VLY vs CHYM

Comparison between Valley National Bancorp (VLY, Company) and Chime Financial Inc - Class A (CHYM, Company).

VLY is from the Financial Services sector, while CHYM is from the Technology sector.

VLY vs CHYM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VLY(COMPANY)	CHYM(COMPANY)
Market Cap	$8.25B	$8.43B
Max Drawdown	71.87%	55.70%
Sharpe Ratio	1.95	-0.26
5Y Beta	1.06	2.39
Industry	Banks - Regional	Software - Application
P/E Ratio	14.64	-3.11
Forward P/E	11.52	33.33
PEG Ratio	0.44	N/A
Dividend Yield	3.02%	N/A
5Y Dividends CAGR	0.00%	N/A
5Y EPS CAGR	1.21%	N/A
Debt to Equity	0.82%	0.00%
Free Cash Flow Yield	6.72%	0.88%
P/S Ratio	4.24	3.63
P/B Ratio	1.08	5.68

Market Cap

VLY

$8.25B

Winner

CHYM

$8.43B

Max Drawdown

VLY

71.87%

Winner

CHYM

55.70%

Sharpe Ratio

Winner

VLY

1.95

CHYM

-0.26

5Y Beta

Winner

VLY

1.06

CHYM

2.39

Industry

VLY

Banks - Regional

CHYM

Software - Application

P/E Ratio

VLY

14.64

Winner

CHYM

-3.11

Forward P/E

Winner

VLY

11.52

CHYM

33.33

PEG Ratio

VLY

0.44

CHYM

N/A

Dividend Yield

VLY

3.02%

CHYM

N/A

5Y Dividends CAGR

VLY

0.00%

CHYM

N/A

5Y EPS CAGR

VLY

1.21%

CHYM

N/A

Debt to Equity

VLY

0.82%

Winner

CHYM

0.00%

Free Cash Flow Yield

Winner

VLY

6.72%

CHYM

0.88%

P/S Ratio

VLY

4.24

Winner

CHYM

3.63

P/B Ratio

Winner

VLY

1.08

CHYM

5.68

VLY vs CHYM - Historical Returns

Returns include dividend reinvestment.

Period	VLY	CHYM
1 month	+6.97%	+28.62%
3 months	+16.94%	-6.32%
6 months	+30.60%	-15.88%
1 year	+70.31%	-30.67%
5 years(CAGR)	+8.13%	N/A
10 years(CAGR)	+9.39%	N/A
Max(CAGR)	+7.08%	-38.22%

VLY

+6.97%

Winner

CHYM

+28.62%

Winner

VLY

+16.94%

CHYM

-6.32%

Winner

VLY

+30.60%

CHYM

-15.88%

Winner

VLY

+70.31%

CHYM

-30.67%

5Y(CAGR)

VLY

+8.13%

CHYM

N/A

10Y(CAGR)

VLY

+9.39%

CHYM

N/A

Max(CAGR)

Winner

VLY

+7.08%

CHYM

-38.22%

VLY vs CHYM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	VLY	CHYM
2026	+32.17%	-16.93%
2025	+36.77%	-32.17%
2024	-11.39%	N/A
2023	+0.87%	N/A
2022	-15.77%	N/A
2021	+45.93%	N/A
2020	-9.35%	N/A
2019	+31.74%	N/A
2018	-18.01%	N/A
2017	-0.26%	N/A
2016	+27.30%	N/A
2015	+7.00%	N/A
2014	+1.81%	N/A
2013	+11.08%	N/A
2012	-10.45%	N/A
2011	+1.74%	N/A
2010	+18.96%	N/A
2009	-15.04%	N/A
2008	+23.18%	N/A
2007	-22.11%	N/A
2006	+17.03%	N/A
2005	-1.74%	N/A
2004	+3.41%	N/A
2003	+21.96%	N/A
2002	+3.63%	N/A
2001	+15.65%	N/A
2000	+32.74%	N/A
1999	+5.73%	N/A

VLY vs CHYM Drawdown Comparison

The maximum drawdown for VLY was -62.18%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for CHYM was -55.70%, occurring on Jun 10, 2026. This drawdown has not yet recovered.

The current CHYM drawdown is -40.91%.

Rank	VLY	CHYM
#1	-62.18% Sep 19, 2008 - Jun 23, 2015	-55.70% Jun 12, 2025 - Jun 10, 2026
#2	-53.93% Jan 14, 2022 - Jan 29, 2026	N/A
#3	-48.36% Jun 8, 2018 - Feb 10, 2021	N/A
#4	-33.56% Dec 28, 2006 - Aug 11, 2008	N/A
#5	-24.57% Nov 30, 2015 - Nov 10, 2016	N/A
#6	-22.77% Dec 27, 2000 - Sep 28, 2001	N/A
#7	-22.27% Dec 31, 1999 - Apr 11, 2000	N/A
#8	-17.94% May 17, 2021 - Nov 5, 2021	N/A
#9	-14.54% Mar 1, 2017 - Jan 19, 2018	N/A
#10	-14.30% May 3, 2002 - Apr 30, 2003	N/A
#11	-14.22% Dec 1, 2003 - Oct 26, 2004	N/A
#12	-13.65% Jul 1, 2015 - Oct 28, 2015	N/A
#13	-13.64% Feb 6, 2026 - Apr 20, 2026	N/A
#14	-13.18% Aug 11, 2008 - Sep 18, 2008	N/A
#15	-12.73% Nov 4, 2004 - Dec 1, 2005	N/A

Correlation

Correlation between VLY and CHYM is -0.61 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.61

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