USTB vs ACIO

Comparison between VICTORYSHARES SHORT-TERM BOND ETF FORMERLY VICTORYSHARES USAA CORE SHORT-TERM BOND ETF VICTORYSHARES SHORT-TERM BOND ETF (USTB, ETF) and APTUS COLLARED INVESTMENT OPPORTUNITY ETF (ACIO, ETF).

5-Year PerformanceACIO has outperformed USTB, delivering a return of +9.8% compared to +3.5%

USTB vs ACIO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	USTB(ETF)	ACIO(ETF)
Net Assets	$2B	$2.10B
Expense Ratio	0.34%	0.79%
Max Drawdown	7.56%	14.89%
Sharpe Ratio	0.98	1.66
5Y Beta	0.01	0.61
P/E Ratio	N/A	27.87
Forward P/E	N/A	22.02
PEG Ratio	N/A	0.55
5Y Dividends CAGR	15.32%	-6.50%
5Y EPS CAGR	N/A	26.10%
Debt to Equity	N/A	5.37%
P/S Ratio	N/A	4.14
P/B Ratio	N/A	5.44

Net Assets

USTB

$2B

Winner

ACIO

$2.10B

Expense Ratio

Winner

USTB

0.34%

ACIO

0.79%

Max Drawdown

Winner

USTB

7.56%

ACIO

14.89%

Sharpe Ratio

USTB

0.98

Winner

ACIO

1.66

5Y Beta

Winner

USTB

0.01

ACIO

0.61

P/E Ratio

USTB

N/A

ACIO

27.87

Forward P/E

USTB

N/A

ACIO

22.02

PEG Ratio

USTB

N/A

ACIO

0.55

5Y Dividends CAGR

Winner

USTB

15.32%

ACIO

-6.50%

5Y EPS CAGR

USTB

N/A

ACIO

26.10%

Debt to Equity

USTB

N/A

ACIO

5.37%

P/S Ratio

USTB

N/A

ACIO

4.14

P/B Ratio

USTB

N/A

ACIO

5.44

USTB vs ACIO - Historical Returns

Returns include dividend reinvestment.

Period	USTB	ACIO
1 month	+0.50%	+6.82%
3 months	+0.54%	+5.11%
6 months	+1.81%	+6.28%
1 year	+5.06%	+18.82%
5 years(CAGR)	+3.50%	+9.79%
10 years(CAGR)	+3.47%	N/A
Max(CAGR)	+3.47%	+10.31%

USTB

+0.50%

Winner

ACIO

+6.82%

USTB

+0.54%

Winner

ACIO

+5.11%

USTB

+1.81%

Winner

ACIO

+6.28%

USTB

+5.06%

Winner

ACIO

+18.82%

5Y(CAGR)

USTB

+3.50%

Winner

ACIO

+9.79%

10Y(CAGR)

USTB

+3.47%

ACIO

N/A

Max(CAGR)

USTB

+3.47%

Winner

ACIO

+10.31%

USTB vs ACIO - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	USTB	ACIO
2026	+1.07%	+5.49%
2025	+6.13%	+9.26%
2024	+6.81%	+22.36%
2023	+6.57%	+16.14%
2022	-2.72%	-10.52%
2021	+0.89%	+19.06%
2020	+5.00%	+9.44%
2019	+4.99%	+3.32%
2018	+1.12%	N/A
2017	+0.35%	N/A

USTB vs ACIO Drawdown Comparison

The maximum drawdown for USTB was -5.32%, occurring on Mar 24, 2020. Recovery took 65 trading sessions.

The maximum drawdown for ACIO was -14.18%, occurring on Mar 23, 2020. Recovery took 123 trading sessions.

Rank	USTB	ACIO
#1	-5.32% Mar 4, 2020 - Jun 5, 2020	-14.18% Jan 17, 2020 - Jul 15, 2020
#2	-4.96% Sep 9, 2021 - Jul 13, 2023	-14.00% Dec 20, 2021 - Nov 20, 2023
#3	-1.02% Aug 30, 2023 - Nov 3, 2023	-12.12% Jan 23, 2025 - Jun 30, 2025
#4	-0.84% Feb 27, 2026 - May 1, 2026	-7.22% Oct 28, 2025 - Apr 16, 2026
#5	-0.81% Dec 29, 2017 - Aug 6, 2018	-5.72% Sep 2, 2020 - Nov 9, 2020
#6	-0.68% Sep 27, 2024 - Dec 3, 2024	-5.31% Jul 26, 2019 - Nov 15, 2019
#7	-0.67% Jul 13, 2023 - Aug 4, 2023	-5.18% Jul 16, 2024 - Aug 19, 2024
#8	-0.65% Apr 3, 2025 - Apr 28, 2025	-4.27% Sep 2, 2021 - Oct 20, 2021
#9	-0.62% Sep 4, 2019 - Oct 2, 2019	-4.05% Feb 17, 2021 - Mar 26, 2021
#10	-0.48% Apr 4, 2024 - May 2, 2024	-3.60% Mar 28, 2024 - May 10, 2024
#11	-0.46% Jan 31, 2024 - Mar 1, 2024	-3.54% Dec 4, 2024 - Jan 23, 2025
#12	-0.43% Aug 8, 2023 - Aug 25, 2023	-3.16% Jan 20, 2021 - Feb 12, 2021
#13	-0.40% Sep 21, 2018 - Nov 16, 2018	-3.15% May 7, 2021 - Jun 14, 2021
#14	-0.40% Oct 4, 2019 - Nov 22, 2019	-2.93% Nov 8, 2021 - Dec 7, 2021
#15	-0.38% Aug 2, 2024 - Aug 21, 2024	-2.75% Aug 30, 2024 - Sep 19, 2024