UVE vs UPWK

Comparison between Universal Insurance Holdings Inc (UVE, Company) and Upwork Inc (UPWK, Company).

UVE is from the Financial Services sector, while UPWK is from the Communication Services sector.

5-Year PerformanceUVE has outperformed UPWK, delivering a return of +27.3% compared to -30.0%

UVE vs UPWK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UVE(COMPANY)	UPWK(COMPANY)
Market Cap	$1.06B	$1.06B
Max Drawdown	82.74%	87.48%
Sharpe Ratio	1.13	-0.77
5Y Beta	0.46	1.04
Industry	Insurance - Property & Casualty	Internet Content & Information
P/E Ratio	13.30	10.15
Forward P/E	9.98	5.78
PEG Ratio	0.03	0.50
Dividend Yield	1.69%	N/A
5Y Dividends CAGR	3.85%	N/A
Debt to Equity	17.15%	126.48%
Free Cash Flow Yield	32.64%	21.65%
P/S Ratio	0.66	1.34
P/B Ratio	1.81	1.86

Market Cap

UVE

$1.06B

Winner

UPWK

$1.06B

Max Drawdown

Winner

UVE

82.74%

UPWK

87.48%

Sharpe Ratio

Winner

UVE

1.13

UPWK

-0.77

5Y Beta

Winner

UVE

0.46

UPWK

1.04

Industry

UVE

Insurance - Property & Casualty

UPWK

Internet Content & Information

P/E Ratio

UVE

13.30

Winner

UPWK

10.15

Forward P/E

UVE

9.98

Winner

UPWK

5.78

PEG Ratio

Winner

UVE

0.03

UPWK

0.50

Dividend Yield

UVE

1.69%

UPWK

N/A

5Y Dividends CAGR

UVE

3.85%

UPWK

N/A

Debt to Equity

Winner

UVE

17.15%

UPWK

126.48%

Free Cash Flow Yield

Winner

UVE

32.64%

UPWK

21.65%

P/S Ratio

Winner

UVE

0.66

UPWK

1.34

P/B Ratio

Winner

UVE

1.81

UPWK

1.86

UVE vs UPWK - Historical Returns

Returns include dividend reinvestment.

Period	UVE	UPWK
1 month	-3.68%	+1.68%
3 months	+11.97%	-28.41%
6 months	+15.92%	-61.32%
1 year	+43.87%	-41.33%
5 years(CAGR)	+27.27%	-30.01%
10 years(CAGR)	+11.56%	N/A
Max(CAGR)	+41.61%	-11.21%

UVE

-3.68%

Winner

UPWK

+1.68%

Winner

UVE

+11.97%

UPWK

-28.41%

Winner

UVE

+15.92%

UPWK

-61.32%

Winner

UVE

+43.87%

UPWK

-41.33%

5Y(CAGR)

Winner

UVE

+27.27%

UPWK

-30.01%

10Y(CAGR)

UVE

+11.56%

UPWK

N/A

Max(CAGR)

Winner

UVE

+41.61%

UPWK

-11.21%

UVE vs UPWK - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	UVE	UPWK
2026	+20.71%	-57.21%
2025	+69.14%	+20.78%
2024	+34.72%	+14.02%
2023	+63.64%	+37.94%
2022	-33.62%	-69.08%
2021	+18.44%	+1.67%
2020	-42.63%	+228.14%
2019	-23.28%	-42.42%
2018	+41.72%	-14.49%
2017	-2.19%	N/A
2016	+30.37%	N/A
2015	+20.11%	N/A
2014	+52.90%	N/A
2013	+241.75%	N/A
2012	+33.79%	N/A
2011	-21.80%	N/A
2010	-14.33%	N/A
2009	+158.64%	N/A
2008	-62.02%	N/A
2007	+165.21%	N/A
2006	+256.70%	N/A
2005	+1440.00%	N/A
2004	+0.00%	N/A
2003	+25.00%	N/A

UVE vs UPWK Drawdown Comparison

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The maximum drawdown for UPWK was -87.48%, occurring on May 25, 2023. This drawdown has not yet recovered.

The current UVE drawdown is -7.65%. The current UPWK drawdown is -86.01%.

Rank	UVE	UPWK
#1	-80.50% Oct 8, 2007 - Apr 26, 2013	-87.48% Jul 13, 2021 - May 25, 2023
#2	-79.58% Sep 26, 2018 - Apr 24, 2026	-77.42% Feb 27, 2019 - Nov 5, 2020
#3	-66.67% Aug 19, 2003 - Nov 15, 2005	-33.40% Feb 16, 2021 - Jun 24, 2021
#4	-54.13% Oct 23, 2015 - May 9, 2018	-24.41% Oct 3, 2018 - Feb 6, 2019
#5	-50.00% Jun 6, 2003 - Jul 22, 2003	-17.02% Dec 21, 2020 - Jan 12, 2021
#6	-46.15% Jul 6, 2006 - Sep 29, 2006	-10.33% Nov 20, 2020 - Dec 8, 2020
#7	-40.00% Jul 29, 2003 - Aug 19, 2003	-8.92% Jan 12, 2021 - Jan 25, 2021
#8	-36.27% Nov 27, 2006 - Jan 16, 2007	-8.36% Jan 26, 2021 - Feb 2, 2021
#9	-35.71% Nov 18, 2005 - Dec 12, 2005	-7.25% Nov 6, 2020 - Nov 11, 2020
#10	-33.57% Mar 24, 2006 - Jun 7, 2006	-7.22% Feb 6, 2019 - Feb 12, 2019
#11	-30.69% Dec 27, 2013 - Mar 6, 2014	-6.57% Jun 29, 2021 - Jul 13, 2021
#12	-28.62% Jun 21, 2007 - Sep 26, 2007	-5.46% Dec 8, 2020 - Dec 15, 2020
#13	-27.96% Oct 16, 2006 - Nov 24, 2006	-5.05% Feb 14, 2019 - Feb 27, 2019
#14	-24.08% May 5, 2014 - Oct 28, 2014	-3.41% Feb 9, 2021 - Feb 11, 2021
#15	-22.64% Aug 5, 2015 - Oct 5, 2015	-2.56% Jun 24, 2021 - Jun 29, 2021

Correlation

Correlation between UVE and UPWK is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33

-101