VEL vs NGVC

Comparison between Velocity Financial Inc (VEL, Company) and Natural Grocers by Vitamin Cottage Inc (NGVC, Company).

VEL is from the Financial Services sector, while NGVC is from the Consumer Defensive sector.

5-Year PerformanceNGVC has outperformed VEL, delivering a return of +25.9% compared to +10.4%

VEL vs NGVC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VEL(COMPANY)	NGVC(COMPANY)
Market Cap	$683M	$686M
Max Drawdown	83.13%	89.04%
Sharpe Ratio	0.14	-0.83
5Y Beta	0.35	0.52
Industry	Mortgage Finance	Grocery Stores
P/E Ratio	17.58	14.22
Forward P/E	N/A	12.18
PEG Ratio	0.33	0.87
Dividend Yield	N/A	1.86%
5Y Dividends CAGR	N/A	-21.26%
5Y EPS CAGR	11.42%	23.04%
Debt to Equity	0.00%	0.63%
Free Cash Flow Yield	3.87%	2.52%
P/S Ratio	2.53	0.51
P/B Ratio	1.00	2.81

Market Cap

VEL

$683M

Winner

NGVC

$686M

Max Drawdown

Winner

VEL

83.13%

NGVC

89.04%

Sharpe Ratio

Winner

VEL

0.14

NGVC

-0.83

5Y Beta

Winner

VEL

0.35

NGVC

0.52

Industry

VEL

Mortgage Finance

NGVC

Grocery Stores

P/E Ratio

VEL

17.58

Winner

NGVC

14.22

Forward P/E

VEL

N/A

NGVC

12.18

PEG Ratio

Winner

VEL

0.33

NGVC

0.87

Dividend Yield

VEL

N/A

NGVC

1.86%

5Y Dividends CAGR

VEL

N/A

NGVC

-21.26%

5Y EPS CAGR

VEL

11.42%

Winner

NGVC

23.04%

Debt to Equity

Winner

VEL

0.00%

NGVC

0.63%

Free Cash Flow Yield

Winner

VEL

3.87%

NGVC

2.52%

P/S Ratio

VEL

2.53

Winner

NGVC

0.51

P/B Ratio

Winner

VEL

1.00

NGVC

2.81

VEL vs NGVC - Historical Returns

Returns include dividend reinvestment.

Period	VEL	NGVC
1 month	-9.67%	+5.23%
3 months	-4.17%	+14.86%
6 months	-7.37%	+21.31%
1 year	+4.24%	-30.92%
5 years(CAGR)	+10.41%	+25.94%
10 years(CAGR)	N/A	+12.13%
Max(CAGR)	+4.10%	+6.40%

VEL

-9.67%

Winner

NGVC

+5.23%

VEL

-4.17%

Winner

NGVC

+14.86%

VEL

-7.37%

Winner

NGVC

+21.31%

Winner

VEL

+4.24%

NGVC

-30.92%

5Y(CAGR)

VEL

+10.41%

Winner

NGVC

+25.94%

10Y(CAGR)

VEL

N/A

NGVC

+12.13%

Max(CAGR)

VEL

+4.10%

Winner

NGVC

+6.40%

VEL vs NGVC - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	VEL	NGVC
2026	-10.64%	+23.17%
2025	+8.58%	-38.45%
2024	+20.22%	+147.26%
2023	+81.26%	+93.11%
2022	-28.94%	-34.50%
2021	+123.56%	+3.78%
2020	-53.89%	+61.98%
2019	N/A	-36.62%
2018	N/A	+72.05%
2017	N/A	-25.52%
2016	N/A	-41.14%
2015	N/A	-23.48%
2014	N/A	-32.51%
2013	N/A	+112.46%
2012	N/A	+6.89%

VEL vs NGVC Drawdown Comparison

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The maximum drawdown for NGVC was -89.04%, occurring on Oct 27, 2017. Recovery took 2677 trading sessions.

The current VEL drawdown is -15.90%. The current NGVC drawdown is -48.51%.

Rank	VEL	NGVC
#1	-83.13% Feb 20, 2020 - Nov 14, 2023	-89.04% Mar 20, 2014 - Nov 6, 2024
#2	-22.09% Nov 14, 2023 - Mar 18, 2024	-59.87% May 9, 2025 - Jan 7, 2026
#3	-21.48% Dec 16, 2024 - May 9, 2025	-29.00% Feb 6, 2025 - Apr 30, 2025
#4	-13.14% Mar 21, 2024 - May 31, 2024	-28.53% Oct 3, 2012 - Apr 10, 2013
#5	-6.83% Jul 16, 2024 - Sep 5, 2024	-21.54% Jan 10, 2014 - Mar 17, 2014
#6	-5.08% Sep 19, 2024 - Nov 12, 2024	-18.60% Nov 29, 2024 - Feb 5, 2025
#7	-4.07% Jun 5, 2024 - Jul 11, 2024	-16.56% Sep 13, 2013 - Dec 30, 2013
#8	-3.51% Mar 18, 2024 - Mar 21, 2024	-15.98% Jul 9, 2013 - Sep 12, 2013
#9	-3.33% Jan 21, 2020 - Jan 29, 2020	-13.10% May 21, 2013 - Jun 17, 2013
#10	-3.30% Jan 30, 2020 - Feb 12, 2020	-11.30% Apr 10, 2013 - Apr 23, 2013
#11	-2.21% Nov 12, 2024 - Nov 25, 2024	-9.33% May 2, 2025 - May 9, 2025
#12	-0.97% Dec 4, 2024 - Dec 11, 2024	-9.17% Jul 31, 2012 - Aug 27, 2012
#13	-0.97% Dec 11, 2024 - Dec 16, 2024	-8.26% Aug 30, 2012 - Sep 17, 2012
#14	-0.69% Feb 13, 2020 - Feb 20, 2020	-6.99% Jun 25, 2013 - Jul 2, 2013
#15	-0.54% May 31, 2024 - Jun 4, 2024	-4.91% Apr 23, 2013 - May 10, 2013