UWMC vs GWRE

Comparison between UWM Holdings Corporation Class A (UWMC, Company) and Guidewire Software Inc (GWRE, Company).

UWMC is from the Financial Services sector, while GWRE is from the Technology sector.

5-Year PerformanceGWRE has outperformed UWMC, delivering a return of +6.3% compared to -13.3%

UWMC vs GWRE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UWMC(COMPANY)	GWRE(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	71.92%	60.28%
Sharpe Ratio	-0.14	-0.78
5Y Beta	0.87	0.76
Industry	Mortgage Finance	Software - Application
P/E Ratio	28.87	112.94
Forward P/E	7.18	35.46
Dividend Yield	13.00%	N/A
5Y Dividends CAGR	37.97%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-53.42%	2.74%
P/S Ratio	2.11	N/A
P/B Ratio	6.57	N/A

Market Cap

Winner

UWMC

$11B

GWRE

$11B

Max Drawdown

UWMC

71.92%

Winner

GWRE

60.28%

Sharpe Ratio

Winner

UWMC

-0.14

GWRE

-0.78

5Y Beta

UWMC

0.87

Winner

GWRE

0.76

Industry

UWMC

Mortgage Finance

GWRE

Software - Application

P/E Ratio

Winner

UWMC

28.87

GWRE

112.94

Forward P/E

Winner

UWMC

7.18

GWRE

35.46

Dividend Yield

UWMC

13.00%

GWRE

N/A

5Y Dividends CAGR

UWMC

37.97%

GWRE

N/A

Debt to Equity

UWMC

0.00%

GWRE

0.00%

Free Cash Flow Yield

UWMC

-53.42%

Winner

GWRE

2.74%

P/S Ratio

UWMC

2.11

GWRE

N/A

P/B Ratio

UWMC

6.57

GWRE

N/A

UWMC vs GWRE - Historical Returns

Returns include dividend reinvestment.

Period	UWMC	GWRE
1 month	-17.11%	-2.49%
3 months	-27.80%	-8.33%
6 months	-43.68%	-37.63%
1 year	-17.51%	-36.37%
5 years(CAGR)	-13.25%	+6.32%
10 years(CAGR)	N/A	+8.54%
Max(CAGR)	-11.69%	+15.39%

UWMC

-17.11%

Winner

GWRE

-2.49%

UWMC

-27.80%

Winner

GWRE

-8.33%

UWMC

-43.68%

Winner

GWRE

-37.63%

Winner

UWMC

-17.51%

GWRE

-36.37%

5Y(CAGR)

UWMC

-13.25%

Winner

GWRE

+6.32%

10Y(CAGR)

UWMC

N/A

GWRE

+8.54%

Max(CAGR)

UWMC

-11.69%

Winner

GWRE

+15.39%

UWMC vs GWRE - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	UWMC	GWRE
2026	-27.80%	-29.00%
2025	-16.11%	+18.59%
2024	-11.37%	+57.92%
2023	+125.96%	+73.35%
2022	-40.34%	-44.78%
2021	-28.72%	-9.94%
2020	N/A	+16.94%
2019	N/A	+39.43%
2018	N/A	+7.75%
2017	N/A	+45.64%
2016	N/A	-15.17%
2015	N/A	+20.39%
2014	N/A	+5.17%
2013	N/A	+59.06%
2012	N/A	+73.60%

UWMC vs GWRE Drawdown Comparison

The maximum drawdown for UWMC was -68.70%, occurring on Sep 29, 2022. Recovery took 777 trading sessions.

The maximum drawdown for GWRE was -60.28%, occurring on Nov 9, 2022. Recovery took 861 trading sessions.

The current UWMC drawdown is -62.80%. The current GWRE drawdown is -49.13%.

Rank	UWMC	GWRE
#1	-68.70% Jun 11, 2021 - Jul 16, 2024	-60.28% Jan 7, 2021 - Jun 11, 2024
#2	-64.96% Aug 23, 2024 - May 18, 2026	-54.96% Sep 8, 2025 - Apr 10, 2026
#3	-25.75% Mar 17, 2021 - May 27, 2021	-39.66% Feb 19, 2020 - Nov 27, 2020
#4	-7.26% Aug 2, 2024 - Aug 13, 2024	-39.26% Mar 4, 2014 - Jul 20, 2015
#5	-7.20% Jul 16, 2024 - Jul 29, 2024	-35.62% Mar 26, 2012 - Feb 27, 2013
#6	-6.53% Mar 4, 2021 - Mar 9, 2021	-30.52% Sep 14, 2018 - May 16, 2019
#7	-4.38% Mar 9, 2021 - Mar 17, 2021	-30.45% Dec 29, 2015 - Jun 6, 2016
#8	-3.77% Aug 14, 2024 - Aug 21, 2024	-23.59% Feb 5, 2025 - Jun 4, 2025
#9	-3.49% May 27, 2021 - Jun 8, 2021	-22.80% Sep 7, 2016 - May 24, 2017
#10	-3.01% Jun 9, 2021 - Jun 11, 2021	-19.23% Jun 9, 2025 - Sep 5, 2025
#11	-2.98% Jul 31, 2024 - Aug 2, 2024	-18.61% Dec 4, 2024 - Jan 29, 2025
#12	-0.74% Aug 21, 2024 - Aug 23, 2024	-15.65% Jul 23, 2015 - Nov 27, 2015
#13	N/A	-14.88% Nov 24, 2017 - Mar 2, 2018
#14	N/A	-14.51% Nov 26, 2019 - Feb 19, 2020
#15	N/A	-14.08% Oct 29, 2013 - Feb 20, 2014