UWMC vs GWRE

Comparison between UWM Holdings Corporation Class A (UWMC, Company) and Guidewire Software Inc (GWRE, Company).

UWMC is from the Financial Services sector, while GWRE is from the Technology sector.

5-Year PerformanceGWRE has outperformed UWMC, delivering a return of +2.7% compared to -19.3%

UWMC vs GWRE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UWMC(COMPANY)	GWRE(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	82.97%	60.79%
Sharpe Ratio	-1.16	-0.75
5Y Beta	0.89	0.73
Industry	Mortgage Finance	Software - Application
P/E Ratio	28.87	73.60
Forward P/E	5.32	35.71
Dividend Yield	21.20%	N/A
5Y Dividends CAGR	20.11%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-53.42%	2.99%
P/S Ratio	2.11	N/A
P/B Ratio	6.57	N/A

Market Cap

Winner

UWMC

$11B

GWRE

$11B

Max Drawdown

UWMC

82.97%

Winner

GWRE

60.79%

Sharpe Ratio

UWMC

-1.16

Winner

GWRE

-0.75

5Y Beta

UWMC

0.89

Winner

GWRE

0.73

Industry

UWMC

Mortgage Finance

GWRE

Software - Application

P/E Ratio

Winner

UWMC

28.87

GWRE

73.60

Forward P/E

Winner

UWMC

5.32

GWRE

35.71

Dividend Yield

UWMC

21.20%

GWRE

N/A

5Y Dividends CAGR

UWMC

20.11%

GWRE

N/A

Debt to Equity

UWMC

0.00%

GWRE

0.00%

Free Cash Flow Yield

UWMC

-53.42%

Winner

GWRE

2.99%

P/S Ratio

UWMC

2.11

GWRE

N/A

P/B Ratio

UWMC

6.57

GWRE

N/A

UWMC vs GWRE - Historical Returns

Returns include dividend reinvestment.

Period	UWMC	GWRE
1 month	-14.29%	+19.84%
3 months	-50.45%	+0.10%
6 months	-67.74%	-17.90%
1 year	-57.84%	-41.28%
5 years(CAGR)	-19.34%	+2.72%
10 years(CAGR)	N/A	+7.78%
Max(CAGR)	-19.73%	+15.10%

UWMC

-14.29%

Winner

GWRE

+19.84%

UWMC

-50.45%

Winner

GWRE

+0.10%

UWMC

-67.74%

Winner

GWRE

-17.90%

UWMC

-57.84%

Winner

GWRE

-41.28%

5Y(CAGR)

UWMC

-19.34%

Winner

GWRE

+2.72%

10Y(CAGR)

UWMC

N/A

GWRE

+7.78%

Max(CAGR)

UWMC

-19.73%

Winner

GWRE

+15.10%

UWMC vs GWRE - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	UWMC	GWRE
2026	-57.65%	-29.98%
2025	-16.11%	+18.59%
2024	-11.37%	+57.92%
2023	+125.96%	+73.35%
2022	-40.34%	-44.78%
2021	-28.72%	-9.94%
2020	N/A	+16.94%
2019	N/A	+39.43%
2018	N/A	+7.75%
2017	N/A	+45.64%
2016	N/A	-15.17%
2015	N/A	+20.39%
2014	N/A	+5.17%
2013	N/A	+59.06%
2012	N/A	+73.60%

UWMC vs GWRE Drawdown Comparison

The maximum drawdown for UWMC was -78.18%, occurring on Jul 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for GWRE was -60.79%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The current UWMC drawdown is -78.18%. The current GWRE drawdown is -49.83%.

Rank	UWMC	GWRE
#1	-78.18% Aug 23, 2024 - Jul 23, 2026	-60.79% Sep 8, 2025 - Jun 22, 2026
#2	-68.70% Jun 11, 2021 - Jul 16, 2024	-60.28% Jan 7, 2021 - Jun 11, 2024
#3	-25.75% Mar 17, 2021 - May 27, 2021	-39.66% Feb 19, 2020 - Nov 27, 2020
#4	-7.26% Aug 2, 2024 - Aug 13, 2024	-39.26% Mar 4, 2014 - Jul 20, 2015
#5	-7.20% Jul 16, 2024 - Jul 29, 2024	-35.62% Mar 26, 2012 - Feb 27, 2013
#6	-6.53% Mar 4, 2021 - Mar 9, 2021	-30.52% Sep 14, 2018 - May 16, 2019
#7	-4.38% Mar 9, 2021 - Mar 17, 2021	-30.45% Dec 29, 2015 - Jun 6, 2016
#8	-3.77% Aug 14, 2024 - Aug 21, 2024	-23.59% Feb 5, 2025 - Jun 4, 2025
#9	-3.49% May 27, 2021 - Jun 8, 2021	-22.80% Sep 7, 2016 - May 24, 2017
#10	-3.01% Jun 9, 2021 - Jun 11, 2021	-19.23% Jun 9, 2025 - Sep 5, 2025
#11	-2.98% Jul 31, 2024 - Aug 2, 2024	-18.61% Dec 4, 2024 - Jan 29, 2025
#12	-0.74% Aug 21, 2024 - Aug 23, 2024	-15.65% Jul 23, 2015 - Nov 27, 2015
#13	N/A	-14.88% Nov 24, 2017 - Mar 2, 2018
#14	N/A	-14.51% Nov 26, 2019 - Feb 19, 2020
#15	N/A	-14.08% Oct 29, 2013 - Feb 20, 2014