UVE vs IGIC

Comparison between Universal Insurance Holdings Inc (UVE, Company) and International General Insurance Holdings Ltd (IGIC, Company).

Both UVE and IGIC are from the Financial Services sector.

5-Year PerformanceUVE has outperformed IGIC, delivering a return of +28.0% compared to +27.5%

UVE vs IGIC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UVE(COMPANY)	IGIC(COMPANY)
Market Cap	$1.06B	$1.06B
Max Drawdown	82.74%	33.89%
Sharpe Ratio	1.19	0.60
5Y Beta	0.44	0.62
Industry	Insurance - Property & Casualty	Insurance - Diversified
P/E Ratio	13.39	8.35
Forward P/E	9.98	8.70
PEG Ratio	0.03	N/A
Dividend Yield	1.69%	0.59%
5Y Dividends CAGR	3.85%	40.53%
Debt to Equity	17.15%	0.00%
Free Cash Flow Yield	32.43%	10.18%
P/S Ratio	0.66	2.06
P/B Ratio	1.82	1.62

Market Cap

Winner

UVE

$1.06B

IGIC

$1.06B

Max Drawdown

UVE

82.74%

Winner

IGIC

33.89%

Sharpe Ratio

Winner

UVE

1.19

IGIC

0.60

5Y Beta

Winner

UVE

0.44

IGIC

0.62

Industry

UVE

Insurance - Property & Casualty

IGIC

Insurance - Diversified

P/E Ratio

UVE

13.39

Winner

IGIC

8.35

Forward P/E

UVE

9.98

Winner

IGIC

8.70

PEG Ratio

UVE

0.03

IGIC

N/A

Dividend Yield

Winner

UVE

1.69%

IGIC

0.59%

5Y Dividends CAGR

UVE

3.85%

Winner

IGIC

40.53%

Debt to Equity

UVE

17.15%

Winner

IGIC

0.00%

Free Cash Flow Yield

Winner

UVE

32.43%

IGIC

10.18%

P/S Ratio

Winner

UVE

0.66

IGIC

2.06

P/B Ratio

UVE

1.82

Winner

IGIC

1.62

UVE vs IGIC - Historical Returns

Returns include dividend reinvestment.

Period	UVE	IGIC
1 month	-1.69%	-0.33%
3 months	+12.57%	+9.83%
6 months	+11.61%	+3.98%
1 year	+44.68%	+18.37%
5 years(CAGR)	+27.98%	+27.53%
10 years(CAGR)	+11.84%	N/A
Max(CAGR)	+41.61%	+23.63%

UVE

-1.69%

Winner

IGIC

-0.33%

Winner

UVE

+12.57%

IGIC

+9.83%

Winner

UVE

+11.61%

IGIC

+3.98%

Winner

UVE

+44.68%

IGIC

+18.37%

5Y(CAGR)

Winner

UVE

+27.98%

IGIC

+27.53%

10Y(CAGR)

UVE

+11.84%

IGIC

N/A

Max(CAGR)

Winner

UVE

+41.61%

IGIC

+23.63%

UVE vs IGIC - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	UVE	IGIC
2026	+21.89%	+6.02%
2025	+69.14%	+7.60%
2024	+34.72%	+91.02%
2023	+63.64%	+58.10%
2022	-33.62%	+2.56%
2021	+18.44%	+5.18%
2020	-42.63%	-1.60%
2019	-23.28%	N/A
2018	+41.72%	N/A
2017	-2.19%	N/A
2016	+30.37%	N/A
2015	+20.11%	N/A
2014	+52.90%	N/A
2013	+241.75%	N/A
2012	+33.79%	N/A
2011	-21.80%	N/A
2010	-14.33%	N/A
2009	+158.64%	N/A
2008	-62.02%	N/A
2007	+165.21%	N/A
2006	+256.70%	N/A
2005	+1440.00%	N/A
2004	+0.00%	N/A
2003	+25.00%	N/A

UVE vs IGIC Drawdown Comparison

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The maximum drawdown for IGIC was -33.89%, occurring on May 28, 2020. Recovery took 184 trading sessions.

The current UVE drawdown is -6.75%. The current IGIC drawdown is -6.53%.

Rank	UVE	IGIC
#1	-80.50% Oct 8, 2007 - Apr 26, 2013	-33.89% Mar 18, 2020 - Dec 8, 2020
#2	-79.58% Sep 26, 2018 - Apr 24, 2026	-27.26% Aug 26, 2021 - May 23, 2023
#3	-66.67% Aug 19, 2003 - Nov 15, 2005	-19.17% Feb 18, 2025 - Apr 2, 2026
#4	-54.13% Oct 23, 2015 - May 9, 2018	-15.64% Dec 9, 2020 - Apr 29, 2021
#5	-50.00% Jun 6, 2003 - Jul 22, 2003	-13.67% Jan 23, 2024 - Mar 28, 2024
#6	-46.15% Jul 6, 2006 - Sep 29, 2006	-13.15% Nov 26, 2024 - Feb 13, 2025
#7	-40.00% Jul 29, 2003 - Aug 19, 2003	-11.07% Jul 30, 2024 - Aug 26, 2024
#8	-36.27% Nov 27, 2006 - Jan 16, 2007	-9.47% Apr 20, 2026 - Jun 1, 2026
#9	-35.71% Nov 18, 2005 - Dec 12, 2005	-8.94% Sep 22, 2023 - Nov 15, 2023
#10	-33.57% Mar 24, 2006 - Jun 7, 2006	-8.42% Dec 11, 2023 - Dec 22, 2023
#11	-30.69% Dec 27, 2013 - Mar 6, 2014	-8.41% Jun 1, 2023 - Jul 31, 2023
#12	-28.62% Jun 21, 2007 - Sep 26, 2007	-7.05% Apr 8, 2024 - May 8, 2024
#13	-27.96% Oct 16, 2006 - Nov 24, 2006	-7.04% Oct 30, 2024 - Nov 7, 2024
#14	-24.08% May 5, 2014 - Oct 28, 2014	-6.98% May 17, 2024 - Jul 15, 2024
#15	-22.64% Aug 5, 2015 - Oct 5, 2015	-6.76% Aug 30, 2024 - Sep 19, 2024

Correlation

Correlation between UVE and IGIC is 0.90 which considered as a strong positive correlation - the stocks tend to move together.

0.90

-101

Dividend Comparison (2006 - 2026)

UVE vs IGIC dividend yield comparison.

Year	UVE	IGIC
2026	0.84%	5.07%
2025	2.28%	4.09%
2024	3.66%	2.46%
2023	4.82%	0.31%
2022	7.27%	2.75%
2021	4.53%	4.07%
2020	5.10%	1.11%
2019	2.75%	0.00%
2018	1.93%	0.00%
2017	2.52%	0.00%
2016	2.43%	0.00%
2015	2.72%	0.00%
2014	2.69%	0.00%
2013	3.38%	0.00%
2012	10.50%	0.00%
2011	8.94%	0.00%
2010	6.57%	0.00%
2009	9.20%	0.00%
2008	20.16%	0.00%
2007	2.70%	0.00%
2006	4.66%	0.00%