VEEV vs AFRM

Comparison between Veeva Systems Inc - Class A (VEEV, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

VEEV is from the Healthcare sector, while AFRM is from the Financial Services sector.

5-Year PerformanceAFRM has outperformed VEEV, delivering a return of +1.6% compared to -13.0%

VEEV vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VEEV(COMPANY)	AFRM(COMPANY)
Market Cap	$25B	$25B
Max Drawdown	61.35%	94.71%
Sharpe Ratio	-1.61	0.59
5Y Beta	0.66	2.47
Industry	Health Information Services	Credit Services
P/E Ratio	27.08	78.15
Forward P/E	18.15	35.34
PEG Ratio	0.68	N/A
5Y EPS CAGR	25.33%	N/A
Debt to Equity	0.00%	234.55%
Free Cash Flow Yield	6.67%	3.16%

Market Cap

Winner

VEEV

$25B

AFRM

$25B

Max Drawdown

Winner

VEEV

61.35%

AFRM

94.71%

Sharpe Ratio

VEEV

-1.61

Winner

AFRM

0.59

5Y Beta

Winner

VEEV

0.66

AFRM

2.47

Industry

VEEV

Health Information Services

AFRM

Credit Services

P/E Ratio

Winner

VEEV

27.08

AFRM

78.15

Forward P/E

Winner

VEEV

18.15

AFRM

35.34

PEG Ratio

VEEV

0.68

AFRM

N/A

5Y EPS CAGR

VEEV

25.33%

AFRM

N/A

Debt to Equity

Winner

VEEV

0.00%

AFRM

234.55%

Free Cash Flow Yield

Winner

VEEV

6.67%

AFRM

3.16%

VEEV vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	VEEV	AFRM
1 month	-6.44%	+14.76%
3 months	-16.70%	+66.41%
6 months	-29.71%	-3.21%
1 year	-45.53%	+19.84%
5 years(CAGR)	-12.95%	+1.63%
10 years(CAGR)	+16.37%	N/A
Max(CAGR)	+11.83%	-4.93%

VEEV

-6.44%

Winner

AFRM

+14.76%

VEEV

-16.70%

Winner

AFRM

+66.41%

VEEV

-29.71%

Winner

AFRM

-3.21%

VEEV

-45.53%

Winner

AFRM

+19.84%

5Y(CAGR)

VEEV

-12.95%

Winner

AFRM

+1.63%

10Y(CAGR)

VEEV

+16.37%

AFRM

N/A

Max(CAGR)

Winner

VEEV

+11.83%

AFRM

-4.93%

VEEV vs AFRM - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	VEEV	AFRM
2026	-30.16%	-0.15%
2025	+6.01%	+19.07%
2024	+11.14%	+30.69%
2023	+20.61%	+440.00%
2022	-37.04%	-89.84%
2021	-6.85%	+3.41%
2020	+89.85%	N/A
2019	+60.77%	N/A
2018	+62.19%	N/A
2017	+33.69%	N/A
2016	+41.86%	N/A
2015	+9.99%	N/A
2014	-18.31%	N/A
2013	-13.62%	N/A

VEEV vs AFRM Drawdown Comparison

The maximum drawdown for VEEV was -61.35%, occurring on May 7, 2014. Recovery took 780 trading sessions.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current VEEV drawdown is -55.04%. The current AFRM drawdown is -56.14%.

Rank	VEEV	AFRM
#1	-61.35% Oct 21, 2013 - Nov 23, 2016	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-55.69% Aug 5, 2021 - Oct 14, 2022	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-31.15% Jul 11, 2019 - Apr 17, 2020	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-26.51% Sep 28, 2018 - Jan 25, 2019	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-24.18% Feb 16, 2021 - Jun 28, 2021	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-19.19% May 26, 2017 - Feb 28, 2018	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-16.10% Oct 13, 2020 - Feb 10, 2021	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-14.06% Nov 29, 2016 - Mar 15, 2017	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-11.40% Sep 2, 2020 - Oct 12, 2020	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-11.08% Jun 20, 2018 - Aug 14, 2018	N/A
#11	-10.86% Mar 7, 2018 - Jun 1, 2018	N/A
#12	-9.13% Jun 20, 2019 - Jul 9, 2019	N/A
#13	-7.65% Jun 2, 2020 - Jun 10, 2020	N/A
#14	-7.12% Aug 5, 2020 - Aug 28, 2020	N/A
#15	-6.95% May 10, 2019 - May 30, 2019	N/A