2026	+25.85%	+12.53%
2025	+24.99%	+30.76%
2024	-12.58%	+27.95%
2023	+100.41%	+15.08%
2022	-71.25%	-22.21%
2021	+133.97%	+60.25%
2020	+13.79%	-26.69%
2019	-19.12%	+0.77%
2018	+24.97%	+2.10%
2017	+22.67%	-1.15%
2016	+72.52%	+33.37%
2015	-52.26%	+24.62%
2014	-6.52%	+3.41%
2013	+17.71%	+16.80%
2012	+1.17%	+15.47%
2011	+34.94%	N/A
2010	+46.50%	N/A
2009	+76.16%	N/A
2008	-21.24%	N/A
2007	-43.84%	N/A
2006	+59.37%	N/A
2005	+7.39%	N/A
2004	+23.64%	N/A
2003	+151.77%	N/A
2002	+1.87%	N/A
2001	+39.05%	N/A
2000	+18.92%	N/A
1999	-4.94%	N/A

WRLD vs HTB Drawdown Comparison

The maximum drawdown for WRLD was -77.65%, occurring on Mar 6, 2009. Recovery took 1041 trading sessions.

The maximum drawdown for HTB was -57.65%, occurring on Mar 20, 2020. Recovery took 664 trading sessions.

The current WRLD drawdown is -31.10%.

Rank	WRLD	HTB
#1	-77.65% Oct 23, 2006 - Dec 10, 2010	-57.65% Sep 25, 2018 - May 17, 2021
#2	-77.00% Dec 22, 2021 - Dec 19, 2022	-42.93% Jan 14, 2022 - Jul 11, 2024
#3	-75.12% Oct 23, 2013 - Jan 26, 2018	-17.43% Nov 25, 2024 - Jul 2, 2025
#4	-74.48% Jul 12, 2019 - Jul 21, 2021	-17.10% Dec 19, 2016 - Nov 30, 2017
#5	-39.71% Jan 20, 2004 - Sep 17, 2004	-16.16% Dec 29, 2015 - Nov 11, 2016
#6	-36.54% Aug 14, 2001 - Apr 17, 2003	-14.06% Jul 5, 2013 - Jul 2, 2015
#7	-27.25% Oct 25, 2021 - Nov 4, 2021	-12.73% Jun 16, 2021 - Oct 8, 2021
#8	-25.55% Jul 15, 2005 - May 16, 2006	-12.64% Sep 19, 2024 - Nov 6, 2024
#9	-24.61% Jul 20, 2018 - Apr 10, 2019	-9.75% Dec 18, 2017 - Mar 9, 2018
#10	-24.18% Feb 3, 2005 - Jul 8, 2005	-9.67% Sep 18, 2025 - Dec 10, 2025
#11	-23.62% Jul 9, 2003 - Oct 28, 2003	-9.20% Dec 16, 2025 - Apr 9, 2026
#12	-21.77% Nov 9, 2021 - Dec 22, 2021	-8.99% Jul 31, 2024 - Aug 23, 2024
#13	-21.57% Jan 3, 2012 - Aug 16, 2012	-8.73% Jul 24, 2025 - Aug 22, 2025
#14	-21.33% May 31, 2001 - Aug 13, 2001	-7.93% Nov 23, 2021 - Jan 6, 2022
#15	-20.76% May 10, 2011 - Oct 27, 2011	-7.03% Oct 8, 2012 - Jan 2, 2013