VTEC vs SPUS

Comparison between VANGUARD CALIFORNIA TAX-EXEMPT BOND ETF ETF SHARES (VTEC, ETF) and SP FUNDS S&P 500 SHARIA INDUSTRY EXCLUSIONS ETF (SPUS, ETF).

VTEC vs SPUS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VTEC(ETF)	SPUS(ETF)
Net Assets	$2.40B	$2.40B
Expense Ratio	0.06%	0.45%
Max Drawdown	5.70%	30.80%
Sharpe Ratio	0.87	2.31
5Y Beta	0.04	1.12
P/E Ratio	N/A	33.83
Forward P/E	N/A	24.52
PEG Ratio	N/A	0.43
5Y Dividends CAGR	N/A	2.91%
5Y EPS CAGR	N/A	32.51%
Debt to Equity	N/A	20.81%
P/S Ratio	N/A	5.14
P/B Ratio	N/A	8.89

Net Assets

VTEC

$2.40B

SPUS

$2.40B

Expense Ratio

Winner

VTEC

0.06%

SPUS

0.45%

Max Drawdown

Winner

VTEC

5.70%

SPUS

30.80%

Sharpe Ratio

VTEC

0.87

Winner

SPUS

2.31

5Y Beta

Winner

VTEC

0.04

SPUS

1.12

P/E Ratio

VTEC

N/A

SPUS

33.83

Forward P/E

VTEC

N/A

SPUS

24.52

PEG Ratio

VTEC

N/A

SPUS

0.43

5Y Dividends CAGR

VTEC

N/A

SPUS

2.91%

5Y EPS CAGR

VTEC

N/A

SPUS

32.51%

Debt to Equity

VTEC

N/A

SPUS

20.81%

P/S Ratio

VTEC

N/A

SPUS

5.14

P/B Ratio

VTEC

N/A

SPUS

8.89

VTEC vs SPUS - Historical Returns

Returns include dividend reinvestment.

Period	VTEC	SPUS
1 month	+0.10%	+12.26%
3 months	-0.63%	+9.11%
6 months	+0.68%	+10.62%
1 year	+6.25%	+37.83%
5 years(CAGR)	N/A	+16.93%
Max(CAGR)	+2.57%	+18.75%

VTEC

+0.10%

Winner

SPUS

+12.26%

VTEC

-0.63%

Winner

SPUS

+9.11%

VTEC

+0.68%

Winner

SPUS

+10.62%

VTEC

+6.25%

Winner

SPUS

+37.83%

5Y(CAGR)

VTEC

N/A

SPUS

+16.93%

Max(CAGR)

VTEC

+2.57%

Winner

SPUS

+18.75%

VTEC vs SPUS - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	VTEC	SPUS
2026	+0.43%	+10.61%
2025	+3.86%	+19.94%
2024	+1.42%	+27.91%
2023	N/A	+35.56%
2022	N/A	-23.12%
2021	N/A	+37.94%
2020	N/A	+23.99%
2019	N/A	+0.81%

VTEC vs SPUS Drawdown Comparison

The maximum drawdown for VTEC was -4.50%, occurring on Apr 8, 2025. Recovery took 190 trading sessions.

The maximum drawdown for SPUS was -30.80%, occurring on Mar 23, 2020. Recovery took 95 trading sessions.

The current VTEC drawdown is -1.33%.

Rank	VTEC	SPUS
#1	-4.50% Dec 2, 2024 - Sep 8, 2025	-30.80% Feb 19, 2020 - Jul 6, 2020
#2	-2.85% Feb 27, 2026 - Mar 27, 2026	-28.06% Dec 27, 2021 - Dec 12, 2023
#3	-2.43% Feb 1, 2024 - Aug 1, 2024	-22.82% Jan 23, 2025 - Jul 2, 2025
#4	-2.13% Oct 1, 2024 - Dec 2, 2024	-11.46% Jul 10, 2024 - Oct 14, 2024
#5	-0.79% Aug 6, 2024 - Sep 5, 2024	-10.66% Jan 28, 2026 - Apr 15, 2026
#6	-0.47% Sep 17, 2025 - Oct 10, 2025	-9.94% Sep 2, 2020 - Dec 8, 2020
#7	-0.44% Nov 26, 2025 - Dec 24, 2025	-8.19% Feb 12, 2021 - Apr 5, 2021
#8	-0.42% Nov 11, 2025 - Nov 26, 2025	-6.71% Sep 3, 2021 - Oct 26, 2021
#9	-0.34% Oct 29, 2025 - Nov 11, 2025	-6.56% Mar 22, 2024 - May 15, 2024
#10	-0.31% Jan 14, 2026 - Jan 30, 2026	-5.74% Oct 29, 2025 - Jan 27, 2026
#11	-0.16% Sep 27, 2024 - Oct 1, 2024	-4.76% Apr 23, 2021 - Jun 10, 2021
#12	-0.12% Sep 10, 2024 - Sep 13, 2024	-4.50% Dec 16, 2024 - Jan 23, 2025
#13	-0.11% Sep 17, 2024 - Sep 26, 2024	-3.69% Jan 26, 2021 - Feb 4, 2021
#14	-0.10% Sep 8, 2025 - Sep 10, 2025	-3.59% Nov 19, 2021 - Dec 8, 2021
#15	-0.09% Sep 11, 2025 - Sep 15, 2025	-3.50% Dec 15, 2021 - Dec 27, 2021