VTEX vs PFIS

Comparison between Vtex - Class A (VTEX, Company) and Peoples Financial Services Corp (PFIS, Company).

VTEX is from the Technology sector, while PFIS is from the Financial Services sector.

5-Year PerformancePFIS has outperformed VTEX, delivering a return of +14.5% compared to -28.4%

VTEX vs PFIS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VTEX(COMPANY)	PFIS(COMPANY)
Market Cap	$683M	$678M
Max Drawdown	91.38%	58.13%
Sharpe Ratio	-0.60	1.26
5Y Beta	1.07	0.83
Industry	Software - Application	Banks - Regional
P/E Ratio	31.24	11.49
Forward P/E	21.64	15.08
PEG Ratio	0.69	0.06
Dividend Yield	N/A	3.61%
5Y Dividends CAGR	N/A	16.27%
5Y EPS CAGR	N/A	13.81%
Debt to Equity	1.06%	34.12%
Free Cash Flow Yield	5.70%	6.08%
P/S Ratio	2.76	3.51
P/B Ratio	2.98	1.27

Market Cap

Winner

VTEX

$683M

PFIS

$678M

Max Drawdown

VTEX

91.38%

Winner

PFIS

58.13%

Sharpe Ratio

VTEX

-0.60

Winner

PFIS

1.26

5Y Beta

VTEX

1.07

Winner

PFIS

0.83

Industry

VTEX

Software - Application

PFIS

Banks - Regional

P/E Ratio

VTEX

31.24

Winner

PFIS

11.49

Forward P/E

VTEX

21.64

Winner

PFIS

15.08

PEG Ratio

VTEX

0.69

Winner

PFIS

0.06

Dividend Yield

VTEX

N/A

PFIS

3.61%

5Y Dividends CAGR

VTEX

N/A

PFIS

16.27%

5Y EPS CAGR

VTEX

N/A

PFIS

13.81%

Debt to Equity

Winner

VTEX

1.06%

PFIS

34.12%

Free Cash Flow Yield

VTEX

5.70%

Winner

PFIS

6.08%

P/S Ratio

Winner

VTEX

2.76

PFIS

3.51

P/B Ratio

VTEX

2.98

Winner

PFIS

1.27

VTEX vs PFIS - Historical Returns

Returns include dividend reinvestment.

Period	VTEX	PFIS
1 month	+16.48%	+10.11%
3 months	-4.14%	+22.62%
6 months	+29.10%	+34.60%
1 year	-32.74%	+39.15%
5 years(CAGR)	-28.42%	+14.46%
10 years(CAGR)	N/A	+9.74%
Max(CAGR)	-28.42%	+9.17%

Winner

VTEX

+16.48%

PFIS

+10.11%

VTEX

-4.14%

Winner

PFIS

+22.62%

VTEX

+29.10%

Winner

PFIS

+34.60%

VTEX

-32.74%

Winner

PFIS

+39.15%

5Y(CAGR)

VTEX

-28.42%

Winner

PFIS

+14.46%

10Y(CAGR)

VTEX

N/A

PFIS

+9.74%

Max(CAGR)

VTEX

-28.42%

Winner

PFIS

+9.17%

VTEX vs PFIS - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	VTEX	PFIS
2026	+14.88%	+46.53%
2025	-37.02%	+3.72%
2024	-11.96%	+9.70%
2023	+75.06%	-0.56%
2022	-64.72%	+2.32%
2021	-51.67%	+49.02%
2020	N/A	-23.85%
2019	N/A	+16.13%
2018	N/A	-0.50%
2017	N/A	-1.59%
2016	N/A	+36.37%
2015	N/A	-19.45%
2014	N/A	+34.82%
2013	N/A	+28.05%
2012	N/A	+10.43%
2011	N/A	+9.40%
2010	N/A	+52.24%
2009	N/A	+2.00%
2008	N/A	-27.26%
2007	N/A	+4.01%
2006	N/A	-14.96%
2005	N/A	-17.33%
2004	N/A	+20.08%
2003	N/A	+74.17%
2002	N/A	+10.89%

VTEX vs PFIS Drawdown Comparison

The maximum drawdown for VTEX was -91.38%, occurring on Jul 15, 2022. This drawdown has not yet recovered.

The maximum drawdown for PFIS was -51.83%, occurring on Jan 27, 2009. Recovery took 1920 trading sessions.

The current VTEX drawdown is -87.07%. The current PFIS drawdown is -1.44%.

Rank	VTEX	PFIS
#1	-91.38% Aug 9, 2021 - Jul 15, 2022	-51.83% Dec 31, 2004 - Aug 15, 2012
#2	-8.04% Jul 22, 2021 - Aug 4, 2021	-42.95% Dec 20, 2019 - Dec 17, 2021
#3	N/A	-37.46% Nov 10, 2022 - Nov 6, 2024
#4	N/A	-34.54% Jun 25, 2014 - Dec 20, 2016
#5	N/A	-29.13% Nov 25, 2024 - Feb 4, 2026
#6	N/A	-22.04% Jun 18, 2018 - Nov 1, 2019
#7	N/A	-20.39% Dec 29, 2016 - Sep 27, 2017
#8	N/A	-19.11% Dec 18, 2017 - Jun 15, 2018
#9	N/A	-17.15% Jun 27, 2022 - Nov 7, 2022
#10	N/A	-16.04% Jun 4, 2013 - Dec 24, 2013
#11	N/A	-14.86% Sep 4, 2003 - Feb 6, 2004
#12	N/A	-13.16% Apr 28, 2004 - Dec 30, 2004
#13	N/A	-12.24% Feb 19, 2004 - Apr 28, 2004
#14	N/A	-11.95% Dec 27, 2021 - May 26, 2022
#15	N/A	-10.37% Feb 17, 2026 - Apr 8, 2026

Correlation

Correlation between VTEX and PFIS is -0.37 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.37

-101