VLYPP vs PHIN

Comparison between Valley National Bancorp 625 FixedtoFloating Rate Series A NonCumulative Perpetual Preferred Stock (VLYPP, Company) and PHINIA Inc (PHIN, Company).

VLYPP is from the Financial Services sector, while PHIN is from the Consumer Cyclical sector.

VLYPP vs PHIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VLYPP(COMPANY)	PHIN(COMPANY)
Market Cap	$3.11B	$3.10B
Max Drawdown	55.80%	35.30%
Sharpe Ratio	0.55	1.04
5Y Beta	0.20	1.09
Industry	Banks - Regional	Auto Parts
P/E Ratio	22.59	26.34
Forward P/E	N/A	11.36
PEG Ratio	N/A	0.29
Dividend Yield	1.76%	1.41%
5Y Dividends CAGR	5.44%	N/A
Debt to Equity	N/A	62.56%
Free Cash Flow Yield	N/A	10.47%
P/S Ratio	1.69	0.85
P/B Ratio	N/A	1.92

Market Cap

Winner

VLYPP

$3.11B

PHIN

$3.10B

Max Drawdown

VLYPP

55.80%

Winner

PHIN

35.30%

Sharpe Ratio

VLYPP

0.55

Winner

PHIN

1.04

5Y Beta

Winner

VLYPP

0.20

PHIN

1.09

Industry

VLYPP

Banks - Regional

PHIN

Auto Parts

P/E Ratio

Winner

VLYPP

22.59

PHIN

26.34

Forward P/E

VLYPP

N/A

PHIN

11.36

PEG Ratio

VLYPP

N/A

PHIN

0.29

Dividend Yield

Winner

VLYPP

1.76%

PHIN

1.41%

5Y Dividends CAGR

VLYPP

5.44%

PHIN

N/A

Debt to Equity

VLYPP

N/A

PHIN

62.56%

Free Cash Flow Yield

VLYPP

N/A

PHIN

10.47%

P/S Ratio

VLYPP

1.69

Winner

PHIN

0.85

P/B Ratio

VLYPP

N/A

PHIN

1.92

VLYPP vs PHIN - Historical Returns

Returns include dividend reinvestment.

Period	VLYPP	PHIN
1 month	+1.86%	-11.26%
3 months	+1.01%	+1.68%
6 months	+3.33%	+3.54%
1 year	+7.72%	+45.21%
5 years(CAGR)	+3.34%	N/A
10 years(CAGR)	+5.07%	N/A
Max(CAGR)	+6.52%	+27.57%

Winner

VLYPP

+1.86%

PHIN

-11.26%

VLYPP

+1.01%

Winner

PHIN

+1.68%

VLYPP

+3.33%

Winner

PHIN

+3.54%

VLYPP

+7.72%

Winner

PHIN

+45.21%

5Y(CAGR)

VLYPP

+3.34%

PHIN

N/A

10Y(CAGR)

VLYPP

+5.07%

PHIN

N/A

Max(CAGR)

VLYPP

+6.52%

Winner

PHIN

+27.57%

VLYPP vs PHIN - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	VLYPP	PHIN
2026	+2.80%	+13.99%
2025	+8.29%	+32.60%
2024	+38.43%	+61.40%
2023	-13.05%	-16.55%
2022	-12.81%	N/A
2021	+11.90%	N/A
2020	+5.65%	N/A
2019	+23.56%	N/A
2018	-6.90%	N/A
2017	+13.82%	N/A
2016	-1.07%	N/A
2015	+13.76%	N/A

VLYPP vs PHIN Drawdown Comparison

The maximum drawdown for VLYPP was -49.83%, occurring on May 11, 2023. Recovery took 790 trading sessions.

The maximum drawdown for PHIN was -34.69%, occurring on Nov 9, 2023. Recovery took 177 trading sessions.

The current VLYPP drawdown is -0.09%. The current PHIN drawdown is -14.17%.

Rank	VLYPP	PHIN
#1	-49.83% Aug 3, 2021 - Sep 24, 2024	-34.69% Jun 28, 2023 - Mar 12, 2024
#2	-45.07% Sep 20, 2019 - Dec 9, 2020	-32.86% Nov 25, 2024 - Aug 13, 2025
#3	-23.33% Jul 10, 2017 - Jun 7, 2019	-20.36% Feb 24, 2026 - May 8, 2026
#4	-15.84% Sep 7, 2016 - May 26, 2017	-14.86% May 28, 2024 - Jul 16, 2024
#5	-11.40% Dec 31, 2024 - Jul 1, 2025	-14.17% Jun 12, 2026 - Jul 30, 2026
#6	-10.48% Dec 15, 2020 - Jun 1, 2021	-13.57% Sep 11, 2025 - Dec 17, 2025
#7	-8.35% Jan 6, 2016 - Mar 28, 2016	-12.23% Sep 24, 2024 - Nov 6, 2024
#8	-5.39% Apr 12, 2016 - May 31, 2016	-11.86% Jul 17, 2024 - Aug 19, 2024
#9	-5.03% Jun 10, 2021 - Jul 28, 2021	-10.98% May 11, 2026 - Jun 4, 2026
#10	-4.99% Sep 4, 2019 - Sep 19, 2019	-9.11% Apr 9, 2024 - Apr 29, 2024
#11	-4.76% Jun 7, 2019 - Aug 1, 2019	-7.35% Aug 26, 2024 - Sep 19, 2024
#12	-4.44% Mar 30, 2016 - Apr 8, 2016	-4.73% Apr 1, 2024 - Apr 9, 2024
#13	-3.27% Nov 27, 2015 - Dec 28, 2015	-4.15% Feb 11, 2026 - Feb 24, 2026
#14	-2.87% Jun 4, 2021 - Jun 10, 2021	-3.89% Apr 29, 2024 - May 1, 2024
#15	-2.87% Oct 14, 2024 - Nov 29, 2024	-3.79% Mar 13, 2024 - Mar 21, 2024

Correlation

Correlation between VLYPP and PHIN is 0.89 which considered as a strong positive correlation - the stocks tend to move together.

0.89

-101

Dividend Comparison (2015 - 2026)

VLYPP vs PHIN dividend yield comparison.

Year	VLYPP	PHIN
2026	3.94%	0.82%
2025	7.24%	1.72%
2024	6.08%	2.08%
2023	7.96%	1.65%
2022	6.42%	0.00%
2021	5.18%	0.00%
2020	5.51%	0.00%
2019	5.55%	0.00%
2018	6.51%	0.00%
2017	5.63%	0.00%
2016	6.03%	0.00%
2015	3.03%	0.00%