VCIT vs SCHF

Comparison between VANGUARD INTERMEDIATE-TERM CORPORATE BOND INDEX FUND ETF SHARES (VCIT, ETF) and SCHWAB INTERNATIONAL EQUITY ETF (SCHF, ETF).

5-Year PerformanceSCHF has outperformed VCIT, delivering a return of +10.4% compared to +1.4%

VCIT vs SCHF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VCIT(ETF)	SCHF(ETF)
Net Assets	$68B	$63B
Expense Ratio	0.03%	0.03%
Max Drawdown	24.19%	38.65%
Sharpe Ratio	0.76	1.75
5Y Beta	0.09	0.74
5Y Dividends CAGR	10.99%	10.90%

Net Assets

Winner

VCIT

$68B

SCHF

$63B

Expense Ratio

VCIT

0.03%

SCHF

0.03%

Max Drawdown

Winner

VCIT

24.19%

SCHF

38.65%

Sharpe Ratio

VCIT

0.76

Winner

SCHF

1.75

5Y Beta

Winner

VCIT

0.09

SCHF

0.74

5Y Dividends CAGR

Winner

VCIT

10.99%

SCHF

10.90%

VCIT vs SCHF - Historical Returns

Returns include dividend reinvestment.

Period	VCIT	SCHF
1 month	-0.46%	+2.77%
3 months	-0.90%	+2.46%
6 months	+0.62%	+14.68%
1 year	+7.05%	+33.55%
5 years(CAGR)	+1.43%	+10.42%
10 years(CAGR)	+2.97%	+10.19%
Max(CAGR)	+4.33%	+7.70%

VCIT

-0.46%

Winner

SCHF

+2.77%

VCIT

-0.90%

Winner

SCHF

+2.46%

VCIT

+0.62%

Winner

SCHF

+14.68%

VCIT

+7.05%

Winner

SCHF

+33.55%

5Y(CAGR)

VCIT

+1.43%

Winner

SCHF

+10.42%

10Y(CAGR)

VCIT

+2.97%

Winner

SCHF

+10.19%

Max(CAGR)

VCIT

+4.33%

Winner

SCHF

+7.70%

VCIT vs SCHF - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	VCIT	SCHF
2026	+0.06%	+11.04%
2025	+9.31%	+34.97%
2024	+3.73%	+4.39%
2023	+8.46%	+17.58%
2022	-13.43%	-15.33%
2021	-1.65%	+10.64%
2020	+9.32%	+8.62%
2019	+13.95%	+22.58%
2018	-1.48%	-14.92%
2017	+5.41%	+25.09%
2016	+5.11%	+4.70%
2015	+0.58%	-2.12%
2014	+7.44%	-3.95%
2013	-2.42%	+17.11%
2012	+11.11%	+15.62%
2011	+9.03%	-13.16%
2010	+9.56%	+6.47%
2009	+0.18%	+4.83%

VCIT vs SCHF Drawdown Comparison

The maximum drawdown for VCIT was -20.56%, occurring on Oct 20, 2022. Recovery took 1001 trading sessions.

The maximum drawdown for SCHF was -34.91%, occurring on Mar 23, 2020. Recovery took 704 trading sessions.

The current VCIT drawdown is -1.49%. The current SCHF drawdown is -1.17%.

Rank	VCIT	SCHF
#1	-20.56% Aug 2, 2021 - Jul 29, 2025	-34.91% Jan 26, 2018 - Nov 11, 2020
#2	-16.86% Mar 4, 2020 - Jun 9, 2020	-29.14% Sep 3, 2021 - Feb 22, 2024
#3	-7.42% May 1, 2013 - May 1, 2014	-26.37% Apr 29, 2011 - Apr 29, 2013
#4	-5.79% Nov 4, 2010 - May 5, 2011	-23.70% Jul 3, 2014 - May 4, 2017
#5	-4.86% Sep 27, 2016 - Jun 2, 2017	-19.22% Apr 14, 2010 - Oct 8, 2010
#6	-4.48% Sep 7, 2017 - Jan 30, 2019	-13.41% Mar 19, 2025 - Apr 28, 2025
#7	-4.31% Dec 31, 2020 - Jul 28, 2021	-12.90% Jan 14, 2010 - Apr 14, 2010
#8	-3.96% Aug 9, 2011 - Nov 1, 2011	-11.48% Feb 25, 2026 - May 6, 2026
#9	-3.62% Apr 15, 2015 - Mar 16, 2016	-10.47% May 21, 2013 - Sep 10, 2013
#10	-2.96% Feb 27, 2026 - Mar 27, 2026	-9.67% Sep 26, 2024 - Mar 5, 2025
#11	-2.76% Nov 2, 2011 - Jan 9, 2012	-9.63% Mar 3, 2011 - Apr 8, 2011
#12	-2.18% Sep 4, 2019 - Oct 4, 2019	-8.17% Nov 4, 2010 - Jan 3, 2011
#13	-2.16% Feb 2, 2015 - Apr 15, 2015	-7.62% Jul 12, 2024 - Aug 21, 2024
#14	-1.80% Mar 2, 2012 - Apr 26, 2012	-7.07% Dec 31, 2013 - Feb 24, 2014
#15	-1.79% Aug 29, 2014 - Oct 8, 2014	-5.36% Nov 12, 2025 - Dec 10, 2025

Correlation

Correlation between VCIT and SCHF is 0.87 which considered as a strong positive correlation - the stocks tend to move together.

0.87

-101

Dividend Comparison (2009 - 2026)

VCIT vs SCHF dividend yield comparison.

Year	VCIT	SCHF
2026	1.58%	0.00%
2025	4.62%	3.42%
2024	4.43%	3.26%
2023	3.72%	2.97%
2022	3.03%	2.80%
2021	2.87%	3.19%
2020	2.78%	2.08%
2019	3.37%	2.95%
2018	3.61%	3.06%
2017	3.21%	2.35%
2016	3.29%	2.58%
2015	3.34%	2.26%
2014	3.34%	2.90%
2013	3.96%	2.21%
2012	4.22%	2.67%
2011	3.92%	3.20%
2010	4.56%	1.71%
2009	0.55%	0.16%