WABC vs KMPB

Comparison between Westamerica Bancorporation (WABC, Company) and Kemper Corporation (KMPB, Company).

WABC vs KMPB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WABC(COMPANY)	KMPB(COMPANY)
Market Cap	$1.42B	$1.42B
Max Drawdown	47.62%	33.07%
Sharpe Ratio	1.04	0.63
5Y Beta	0.65	0.23
Industry	Banks - Regional	N/A
P/E Ratio	13.23	38.51
Forward P/E	21.10	N/A
PEG Ratio	4.62	N/A
Dividend Yield	3.03%	N/A
5Y Dividends CAGR	7.18%	N/A
5Y EPS CAGR	7.89%	-38.59%
Debt to Equity	16.37%	35.63%
Free Cash Flow Yield	8.17%	34.68%
P/S Ratio	5.49	N/A
P/B Ratio	1.63	N/A

Market Cap

Winner

WABC

$1.42B

KMPB

$1.42B

Max Drawdown

WABC

47.62%

Winner

KMPB

33.07%

Sharpe Ratio

Winner

WABC

1.04

KMPB

0.63

5Y Beta

WABC

0.65

Winner

KMPB

0.23

Industry

WABC

Banks - Regional

KMPB

N/A

P/E Ratio

Winner

WABC

13.23

KMPB

38.51

Forward P/E

WABC

21.10

KMPB

N/A

PEG Ratio

WABC

4.62

KMPB

N/A

Dividend Yield

WABC

3.03%

KMPB

N/A

5Y Dividends CAGR

WABC

7.18%

KMPB

N/A

5Y EPS CAGR

Winner

WABC

7.89%

KMPB

-38.59%

Debt to Equity

Winner

WABC

16.37%

KMPB

35.63%

Free Cash Flow Yield

WABC

8.17%

Winner

KMPB

34.68%

P/S Ratio

WABC

5.49

KMPB

N/A

P/B Ratio

WABC

1.63

KMPB

N/A

WABC vs KMPB - Historical Returns

Returns include dividend reinvestment.

Period	WABC	KMPB
1 month	+2.60%	+1.25%
3 months	+11.33%	+3.06%
6 months	+23.13%	+5.57%
1 year	+25.12%	+9.02%
5 years(CAGR)	+5.11%	+6.06%
10 years(CAGR)	+5.52%	N/A
Max(CAGR)	+5.14%	+6.06%

Winner

WABC

+2.60%

KMPB

+1.25%

Winner

WABC

+11.33%

KMPB

+3.06%

Winner

WABC

+23.13%

KMPB

+5.57%

Winner

WABC

+25.12%

KMPB

+9.02%

5Y(CAGR)

WABC

+5.11%

Winner

KMPB

+6.06%

10Y(CAGR)

WABC

+5.52%

KMPB

N/A

Max(CAGR)

WABC

+5.14%

Winner

KMPB

+6.06%

WABC vs KMPB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WABC	KMPB
2026	+28.35%	+6.69%
2025	-3.68%	+6.84%
2024	-3.42%	+21.38%
2023	+0.24%	+12.18%
2022	+3.83%	-19.65%
2021	+5.94%	N/A
2020	-15.95%	N/A
2019	+22.35%	N/A
2018	-3.62%	N/A
2017	-2.98%	N/A
2016	+43.84%	N/A
2015	-0.15%	N/A
2014	-8.74%	N/A
2013	+31.91%	N/A
2012	-2.36%	N/A
2011	-19.66%	N/A
2010	+1.49%	N/A
2009	+12.56%	N/A
2008	+20.45%	N/A
2007	-10.12%	N/A
2006	-4.56%	N/A
2005	-6.25%	N/A
2004	+20.07%	N/A
2003	+25.30%	N/A
2002	+5.08%	N/A
2001	+0.12%	N/A
2000	+71.93%	N/A
1999	-17.25%	N/A

WABC vs KMPB Drawdown Comparison

The maximum drawdown for WABC was -46.86%, occurring on Mar 9, 2009. Recovery took 1305 trading sessions.

The maximum drawdown for KMPB was -28.35%, occurring on May 12, 2023. Recovery took 406 trading sessions.

The current WABC drawdown is -3.44%. The current KMPB drawdown is -0.53%.

Rank	WABC	KMPB
#1	-46.86% Sep 18, 2008 - Nov 22, 2013	-28.35% Aug 15, 2022 - Mar 27, 2024
#2	-40.80% Nov 10, 2022 - May 26, 2026	-9.88% Feb 28, 2025 - Jun 3, 2025
#3	-39.78% Nov 5, 1999 - Oct 5, 2000	-7.61% Apr 13, 2022 - May 31, 2022
#4	-30.48% Dec 19, 2019 - Mar 12, 2021	-6.71% Mar 28, 2024 - Aug 19, 2024
#5	-30.38% May 1, 2008 - Sep 18, 2008	-6.15% Feb 19, 2026 - Apr 14, 2026
#6	-29.99% Nov 12, 2004 - Apr 18, 2008	-5.37% May 31, 2022 - Aug 2, 2022
#7	-26.00% Dec 26, 2013 - Nov 9, 2016	-4.10% Dec 3, 2024 - Feb 28, 2025
#8	-24.42% Dec 28, 2000 - Mar 4, 2002	-3.45% Sep 11, 2025 - Jan 12, 2026
#9	-22.12% May 17, 2002 - Jul 14, 2003	-2.32% Jul 3, 2025 - Aug 28, 2025
#10	-22.07% Dec 9, 2016 - Aug 8, 2018	-2.29% Aug 23, 2024 - Sep 18, 2024
#11	-17.96% Mar 12, 2021 - Nov 10, 2022	-2.23% Sep 23, 2024 - Nov 14, 2024
#12	-17.70% Aug 22, 2018 - Jan 18, 2019	-1.80% Feb 2, 2026 - Feb 18, 2026
#13	-12.31% Oct 5, 2000 - Oct 30, 2000	-1.63% May 27, 2026 - Jun 11, 2026
#14	-10.96% Nov 3, 2000 - Dec 6, 2000	-1.42% Jun 24, 2026 - Jul 10, 2026
#15	-10.23% Dec 2, 2003 - Jun 22, 2004	-1.36% Apr 4, 2022 - Apr 13, 2022

Correlation

Correlation between WABC and KMPB is 0.56 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.56

-101

Dividend Comparison (1999 - 2026)

WABC vs KMPB dividend yield comparison.

Year	WABC	KMPB
2026	1.56%	3.16%
2025	3.81%	6.28%
2024	3.35%	6.30%
2023	3.05%	3.65%
2022	2.85%	6.11%
2021	2.86%	0.00%
2020	2.97%	0.00%
2019	2.41%	0.00%
2018	2.87%	0.00%
2017	2.64%	0.00%
2016	2.48%	0.00%
2015	3.27%	0.00%
2014	3.10%	0.00%
2013	2.64%	0.00%
2012	3.47%	0.00%
2011	3.30%	0.00%
2010	2.60%	0.00%
2009	2.55%	0.00%
2008	2.72%	0.00%
2007	3.05%	0.00%
2006	2.57%	0.00%
2005	2.30%	0.00%
2004	1.89%	0.00%
2003	2.01%	0.00%
2002	2.24%	0.00%
2001	2.07%	0.00%
2000	1.72%	0.00%
1999	0.64%	0.00%