VLY vs CWAN

Comparison between Valley National Bancorp (VLY, Company) and Clearwater Analytics Holdings Inc Class A (CWAN, Company).

VLY is from the Financial Services sector, while CWAN is from the Technology sector.

5-Year PerformanceVLY has outperformed CWAN, delivering a return of +2.1% compared to -0.9%

VLY vs CWAN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VLY(COMPANY)	CWAN(COMPANY)
Market Cap	$7.23B	$7.18B
Max Drawdown	71.87%	54.15%
Sharpe Ratio	1.37	0.08
5Y Beta	1.08	0.84
Industry	Banks - Regional	Software - Application
P/E Ratio	12.83	-234.65
Forward P/E	10.64	34.84
PEG Ratio	0.39	10.23
Dividend Yield	3.37%	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	1.21%	N/A
Debt to Equity	0.82%	39.35%
Free Cash Flow Yield	7.67%	2.13%
P/S Ratio	3.71	8.81
P/B Ratio	0.99	3.53

Market Cap

Winner

VLY

$7.23B

CWAN

$7.18B

Max Drawdown

VLY

71.87%

Winner

CWAN

54.15%

Sharpe Ratio

Winner

VLY

1.37

CWAN

0.08

5Y Beta

VLY

1.08

Winner

CWAN

0.84

Industry

VLY

Banks - Regional

CWAN

Software - Application

P/E Ratio

VLY

12.83

Winner

CWAN

-234.65

Forward P/E

Winner

VLY

10.64

CWAN

34.84

PEG Ratio

Winner

VLY

0.39

CWAN

10.23

Dividend Yield

VLY

3.37%

CWAN

N/A

5Y Dividends CAGR

VLY

4.56%

CWAN

N/A

5Y EPS CAGR

VLY

1.21%

CWAN

N/A

Debt to Equity

Winner

VLY

0.82%

CWAN

39.35%

Free Cash Flow Yield

Winner

VLY

7.67%

CWAN

2.13%

P/S Ratio

Winner

VLY

3.71

CWAN

8.81

P/B Ratio

Winner

VLY

0.99

CWAN

3.53

VLY vs CWAN - Historical Returns

Returns include dividend reinvestment.

Period	VLY	CWAN
1 month	-1.60%	+1.27%
3 months	-3.25%	+5.16%
6 months	+21.85%	+26.47%
1 year	+47.15%	+1.40%
5 years(CAGR)	+2.06%	-0.89%
10 years(CAGR)	+8.14%	N/A
Max(CAGR)	+6.45%	-0.89%

VLY

-1.60%

Winner

CWAN

+1.27%

VLY

-3.25%

Winner

CWAN

+5.16%

VLY

+21.85%

Winner

CWAN

+26.47%

Winner

VLY

+47.15%

CWAN

+1.40%

5Y(CAGR)

Winner

VLY

+2.06%

CWAN

-0.89%

10Y(CAGR)

VLY

+8.14%

CWAN

N/A

Max(CAGR)

Winner

VLY

+6.45%

CWAN

-0.89%

VLY vs CWAN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	VLY	CWAN
2026	+11.64%	+0.97%
2025	+36.77%	-11.36%
2024	-11.39%	+41.27%
2023	+0.87%	+7.69%
2022	-15.77%	-12.38%
2021	+45.93%	-9.42%
2020	-9.35%	N/A
2019	+31.74%	N/A
2018	-18.01%	N/A
2017	-0.26%	N/A
2016	+27.30%	N/A
2015	+7.00%	N/A
2014	+1.81%	N/A
2013	+11.08%	N/A
2012	-10.45%	N/A
2011	+1.74%	N/A
2010	+18.96%	N/A
2009	-15.04%	N/A
2008	+23.18%	N/A
2007	-22.11%	N/A
2006	+17.03%	N/A
2005	-1.74%	N/A
2004	+3.41%	N/A
2003	+21.96%	N/A
2002	+3.63%	N/A
2001	+15.65%	N/A
2000	+32.74%	N/A
1999	+5.73%	N/A

VLY vs CWAN Drawdown Comparison

The maximum drawdown for VLY was -62.18%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for CWAN was -54.15%, occurring on Jun 30, 2022. Recovery took 749 trading sessions.

The current VLY drawdown is -6.10%. The current CWAN drawdown is -25.75%.

Rank	VLY	CWAN
#1	-62.18% Sep 19, 2008 - Jun 23, 2015	-54.15% Oct 22, 2021 - Oct 16, 2024
#2	-53.93% Jan 14, 2022 - Jan 29, 2026	-51.54% Nov 7, 2024 - Nov 6, 2025
#3	-48.36% Jun 8, 2018 - Feb 10, 2021	-14.73% Sep 29, 2021 - Oct 21, 2021
#4	-33.56% Dec 28, 2006 - Aug 11, 2008	-4.71% Oct 18, 2024 - Nov 6, 2024
#5	-24.57% Nov 30, 2015 - Nov 10, 2016	-0.63% Sep 24, 2021 - Sep 28, 2021
#6	-22.77% Dec 27, 2000 - Sep 28, 2001	N/A
#7	-22.27% Dec 31, 1999 - Apr 11, 2000	N/A
#8	-17.94% May 17, 2021 - Nov 5, 2021	N/A
#9	-14.54% Mar 1, 2017 - Jan 19, 2018	N/A
#10	-14.30% May 3, 2002 - Apr 30, 2003	N/A
#11	-14.22% Dec 1, 2003 - Oct 26, 2004	N/A
#12	-13.65% Jul 1, 2015 - Oct 28, 2015	N/A
#13	-13.64% Feb 6, 2026 - Apr 20, 2026	N/A
#14	-13.18% Aug 11, 2008 - Sep 18, 2008	N/A
#15	-12.73% Nov 4, 2004 - Dec 1, 2005	N/A