VSTA vs CZFS

Comparison between Vasta Platform Ltd Class A (VSTA, Company) and Citizens Financial Services Inc (CZFS, Company).

VSTA is from the Consumer Defensive sector, while CZFS is from the Financial Services sector.

5-Year PerformanceCZFS has outperformed VSTA, delivering a return of +10.1% compared to -4.7%

VSTA vs CZFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VSTA(COMPANY)	CZFS(COMPANY)
Market Cap	$394M	$394M
Max Drawdown	90.17%	56.28%
Sharpe Ratio	0.72	1.09
5Y Beta	-0.03	0.80
Industry	Education & Training Services	Banks - Regional
P/E Ratio	4.32	10.10
Forward P/E	13.74	9.27
PEG Ratio	N/A	0.24
Dividend Yield	N/A	2.46%
5Y Dividends CAGR	N/A	6.89%
5Y EPS CAGR	N/A	10.04%
Debt to Equity	24.57%	0.00%
Free Cash Flow Yield	9.21%	9.53%
P/S Ratio	0.23	3.46
P/B Ratio	0.42	1.09

Market Cap

VSTA

$394M

Winner

CZFS

$394M

Max Drawdown

VSTA

90.17%

Winner

CZFS

56.28%

Sharpe Ratio

VSTA

0.72

Winner

CZFS

1.09

5Y Beta

Winner

VSTA

-0.03

CZFS

0.80

Industry

VSTA

Education & Training Services

CZFS

Banks - Regional

P/E Ratio

Winner

VSTA

4.32

CZFS

10.10

Forward P/E

VSTA

13.74

Winner

CZFS

9.27

PEG Ratio

VSTA

N/A

CZFS

0.24

Dividend Yield

VSTA

N/A

CZFS

2.46%

5Y Dividends CAGR

VSTA

N/A

CZFS

6.89%

5Y EPS CAGR

VSTA

N/A

CZFS

10.04%

Debt to Equity

VSTA

24.57%

Winner

CZFS

0.00%

Free Cash Flow Yield

VSTA

9.21%

Winner

CZFS

9.53%

P/S Ratio

Winner

VSTA

0.23

CZFS

3.46

P/B Ratio

Winner

VSTA

0.42

CZFS

1.09

VSTA vs CZFS - Historical Returns

Returns include dividend reinvestment.

Period	VSTA	CZFS
1 month	+0.00%	+15.73%
3 months	+0.00%	+32.88%
6 months	+0.00%	+31.18%
1 year	+15.84%	+44.73%
5 years(CAGR)	-4.75%	+10.08%
10 years(CAGR)	N/A	+9.81%
Max(CAGR)	-20.00%	+12.84%

VSTA

+0.00%

Winner

CZFS

+15.73%

VSTA

+0.00%

Winner

CZFS

+32.88%

VSTA

+0.00%

Winner

CZFS

+31.18%

VSTA

+15.84%

Winner

CZFS

+44.73%

5Y(CAGR)

VSTA

-4.75%

Winner

CZFS

+10.08%

10Y(CAGR)

VSTA

N/A

CZFS

+9.81%

Max(CAGR)

VSTA

-20.00%

Winner

CZFS

+12.84%

VSTA vs CZFS - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	VSTA	CZFS
2026	-0.51%	+50.67%
2025	+120.00%	-3.27%
2024	-55.56%	+3.35%
2023	+14.23%	-12.16%
2022	-4.08%	+31.15%
2021	-69.70%	+14.87%
2020	-23.08%	-4.54%
2019	N/A	+12.77%
2018	N/A	-7.82%
2017	N/A	+34.26%
2016	N/A	+13.55%
2015	N/A	-3.03%
2014	N/A	+8.49%
2013	N/A	+38.27%
2012	N/A	+29.99%
2011	N/A	-3.11%
2010	N/A	+47.79%
2009	N/A	+39.87%
2008	N/A	+3.26%
2007	N/A	-7.53%
2006	N/A	+13.12%
2005	N/A	-8.95%
2004	N/A	+4.26%
2003	N/A	+13.19%
2002	N/A	+64.92%
2001	N/A	+25.02%

VSTA vs CZFS Drawdown Comparison

The maximum drawdown for VSTA was -90.17%, occurring on Dec 17, 2024. This drawdown has not yet recovered.

The maximum drawdown for CZFS was -54.99%, occurring on Apr 26, 2024. Recovery took 788 trading sessions.

The current VSTA drawdown is -74.24%. The current CZFS drawdown is -0.49%.

Rank	VSTA	CZFS
#1	-90.17% Aug 14, 2020 - Dec 17, 2024	-54.99% Jun 12, 2023 - Aug 4, 2026
#2	-7.89% Aug 3, 2020 - Aug 14, 2020	-40.57% Feb 14, 2020 - Jul 6, 2021
#3	N/A	-25.83% Jul 31, 2008 - Jul 20, 2009
#4	N/A	-24.55% Apr 29, 2003 - Apr 5, 2007
#5	N/A	-22.37% Aug 29, 2022 - Feb 6, 2023
#6	N/A	-22.21% Apr 19, 2007 - May 7, 2008
#7	N/A	-18.25% Feb 10, 2023 - Apr 10, 2023
#8	N/A	-17.50% Jul 29, 2011 - May 8, 2012
#9	N/A	-17.23% Mar 19, 2014 - Oct 11, 2016
#10	N/A	-16.91% Apr 20, 2023 - Jun 7, 2023
#11	N/A	-13.27% Oct 2, 2018 - Mar 29, 2019
#12	N/A	-11.51% Jan 11, 2011 - Jul 29, 2011
#13	N/A	-11.11% Jul 31, 2009 - Oct 21, 2009
#14	N/A	-10.45% Aug 17, 2010 - Nov 3, 2010
#15	N/A	-10.17% Apr 30, 2010 - Jul 19, 2010

Correlation

Correlation between VSTA and CZFS is -0.50 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.50

-101