VBIL vs FNDA

Comparison between VANGUARD 0-3 MONTH TREASURY BILL ETF ETF SHARES (VBIL, ETF) and SCHWAB FUNDAMENTAL U.S. SMALL COMPANY ETF (FNDA, ETF).

VBIL vs FNDA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VBIL(ETF)	FNDA(ETF)
Net Assets	$9.30B	$9.30B
Expense Ratio	0.06%	0.25%
Max Drawdown	0.44%	45.93%
Sharpe Ratio	0.12	1.49
5Y Beta	-0.00	0.99
P/E Ratio	N/A	132.46
Forward P/E	N/A	15.33
5Y Dividends CAGR	N/A	9.25%
5Y EPS CAGR	N/A	10.61%
Debt to Equity	N/A	44.87%
P/S Ratio	N/A	1.12
P/B Ratio	N/A	1.93

Net Assets

VBIL

$9.30B

FNDA

$9.30B

Expense Ratio

Winner

VBIL

0.06%

FNDA

0.25%

Max Drawdown

Winner

VBIL

0.44%

FNDA

45.93%

Sharpe Ratio

VBIL

0.12

Winner

FNDA

1.49

5Y Beta

Winner

VBIL

-0.00

FNDA

0.99

P/E Ratio

VBIL

N/A

FNDA

132.46

Forward P/E

VBIL

N/A

FNDA

15.33

5Y Dividends CAGR

VBIL

N/A

FNDA

9.25%

5Y EPS CAGR

VBIL

N/A

FNDA

10.61%

Debt to Equity

VBIL

N/A

FNDA

44.87%

P/S Ratio

VBIL

N/A

FNDA

1.12

P/B Ratio

VBIL

N/A

FNDA

1.93

VBIL vs FNDA - Historical Returns

Returns include dividend reinvestment.

Period	VBIL	FNDA
1 month	+0.32%	+3.59%
3 months	+0.93%	+6.57%
6 months	+1.81%	+11.62%
1 year	+3.89%	+28.85%
5 years(CAGR)	N/A	+9.36%
10 years(CAGR)	N/A	+10.94%
Max(CAGR)	+4.00%	+10.53%

VBIL

+0.32%

Winner

FNDA

+3.59%

VBIL

+0.93%

Winner

FNDA

+6.57%

VBIL

+1.81%

Winner

FNDA

+11.62%

VBIL

+3.89%

Winner

FNDA

+28.85%

5Y(CAGR)

VBIL

N/A

FNDA

+9.36%

10Y(CAGR)

VBIL

N/A

FNDA

+10.94%

Max(CAGR)

VBIL

+4.00%

Winner

FNDA

+10.53%

VBIL vs FNDA - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	VBIL	FNDA
2026	+1.94%	+18.85%
2025	+3.71%	+7.91%
2024	N/A	+9.51%
2023	N/A	+20.41%
2022	N/A	-15.39%
2021	N/A	+32.85%
2020	N/A	+8.35%
2019	N/A	+23.72%
2018	N/A	-12.90%
2017	N/A	+11.89%
2016	N/A	+25.78%
2015	N/A	-4.69%
2014	N/A	+8.81%
2013	N/A	+14.35%

VBIL vs FNDA Drawdown Comparison

The maximum drawdown for VBIL was -0.09%, occurring on Jun 18, 2025. Recovery took 7 trading sessions.

The maximum drawdown for FNDA was -44.64%, occurring on Mar 23, 2020. Recovery took 216 trading sessions.

The current FNDA drawdown is -1.08%.

Rank	VBIL	FNDA
#1	-0.09% Jun 17, 2025 - Jun 27, 2025	-44.64% Jan 16, 2020 - Nov 23, 2020
#2	-0.07% May 23, 2025 - Jun 2, 2025	-25.92% Nov 25, 2024 - Dec 10, 2025
#3	-0.06% Apr 17, 2025 - Apr 25, 2025	-25.32% Nov 5, 2021 - Dec 26, 2023
#4	-0.03% Feb 11, 2025 - Feb 14, 2025	-24.88% Aug 29, 2018 - Jan 16, 2020
#5	-0.01% Apr 8, 2025 - Apr 11, 2025	-22.04% Jun 23, 2015 - Aug 8, 2016
#6	-0.01% May 14, 2025 - May 16, 2025	-12.36% Jul 3, 2014 - Dec 23, 2014
#7	-0.01% Jan 2, 2026 - Jan 6, 2026	-9.89% Jun 8, 2021 - Nov 1, 2021
#8	-0.01% Dec 5, 2025 - Dec 9, 2025	-9.38% Jan 26, 2018 - May 21, 2018
#9	-0.01% Apr 7, 2026 - Apr 9, 2026	-9.36% Feb 10, 2026 - Apr 17, 2026
#10	-0.01% Feb 20, 2026 - Feb 25, 2026	-9.01% Jul 31, 2024 - Sep 19, 2024
#11	-0.01% Mar 27, 2026 - Mar 31, 2026	-8.82% Mar 15, 2021 - May 7, 2021
#12	-0.01% May 9, 2025 - May 14, 2025	-7.38% Mar 28, 2024 - May 15, 2024
#13	-0.01% Nov 12, 2025 - Nov 14, 2025	-7.09% Jan 22, 2014 - Feb 26, 2014
#14	-0.01% Aug 22, 2025 - Aug 26, 2025	-6.70% Dec 27, 2023 - Mar 21, 2024
#15	-0.01% Nov 21, 2025 - Nov 25, 2025	-6.38% Sep 7, 2016 - Nov 11, 2016

Correlation

Correlation between VBIL and FNDA is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95

-101

Dividend Comparison (2013 - 2026)

VBIL vs FNDA dividend yield comparison.

Year	VBIL	FNDA
2026	1.70%	0.42%
2025	3.12%	1.22%
2024	0.00%	1.53%
2023	0.00%	1.37%
2022	0.00%	1.38%
2021	0.00%	1.15%
2020	0.00%	1.31%
2019	0.00%	1.38%
2018	0.00%	1.64%
2017	0.00%	1.30%
2016	0.00%	1.18%
2015	0.00%	1.33%
2014	0.00%	1.06%
2013	0.00%	0.32%