WRB vs AFRM

Comparison between W.R. Berkley Corp (WRB, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

Both WRB and AFRM are from the Financial Services sector.

5-Year PerformanceWRB has outperformed AFRM, delivering a return of +18.9% compared to +1.6%

WRB vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WRB(COMPANY)	AFRM(COMPANY)
Market Cap	$25B	$25B
Max Drawdown	55.15%	94.71%
Sharpe Ratio	-0.25	0.59
5Y Beta	0.18	2.47
Industry	Insurance - Property & Casualty	Credit Services
P/E Ratio	13.50	78.15
Forward P/E	14.79	35.34
PEG Ratio	1.45	N/A
Dividend Yield	0.53%	N/A
5Y Dividends CAGR	70.33%	N/A
5Y EPS CAGR	21.09%	N/A
Debt to Equity	0.00%	234.55%
Free Cash Flow Yield	14.01%	3.16%

Market Cap

Winner

WRB

$25B

AFRM

$25B

Max Drawdown

Winner

WRB

55.15%

AFRM

94.71%

Sharpe Ratio

WRB

-0.25

Winner

AFRM

0.59

5Y Beta

Winner

WRB

0.18

AFRM

2.47

Industry

WRB

Insurance - Property & Casualty

AFRM

Credit Services

P/E Ratio

Winner

WRB

13.50

AFRM

78.15

Forward P/E

Winner

WRB

14.79

AFRM

35.34

PEG Ratio

WRB

1.45

AFRM

N/A

Dividend Yield

WRB

0.53%

AFRM

N/A

5Y Dividends CAGR

WRB

70.33%

AFRM

N/A

5Y EPS CAGR

WRB

21.09%

AFRM

N/A

Debt to Equity

Winner

WRB

0.00%

AFRM

234.55%

Free Cash Flow Yield

Winner

WRB

14.01%

AFRM

3.16%

WRB vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	WRB	AFRM
1 month	-0.58%	+14.76%
3 months	+1.64%	+66.41%
6 months	-1.58%	-3.21%
1 year	-3.59%	+19.84%
5 years(CAGR)	+18.93%	+1.63%
10 years(CAGR)	+17.83%	N/A
Max(CAGR)	+17.78%	-4.93%

WRB

-0.58%

Winner

AFRM

+14.76%

WRB

+1.64%

Winner

AFRM

+66.41%

Winner

WRB

-1.58%

AFRM

-3.21%

WRB

-3.59%

Winner

AFRM

+19.84%

5Y(CAGR)

Winner

WRB

+18.93%

AFRM

+1.63%

10Y(CAGR)

WRB

+17.83%

AFRM

N/A

Max(CAGR)

Winner

WRB

+17.78%

AFRM

-4.93%

WRB vs AFRM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WRB	AFRM
2026	-1.31%	-0.15%
2025	+24.07%	+19.07%
2024	+24.66%	+30.69%
2023	+0.23%	+440.00%
2022	+35.74%	-89.84%
2021	+30.24%	+3.41%
2020	-2.95%	N/A
2019	+46.79%	N/A
2018	+8.40%	N/A
2017	+9.88%	N/A
2016	+28.14%	N/A
2015	+9.06%	N/A
2014	+23.20%	N/A
2013	+13.39%	N/A
2012	+14.12%	N/A
2011	+25.48%	N/A
2010	+12.85%	N/A
2009	-18.60%	N/A
2008	+7.55%	N/A
2007	-13.19%	N/A
2006	+6.98%	N/A
2005	+53.37%	N/A
2004	+33.74%	N/A
2003	+33.20%	N/A
2002	+13.56%	N/A
2001	+16.66%	N/A
2000	+135.53%	N/A
1999	-7.16%	N/A

WRB vs AFRM Drawdown Comparison

The maximum drawdown for WRB was -54.39%, occurring on Oct 9, 2008. Recovery took 1524 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current WRB drawdown is -11.38%. The current AFRM drawdown is -56.14%.

Rank	WRB	AFRM
#1	-54.39% Apr 20, 2006 - May 8, 2012	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-45.35% Feb 19, 2020 - Apr 8, 2021	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-37.36% Nov 3, 1999 - Jul 27, 2000	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-26.29% Nov 30, 2022 - Jan 5, 2024	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-25.92% Dec 26, 2000 - Mar 9, 2001	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-23.20% May 1, 2002 - Jan 10, 2003	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-20.36% Mar 9, 2001 - Sep 28, 2001	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-17.63% Oct 14, 2025 - May 29, 2026	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-17.55% Aug 17, 2015 - Jun 30, 2016	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-16.41% Nov 6, 2001 - Apr 5, 2002	N/A
#11	-15.84% Apr 11, 2013 - May 7, 2014	N/A
#12	-14.70% Jun 7, 2022 - Oct 18, 2022	N/A
#13	-13.51% Mar 15, 2017 - Dec 28, 2017	N/A
#14	-13.33% Mar 28, 2024 - Aug 27, 2024	N/A
#15	-12.62% Oct 8, 2003 - Jan 12, 2004	N/A