WAL vs XP

Comparison between Western Alliance Bancorp (WAL, Company) and XP Inc - Class A (XP, Company).

Both WAL and XP are from the Financial Services sector.

5-Year PerformanceWAL has outperformed XP, delivering a return of -0.2% compared to -14.6%

WAL vs XP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WAL(COMPANY)	XP(COMPANY)
Market Cap	$8.85B	$8.86B
Max Drawdown	92.14%	79.19%
Sharpe Ratio	0.24	0.01
5Y Beta	1.41	1.03
Industry	Banks - Regional	Capital Markets
P/E Ratio	10.29	9.22
Forward P/E	7.89	9.53
PEG Ratio	1.07	0.47
Dividend Yield	1.96%	1.19%
5Y Dividends CAGR	10.07%	N/A
5Y EPS CAGR	11.00%	18.25%
Debt to Equity	73.67%	366.57%
Free Cash Flow Yield	-17.31%	31.84%
P/S Ratio	2.60	0.48
P/B Ratio	1.20	1.92

Market Cap

WAL

$8.85B

Winner

$8.86B

Max Drawdown

WAL

92.14%

Winner

79.19%

Sharpe Ratio

Winner

WAL

0.24

0.01

5Y Beta

WAL

1.41

Winner

1.03

Industry

WAL

Banks - Regional

Capital Markets

P/E Ratio

WAL

10.29

Winner

9.22

Forward P/E

Winner

WAL

7.89

9.53

PEG Ratio

WAL

1.07

Winner

0.47

Dividend Yield

Winner

WAL

1.96%

1.19%

5Y Dividends CAGR

WAL

10.07%

N/A

5Y EPS CAGR

WAL

11.00%

Winner

18.25%

Debt to Equity

Winner

WAL

73.67%

366.57%

Free Cash Flow Yield

WAL

-17.31%

Winner

31.84%

P/S Ratio

WAL

2.60

Winner

0.48

P/B Ratio

Winner

WAL

1.20

1.92

WAL vs XP - Historical Returns

Returns include dividend reinvestment.

Period	WAL	XP
1 month	+3.08%	+6.38%
3 months	+9.27%	-19.97%
6 months	-4.00%	-2.85%
1 year	+4.03%	-6.60%
5 years(CAGR)	-0.20%	-14.62%
10 years(CAGR)	+10.84%	N/A
Max(CAGR)	+6.47%	-8.67%

WAL

+3.08%

Winner

+6.38%

Winner

WAL

+9.27%

-19.97%

WAL

-4.00%

Winner

-2.85%

Winner

WAL

+4.03%

-6.60%

5Y(CAGR)

Winner

WAL

-0.20%

-14.62%

10Y(CAGR)

WAL

+10.84%

N/A

Max(CAGR)

Winner

WAL

+6.47%

-8.67%

WAL vs XP - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	WAL	XP
2026	-0.74%	+4.47%
2025	+3.36%	+40.01%
2024	+31.83%	-51.35%
2023	+16.17%	+99.31%
2022	-44.64%	-47.09%
2021	+84.52%	-26.70%
2020	+6.36%	+2.80%
2019	+44.41%	+11.78%
2018	-30.56%	N/A
2017	+14.78%	N/A
2016	+38.66%	N/A
2015	+29.69%	N/A
2014	+19.11%	N/A
2013	+116.71%	N/A
2012	+60.52%	N/A
2011	-17.92%	N/A
2010	+87.28%	N/A
2009	-62.65%	N/A
2008	-42.01%	N/A
2007	-45.34%	N/A
2006	+15.29%	N/A
2005	+14.88%	N/A

WAL vs XP Drawdown Comparison

The maximum drawdown for WAL was -92.14%, occurring on Nov 11, 2009. Recovery took 2337 trading sessions.

The maximum drawdown for XP was -79.19%, occurring on Mar 23, 2023. This drawdown has not yet recovered.

The current WAL drawdown is -24.16%. The current XP drawdown is -62.97%.

Rank	WAL	XP
#1	-92.14% Jul 28, 2006 - Nov 9, 2015	-79.19% Sep 2, 2021 - Mar 23, 2023
#2	-84.79% Nov 3, 2021 - May 4, 2023	-60.55% Feb 20, 2020 - Jun 16, 2020
#3	-64.49% Jun 8, 2018 - Jan 6, 2021	-29.90% Sep 1, 2020 - Sep 2, 2021
#4	-29.41% Nov 30, 2015 - Oct 5, 2016	-15.01% Jun 23, 2020 - Aug 6, 2020
#5	-20.51% Aug 3, 2005 - Jan 31, 2006	-12.96% Aug 6, 2020 - Sep 1, 2020
#6	-17.26% Apr 27, 2021 - Sep 29, 2021	-12.15% Jan 22, 2020 - Feb 19, 2020
#7	-17.19% Apr 19, 2006 - Jul 28, 2006	-9.48% Dec 20, 2019 - Jan 21, 2020
#8	-15.64% Mar 1, 2017 - Oct 2, 2017	-9.04% Dec 13, 2019 - Dec 18, 2019
#9	-10.50% Mar 9, 2018 - Jun 6, 2018	-3.39% Jun 18, 2020 - Jun 23, 2020
#10	-8.18% Mar 19, 2021 - Apr 16, 2021	-0.89% Dec 18, 2019 - Dec 20, 2019
#11	-7.06% Oct 10, 2016 - Nov 9, 2016	N/A
#12	-6.37% Oct 22, 2021 - Nov 3, 2021	N/A
#13	-6.25% Feb 24, 2021 - Mar 12, 2021	N/A
#14	-5.89% Dec 8, 2016 - Jan 27, 2017	N/A
#15	-5.87% Jan 14, 2021 - Feb 4, 2021	N/A