VATE vs YRD

Comparison between Innovate Corp (VATE, Company) and Yiren Digital Ltd (YRD, Company).

VATE is from the Industrials sector, while YRD is from the Financial Services sector.

5-Year PerformanceYRD has outperformed VATE, delivering a return of -20.9% compared to -24.8%

VATE vs YRD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	VATE(COMPANY)	YRD(COMPANY)
Market Cap	$110M	$109M
Max Drawdown	98.14%	98.65%
Sharpe Ratio	0.87	-1.23
5Y Beta	1.39	0.90
Industry	Engineering & Construction	Credit Services
P/E Ratio	-2.06	14.00
Forward P/E	4.86	7.10
PEG Ratio	-0.08	N/A
Dividend Yield	N/A	27.20%
Debt to Equity	-238.31%	0.10%
Free Cash Flow Yield	N/A	88.77%

Market Cap

Winner

VATE

$110M

YRD

$109M

Max Drawdown

Winner

VATE

98.14%

YRD

98.65%

Sharpe Ratio

Winner

VATE

0.87

YRD

-1.23

5Y Beta

VATE

1.39

Winner

YRD

0.90

Industry

VATE

Engineering & Construction

YRD

Credit Services

P/E Ratio

Winner

VATE

-2.06

YRD

14.00

Forward P/E

Winner

VATE

4.86

YRD

7.10

PEG Ratio

VATE

-0.08

YRD

N/A

Dividend Yield

VATE

N/A

YRD

27.20%

Debt to Equity

Winner

VATE

-238.31%

YRD

0.10%

Free Cash Flow Yield

VATE

N/A

YRD

88.77%

VATE vs YRD - Historical Returns

Returns include dividend reinvestment.

Period	VATE	YRD
1 month	-53.50%	+11.01%
3 months	-30.13%	-41.83%
6 months	+51.53%	-68.57%
1 year	+46.15%	-80.18%
5 years(CAGR)	-24.80%	-20.92%
10 years(CAGR)	-13.11%	-23.88%
Max(CAGR)	+1.28%	-16.19%

VATE

-53.50%

Winner

YRD

+11.01%

Winner

VATE

-30.13%

YRD

-41.83%

Winner

VATE

+51.53%

YRD

-68.57%

Winner

VATE

+46.15%

YRD

-80.18%

5Y(CAGR)

VATE

-24.80%

Winner

YRD

-20.92%

10Y(CAGR)

Winner

VATE

-13.11%

YRD

-23.88%

Max(CAGR)

Winner

VATE

+1.28%

YRD

-16.19%

VATE vs YRD - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	VATE	YRD
2026	+62.31%	-68.41%
2025	-9.60%	-18.22%
2024	-57.04%	+38.40%
2023	-42.79%	+106.62%
2022	-52.17%	-51.42%
2021	+20.52%	-12.54%
2020	+47.51%	-46.98%
2019	-18.73%	-48.18%
2018	-56.36%	-77.23%
2017	+29.51%	+113.11%
2016	+16.05%	+131.25%
2015	-36.34%	+3.85%
2014	+195.79%	N/A
2013	-18.31%	N/A
2012	+16.22%	N/A
2011	+1.28%	N/A
2010	+100.00%	N/A
2009	+43.75%	N/A

VATE vs YRD Drawdown Comparison

The maximum drawdown for VATE was -96.53%, occurring on Oct 3, 2024. This drawdown has not yet recovered.

The maximum drawdown for YRD was -98.64%, occurring on Aug 30, 2022. This drawdown has not yet recovered.

The current VATE drawdown is -91.06%. The current YRD drawdown is -97.41%.

Rank	VATE	YRD
#1	-96.53% Mar 26, 2015 - Oct 3, 2024	-98.64% Oct 18, 2017 - Aug 30, 2022
#2	-39.74% May 9, 2013 - Sep 17, 2014	-64.22% Dec 28, 2015 - Mar 28, 2016
#3	-39.37% Feb 1, 2011 - Mar 23, 2012	-46.32% Aug 18, 2016 - Jul 31, 2017
#4	-27.23% Aug 28, 2009 - Oct 18, 2010	-27.69% Apr 4, 2016 - May 27, 2016
#5	-26.24% Jul 3, 2012 - May 9, 2013	-21.02% Jun 8, 2016 - Jul 12, 2016
#6	-18.89% May 2, 2012 - Jul 2, 2012	-20.10% Jul 31, 2017 - Aug 11, 2017
#7	-17.50% Jul 13, 2009 - Aug 10, 2009	-17.03% Aug 1, 2016 - Aug 10, 2016
#8	-15.38% Dec 31, 2014 - Mar 11, 2015	-9.94% Jun 2, 2016 - Jun 8, 2016
#9	-12.93% Nov 26, 2014 - Dec 24, 2014	-9.37% Aug 14, 2017 - Sep 1, 2017
#10	-10.09% Nov 17, 2010 - Dec 8, 2010	-8.75% Aug 10, 2016 - Aug 15, 2016
#11	-8.77% Oct 6, 2014 - Nov 5, 2014	-7.37% Sep 19, 2017 - Oct 3, 2017
#12	-8.50% Oct 26, 2010 - Nov 11, 2010	-7.27% Jul 15, 2016 - Jul 20, 2016
#13	-5.85% Dec 15, 2010 - Jan 4, 2011	-5.25% Aug 15, 2016 - Aug 17, 2016
#14	-3.71% Apr 4, 2012 - Apr 17, 2012	-4.99% Sep 1, 2017 - Sep 7, 2017
#15	-3.51% Apr 18, 2012 - Apr 27, 2012	-4.35% Jul 13, 2016 - Jul 15, 2016