VOYA vs XP

Comparison between Voya Financial Inc (VOYA, Company) and XP Inc - Class A (XP, Company).

Both VOYA and XP are from the Financial Services sector.

5-Year PerformanceVOYA has outperformed XP, delivering a return of +11.2% compared to -14.1%

VOYA vs XP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VOYA(COMPANY)	XP(COMPANY)
Market Cap	$9.10B	$9.09B
Max Drawdown	52.28%	79.19%
Sharpe Ratio	1.16	0.20
5Y Beta	1.09	1.03
Industry	Financial Conglomerates	Capital Markets
P/E Ratio	13.69	9.45
Forward P/E	10.46	9.53
PEG Ratio	0.61	0.48
Dividend Yield	1.87%	1.19%
5Y Dividends CAGR	24.25%	N/A
5Y EPS CAGR	-2.47%	18.25%
Debt to Equity	53.67%	366.57%
Free Cash Flow Yield	15.72%	31.05%
P/S Ratio	1.08	0.49
P/B Ratio	1.91	1.92

Market Cap

Winner

VOYA

$9.10B

$9.09B

Max Drawdown

Winner

VOYA

52.28%

79.19%

Sharpe Ratio

Winner

VOYA

1.16

0.20

5Y Beta

VOYA

1.09

Winner

1.03

Industry

VOYA

Financial Conglomerates

Capital Markets

P/E Ratio

VOYA

13.69

Winner

9.45

Forward P/E

VOYA

10.46

Winner

9.53

PEG Ratio

VOYA

0.61

Winner

0.48

Dividend Yield

Winner

VOYA

1.87%

1.19%

5Y Dividends CAGR

VOYA

24.25%

N/A

5Y EPS CAGR

VOYA

-2.47%

Winner

18.25%

Debt to Equity

Winner

VOYA

53.67%

366.57%

Free Cash Flow Yield

VOYA

15.72%

Winner

31.05%

P/S Ratio

VOYA

1.08

Winner

0.49

P/B Ratio

Winner

VOYA

1.91

1.92

VOYA vs XP - Historical Returns

Returns include dividend reinvestment.

Period	VOYA	XP
1 month	+5.15%	+7.06%
3 months	+23.42%	-13.12%
6 months	+28.76%	-15.53%
1 year	+37.10%	+1.58%
5 years(CAGR)	+11.19%	-14.14%
10 years(CAGR)	+15.67%	N/A
Max(CAGR)	+13.43%	-8.52%

VOYA

+5.15%

Winner

+7.06%

Winner

VOYA

+23.42%

-13.12%

Winner

VOYA

+28.76%

-15.53%

Winner

VOYA

+37.10%

+1.58%

5Y(CAGR)

Winner

VOYA

+11.19%

-14.14%

10Y(CAGR)

VOYA

+15.67%

N/A

Max(CAGR)

Winner

VOYA

+13.43%

-8.52%

VOYA vs XP - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	VOYA	XP
2026	+29.63%	+5.41%
2025	+11.35%	+40.01%
2024	-3.99%	-51.35%
2023	+20.41%	+99.31%
2022	-8.17%	-47.09%
2021	+15.52%	-26.70%
2020	-2.80%	+2.80%
2019	+54.13%	+11.78%
2018	-19.24%	N/A
2017	+24.71%	N/A
2016	+7.53%	N/A
2015	-12.72%	N/A
2014	+20.29%	N/A
2013	+68.77%	N/A

VOYA vs XP Drawdown Comparison

The maximum drawdown for VOYA was -52.15%, occurring on Mar 23, 2020. Recovery took 260 trading sessions.

The maximum drawdown for XP was -79.19%, occurring on Mar 23, 2023. This drawdown has not yet recovered.

The current VOYA drawdown is -3.78%. The current XP drawdown is -62.64%.

Rank	VOYA	XP
#1	-52.15% Feb 20, 2020 - Mar 3, 2021	-79.19% Sep 2, 2021 - Mar 23, 2023
#2	-51.38% Jun 23, 2015 - Dec 21, 2017	-60.55% Feb 20, 2020 - Jun 16, 2020
#3	-34.55% Oct 17, 2024 - Apr 27, 2026	-29.90% Sep 1, 2020 - Sep 2, 2021
#4	-32.76% May 17, 2018 - Apr 16, 2019	-15.01% Jun 23, 2020 - Aug 6, 2020
#5	-23.29% Jan 14, 2022 - Feb 8, 2023	-12.96% Aug 6, 2020 - Sep 1, 2020
#6	-17.88% Feb 16, 2023 - Apr 18, 2023	-12.15% Jan 22, 2020 - Feb 19, 2020
#7	-16.21% Apr 19, 2023 - May 31, 2024	-9.48% Dec 20, 2019 - Jan 21, 2020
#8	-16.01% Jul 26, 2019 - Nov 6, 2019	-9.04% Dec 13, 2019 - Dec 18, 2019
#9	-15.26% Jun 3, 2024 - Sep 16, 2024	-3.39% Jun 18, 2020 - Jun 23, 2020
#10	-14.92% May 5, 2021 - Oct 29, 2021	-0.89% Dec 18, 2019 - Dec 20, 2019
#11	-14.11% Jan 19, 2018 - May 17, 2018	N/A
#12	-11.89% Nov 1, 2021 - Jan 4, 2022	N/A
#13	-11.26% Sep 19, 2014 - Nov 7, 2014	N/A
#14	-10.59% Jan 8, 2014 - Apr 2, 2014	N/A
#15	-10.58% Aug 2, 2013 - Nov 6, 2013	N/A

Correlation

Correlation between VOYA and XP is -0.58 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.58

-101

Dividend Comparison (2013 - 2026)

VOYA vs XP dividend yield comparison.

Year	VOYA	XP
2026	0.97%	1.19%
2025	2.44%	1.10%
2024	2.47%	5.49%
2023	1.64%	5.02%
2022	1.37%	0.00%
2021	1.11%	0.00%
2020	1.02%	0.00%
2019	1.00%	0.00%
2018	0.10%	0.00%
2017	0.08%	0.00%
2016	0.10%	0.00%
2015	0.11%	0.00%
2014	0.09%	0.00%
2013	0.06%	0.00%