UVSP vs LADR

Comparison between Univest Financial Corp (UVSP, Company) and Ladder Capital Corp - Class A (LADR, Company).

UVSP is from the Financial Services sector, while LADR is from the Real Estate sector.

5-Year PerformanceUVSP has outperformed LADR, delivering a return of +14.5% compared to +6.1%

UVSP vs LADR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UVSP(COMPANY)	LADR(COMPANY)
Market Cap	$1.22B	$1.22B
Max Drawdown	66.70%	83.42%
Sharpe Ratio	1.35	-0.31
5Y Beta	0.82	0.56
Industry	Banks - Regional	Reit - Mortgage
P/E Ratio	13.00	24.27
Forward P/E	13.02	2.45
PEG Ratio	0.51	1.89
Dividend Yield	1.98%	9.34%
5Y Dividends CAGR	13.09%	7.53%
5Y EPS CAGR	4.64%	-26.62%
Debt to Equity	2.75%	0.00%
Free Cash Flow Yield	8.83%	8.81%
P/S Ratio	3.77	5.76
P/B Ratio	1.30	0.87

Market Cap

Winner

UVSP

$1.22B

LADR

$1.22B

Max Drawdown

Winner

UVSP

66.70%

LADR

83.42%

Sharpe Ratio

Winner

UVSP

1.35

LADR

-0.31

5Y Beta

UVSP

0.82

Winner

LADR

0.56

Industry

UVSP

Banks - Regional

LADR

Reit - Mortgage

P/E Ratio

Winner

UVSP

13.00

LADR

24.27

Forward P/E

UVSP

13.02

Winner

LADR

2.45

PEG Ratio

Winner

UVSP

0.51

LADR

1.89

Dividend Yield

UVSP

1.98%

Winner

LADR

9.34%

5Y Dividends CAGR

Winner

UVSP

13.09%

LADR

7.53%

5Y EPS CAGR

Winner

UVSP

4.64%

LADR

-26.62%

Debt to Equity

UVSP

2.75%

Winner

LADR

0.00%

Free Cash Flow Yield

Winner

UVSP

8.83%

LADR

8.81%

P/S Ratio

Winner

UVSP

3.77

LADR

5.76

P/B Ratio

UVSP

1.30

Winner

LADR

0.87

UVSP vs LADR - Historical Returns

Returns include dividend reinvestment.

Period	UVSP	LADR
1 month	+1.66%	-2.39%
3 months	+18.08%	-3.43%
6 months	+33.46%	-7.67%
1 year	+53.06%	-5.04%
5 years(CAGR)	+14.53%	+6.11%
10 years(CAGR)	+10.80%	+5.69%
Max(CAGR)	+8.33%	+4.13%

Winner

UVSP

+1.66%

LADR

-2.39%

Winner

UVSP

+18.08%

LADR

-3.43%

Winner

UVSP

+33.46%

LADR

-7.67%

Winner

UVSP

+53.06%

LADR

-5.04%

5Y(CAGR)

Winner

UVSP

+14.53%

LADR

+6.11%

10Y(CAGR)

Winner

UVSP

+10.80%

LADR

+5.69%

Max(CAGR)

Winner

UVSP

+8.33%

LADR

+4.13%

UVSP vs LADR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UVSP	LADR
2026	+38.30%	-7.92%
2025	+16.07%	+7.06%
2024	+38.94%	+6.71%
2023	-11.76%	+22.92%
2022	-11.02%	-9.82%
2021	+50.25%	+36.00%
2020	-19.95%	-40.14%
2019	+26.16%	+25.89%
2018	-20.77%	+25.58%
2017	-6.48%	+5.54%
2016	+56.59%	+18.84%
2015	+8.74%	-27.36%
2014	+2.24%	+15.42%
2013	+20.31%	N/A
2012	+19.38%	N/A
2011	-21.77%	N/A
2010	+12.79%	N/A
2009	-44.90%	N/A
2008	+58.79%	N/A
2007	-29.61%	N/A
2006	+28.43%	N/A
2005	-18.45%	N/A
2004	+13.27%	N/A
2003	+34.55%	N/A
2002	+17.97%	N/A
2001	+63.07%	N/A
2000	-9.17%	N/A
1999	+6.15%	N/A

UVSP vs LADR Drawdown Comparison

The maximum drawdown for UVSP was -62.00%, occurring on Sep 21, 2011. Recovery took 2046 trading sessions.

The maximum drawdown for LADR was -81.59%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The current UVSP drawdown is -2.46%. The current LADR drawdown is -10.96%.

Rank	UVSP	LADR
#1	-62.00% Sep 30, 2008 - Nov 14, 2016	-81.59% Feb 12, 2020 - Apr 3, 2020
#2	-53.40% Sep 28, 2017 - Mar 8, 2021	-45.15% Dec 17, 2014 - Jan 16, 2018
#3	-45.42% Jan 6, 2022 - Jul 26, 2024	-14.59% Dec 6, 2018 - Feb 4, 2019
#4	-45.42% Jan 27, 2004 - Sep 16, 2008	-14.54% Apr 9, 2014 - Jun 4, 2014
#5	-24.47% Jan 27, 2000 - Apr 20, 2001	-14.48% Jun 6, 2014 - Dec 16, 2014
#6	-21.09% Mar 3, 2003 - Dec 3, 2003	-11.83% Feb 27, 2019 - Sep 25, 2019
#7	-20.92% Nov 6, 2024 - Jul 3, 2025	-10.23% Mar 12, 2018 - May 18, 2018
#8	-16.84% Dec 29, 2016 - Sep 20, 2017	-5.22% Oct 17, 2018 - Nov 9, 2018
#9	-15.44% Jun 8, 2021 - Nov 1, 2021	-4.86% Jan 18, 2018 - Mar 5, 2018
#10	-14.64% Sep 16, 2008 - Sep 18, 2008	-4.80% Feb 10, 2014 - Mar 7, 2014
#11	-14.01% Jul 3, 2025 - Nov 25, 2025	-4.49% Apr 3, 2014 - Apr 9, 2014
#12	-13.61% Jul 26, 2024 - Sep 19, 2024	-4.00% Nov 9, 2018 - Nov 26, 2018
#13	-12.96% Sep 19, 2008 - Sep 30, 2008	-3.61% Sep 14, 2018 - Oct 16, 2018
#14	-10.59% Nov 11, 2021 - Jan 4, 2022	-3.38% Mar 14, 2014 - Mar 25, 2014
#15	-9.71% Mar 12, 2021 - Jun 7, 2021	-3.26% Oct 22, 2019 - Dec 6, 2019

Correlation

Correlation between UVSP and LADR is 0.71 which considered as a strong positive correlation - the stocks tend to move together.

0.71

-101

Dividend Comparison (1999 - 2026)

UVSP vs LADR dividend yield comparison.

Year	UVSP	LADR
2026	1.02%	4.71%
2025	2.66%	8.37%
2024	2.85%	8.22%
2023	3.81%	7.99%
2022	3.18%	8.76%
2021	2.67%	6.67%
2020	2.92%	9.61%
2019	2.99%	7.54%
2018	3.71%	9.92%
2017	2.85%	8.91%
2016	2.59%	9.37%
2015	3.84%	17.91%
2014	3.95%	0.00%
2013	3.87%	0.00%
2012	4.68%	0.00%
2011	5.46%	0.00%
2010	4.17%	0.00%
2009	4.56%	0.00%
2008	2.49%	0.00%
2007	3.79%	0.00%
2006	2.56%	0.00%
2005	2.95%	0.00%
2004	2.17%	0.00%
2003	1.89%	0.00%
2002	2.27%	0.00%
2001	2.32%	0.00%
2000	3.31%	0.00%
1999	0.67%	0.00%