VALU vs CZFS
Comparison between Value Line Inc (VALU, Company) and Citizens Financial Services Inc (CZFS, Company).
Both VALU and CZFS are from the Financial Services sector.
5-Year PerformanceCZFS has outperformed VALU, delivering a return of +7.6% compared to +5.4%
VALU vs CZFS - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
VALU vs CZFS - Historical Returns
Returns include dividend reinvestment.
VALU vs CZFS - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | VALU | CZFS |
|---|---|---|
| 2026 | +4.32% | +36.69% |
| 2025 | -24.33% | -3.27% |
| 2024 | +15.40% | +3.35% |
| 2023 | +0.77% | -12.16% |
| 2022 | +8.48% | +31.15% |
| 2021 | +54.08% | +14.87% |
| 2020 | +16.86% | -4.54% |
| 2019 | +11.62% | +12.77% |
| 2018 | +41.00% | -7.82% |
| 2017 | +7.53% | +34.26% |
| 2016 | +55.88% | +13.55% |
| 2015 | -10.72% | -3.03% |
| 2014 | +45.44% | +8.49% |
| 2013 | +30.54% | +38.27% |
| 2012 | -7.66% | +29.99% |
| 2011 | -25.14% | -3.11% |
| 2010 | -27.86% | +47.79% |
| 2009 | -26.07% | +39.87% |
| 2008 | -10.06% | +3.26% |
| 2007 | -8.76% | -7.53% |
| 2006 | +33.61% | +13.12% |
| 2005 | -9.22% | -8.95% |
| 2004 | +13.77% | +4.26% |
| 2003 | +16.80% | +13.19% |
| 2002 | -9.27% | +64.92% |
| 2001 | +44.27% | +25.02% |
| 2000 | +0.11% | N/A |
| 1999 | +1.41% | N/A |
VALU vs CZFS Drawdown Comparison
The maximum drawdown for VALU was -77.35%, occurring on Jun 24, 2013. Recovery took 3163 trading sessions.
The maximum drawdown for CZFS was -54.99%, occurring on Apr 26, 2024. This drawdown has not yet recovered.
The current VALU drawdown is -58.03%. The current CZFS drawdown is -8.14%.
| Rank | VALU | CZFS |
|---|---|---|
| #1 | -77.35% Nov 30, 2006 - Jun 27, 2019 | -54.99% Jun 12, 2023 - Apr 26, 2024 |
| #2 | -67.14% Aug 26, 2022 - Oct 12, 2023 | -40.57% Feb 14, 2020 - Jul 6, 2021 |
| #3 | -40.29% Apr 20, 2022 - Aug 1, 2022 | -25.83% Jul 31, 2008 - Jul 20, 2009 |
| #4 | -37.92% Apr 28, 2004 - Oct 17, 2006 | -24.55% Apr 29, 2003 - Apr 5, 2007 |
| #5 | -36.24% Mar 4, 2020 - Aug 19, 2021 | -22.37% Aug 29, 2022 - Feb 6, 2023 |
| #6 | -29.60% Sep 10, 2001 - Jun 5, 2003 | -22.21% Apr 19, 2007 - May 7, 2008 |
| #7 | -27.92% Jun 27, 2019 - Dec 12, 2019 | -18.25% Feb 10, 2023 - Apr 10, 2023 |
| #8 | -24.07% Aug 1, 2022 - Aug 26, 2022 | -17.50% Jul 29, 2011 - May 8, 2012 |
| #9 | -19.87% Jan 24, 2020 - Mar 4, 2020 | -17.23% Mar 19, 2014 - Oct 11, 2016 |
| #10 | -18.05% Aug 27, 2021 - Nov 5, 2021 | -16.91% Apr 20, 2023 - Jun 7, 2023 |
| #11 | -15.99% Jan 19, 2000 - Mar 6, 2000 | -13.27% Oct 2, 2018 - Mar 29, 2019 |
| #12 | -14.97% Mar 6, 2000 - Jul 31, 2000 | -11.51% Jan 11, 2011 - Jul 29, 2011 |
| #13 | -13.89% Jun 11, 2003 - Apr 8, 2004 | -11.11% Jul 31, 2009 - Oct 21, 2009 |
| #14 | -13.31% Jul 31, 2000 - Feb 6, 2001 | -10.45% Aug 17, 2010 - Nov 3, 2010 |
| #15 | -12.94% Nov 16, 2021 - Dec 21, 2021 | -10.17% Apr 30, 2010 - Jul 19, 2010 |
Correlation
Correlation between VALU and CZFS is 0.74 which considered as a strong positive correlation - the stocks tend to move together.
Dividend Comparison (2000 - 2026)
VALU vs CZFS dividend yield comparison.
| Year | VALU | CZFS |
|---|---|---|
| 2026 | 1.77% | 1.35% |
| 2025 | 3.32% | 3.49% |
| 2024 | 2.23% | 3.09% |
| 2023 | 2.24% | 3.75% |
| 2022 | 1.91% | 2.48% |
| 2021 | 1.86% | 3.08% |
| 2020 | 2.52% | 3.44% |
| 2019 | 2.73% | 2.90% |
| 2018 | 3.65% | 2.35% |
| 2017 | 3.67% | 2.68% |
| 2016 | 3.44% | 3.14% |
| 2015 | 4.37% | 3.53% |
| 2014 | 3.68% | 4.04% |
| 2013 | 5.17% | 2.27% |
| 2012 | 6.69% | 2.96% |
| 2011 | 7.78% | 3.35% |
| 2010 | 37.37% | 2.97% |
| 2009 | 4.38% | 3.98% |
| 2008 | 4.06% | 5.05% |
| 2007 | 2.95% | 4.50% |
| 2006 | 2.31% | 3.80% |
| 2005 | 2.83% | 3.92% |
| 2004 | 47.01% | 3.26% |
| 2003 | 2.00% | 3.09% |
| 2002 | 2.30% | 3.08% |
| 2001 | 2.06% | 4.54% |
| 2000 | 2.89% | 0.00% |
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