WAL vs HQY

Comparison between Western Alliance Bancorp (WAL, Company) and Healthequity Inc (HQY, Company).

WAL is from the Financial Services sector, while HQY is from the Healthcare sector.

5-Year PerformanceHQY has outperformed WAL, delivering a return of +6.4% compared to -0.5%

WAL vs HQY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WAL(COMPANY)	HQY(COMPANY)
Market Cap	$8.73B	$8.74B
Max Drawdown	92.14%	60.65%
Sharpe Ratio	0.17	0.22
5Y Beta	1.42	0.91
Industry	Banks - Regional	Health Information Services
P/E Ratio	10.15	38.44
Forward P/E	8.35	21.74
PEG Ratio	1.06	0.41
Dividend Yield	1.96%	N/A
5Y Dividends CAGR	10.07%	N/A
5Y EPS CAGR	11.00%	114.60%
Debt to Equity	73.67%	46.04%
Free Cash Flow Yield	-17.55%	5.58%
P/S Ratio	2.53	6.51
P/B Ratio	1.21	4.13

Market Cap

WAL

$8.73B

Winner

HQY

$8.74B

Max Drawdown

WAL

92.14%

Winner

HQY

60.65%

Sharpe Ratio

WAL

0.17

Winner

HQY

0.22

5Y Beta

WAL

1.42

Winner

HQY

0.91

Industry

WAL

Banks - Regional

HQY

Health Information Services

P/E Ratio

Winner

WAL

10.15

HQY

38.44

Forward P/E

Winner

WAL

8.35

HQY

21.74

PEG Ratio

WAL

1.06

Winner

HQY

0.41

Dividend Yield

WAL

1.96%

HQY

N/A

5Y Dividends CAGR

WAL

10.07%

HQY

N/A

5Y EPS CAGR

WAL

11.00%

Winner

HQY

114.60%

Debt to Equity

WAL

73.67%

Winner

HQY

46.04%

Free Cash Flow Yield

WAL

-17.55%

Winner

HQY

5.58%

P/S Ratio

Winner

WAL

2.53

HQY

6.51

P/B Ratio

Winner

WAL

1.21

HQY

4.13

WAL vs HQY - Historical Returns

Returns include dividend reinvestment.

Period	WAL	HQY
1 month	-1.16%	+11.81%
3 months	+0.20%	+23.11%
6 months	-7.95%	+17.88%
1 year	+4.77%	+2.22%
5 years(CAGR)	-0.53%	+6.42%
10 years(CAGR)	+10.71%	+13.09%
Max(CAGR)	+6.29%	+15.68%

WAL

-1.16%

Winner

HQY

+11.81%

WAL

+0.20%

Winner

HQY

+23.11%

WAL

-7.95%

Winner

HQY

+17.88%

Winner

WAL

+4.77%

HQY

+2.22%

5Y(CAGR)

WAL

-0.53%

Winner

HQY

+6.42%

10Y(CAGR)

WAL

+10.71%

Winner

HQY

+13.09%

Max(CAGR)

WAL

+6.29%

Winner

HQY

+15.68%

WAL vs HQY - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	WAL	HQY
2026	-3.98%	+10.89%
2025	+3.36%	-5.37%
2024	+31.83%	+45.01%
2023	+16.17%	+9.23%
2022	-44.64%	+31.60%
2021	+84.52%	-35.80%
2020	+6.36%	-3.52%
2019	+44.41%	+25.31%
2018	-30.56%	+28.36%
2017	+14.78%	+16.10%
2016	+38.66%	+62.27%
2015	+29.69%	+1.50%
2014	+19.11%	+44.60%
2013	+116.71%	N/A
2012	+60.52%	N/A
2011	-17.92%	N/A
2010	+87.28%	N/A
2009	-62.65%	N/A
2008	-42.01%	N/A
2007	-45.34%	N/A
2006	+15.29%	N/A
2005	+14.88%	N/A

WAL vs HQY Drawdown Comparison

The maximum drawdown for WAL was -92.14%, occurring on Nov 11, 2009. Recovery took 2337 trading sessions.

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The current WAL drawdown is -26.63%. The current HQY drawdown is -11.81%.

Rank	WAL	HQY
#1	-92.14% Jul 28, 2006 - Nov 9, 2015	-60.65% Nov 7, 2018 - Nov 18, 2024
#2	-84.79% Nov 3, 2021 - May 4, 2023	-54.61% Nov 11, 2015 - Sep 8, 2016
#3	-64.49% Jun 8, 2018 - Jan 6, 2021	-36.07% Feb 12, 2025 - Feb 12, 2026
#4	-29.41% Nov 30, 2015 - Oct 5, 2016	-26.64% Dec 26, 2014 - Mar 24, 2015
#5	-20.51% Aug 3, 2005 - Jan 31, 2006	-25.46% Jun 8, 2017 - Feb 14, 2018
#6	-17.26% Apr 27, 2021 - Sep 29, 2021	-20.14% Oct 10, 2016 - Nov 11, 2016
#7	-17.19% Apr 19, 2006 - Jul 28, 2006	-19.61% Sep 10, 2014 - Nov 18, 2014
#8	-15.64% Mar 1, 2017 - Oct 2, 2017	-19.35% Aug 5, 2015 - Nov 10, 2015
#9	-10.50% Mar 9, 2018 - Jun 6, 2018	-18.68% Jan 18, 2017 - Jun 7, 2017
#10	-8.18% Mar 19, 2021 - Apr 16, 2021	-17.11% Sep 11, 2018 - Nov 7, 2018
#11	-7.06% Oct 10, 2016 - Nov 9, 2016	-12.96% Nov 21, 2024 - Jan 21, 2025
#12	-6.37% Oct 22, 2021 - Nov 3, 2021	-10.53% Feb 21, 2018 - Feb 28, 2018
#13	-6.25% Feb 24, 2021 - Mar 12, 2021	-10.23% Nov 28, 2014 - Dec 22, 2014
#14	-5.89% Dec 8, 2016 - Jan 27, 2017	-10.22% Jul 26, 2018 - Aug 14, 2018
#15	-5.87% Jan 14, 2021 - Feb 4, 2021	-10.21% Aug 14, 2014 - Sep 10, 2014