USCB vs RILY

Comparison between USCB Financial Holdings Inc - Class A (USCB, Company) and B. Riley Financial Inc (RILY, Company).

Both USCB and RILY are from the Financial Services sector.

5-Year PerformanceUSCB has outperformed RILY, delivering a return of +13.5% compared to -30.0%

USCB vs RILY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	USCB(COMPANY)	RILY(COMPANY)
Market Cap	$372M	$371M
Max Drawdown	44.24%	96.86%
Sharpe Ratio	0.59	1.41
5Y Beta	0.84	1.32
Industry	Banks - Regional	Financial Conglomerates
P/E Ratio	12.77	0.64
Forward P/E	11.45	N/A
PEG Ratio	N/A	0.00
Dividend Yield	2.29%	N/A
5Y Dividends CAGR	N/A	56.46%
5Y EPS CAGR	N/A	15.48%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	11.53%	-5.88%
P/S Ratio	3.71	0.38
P/B Ratio	1.52	5.07

Market Cap

Winner

USCB

$372M

RILY

$371M

Max Drawdown

Winner

USCB

44.24%

RILY

96.86%

Sharpe Ratio

USCB

0.59

Winner

RILY

1.41

5Y Beta

Winner

USCB

0.84

RILY

1.32

Industry

USCB

Banks - Regional

RILY

Financial Conglomerates

P/E Ratio

USCB

12.77

Winner

RILY

0.64

Forward P/E

USCB

11.45

RILY

N/A

PEG Ratio

USCB

N/A

RILY

0.00

Dividend Yield

USCB

2.29%

RILY

N/A

5Y Dividends CAGR

USCB

N/A

RILY

56.46%

5Y EPS CAGR

USCB

N/A

RILY

15.48%

Debt to Equity

USCB

0.00%

RILY

0.00%

Free Cash Flow Yield

Winner

USCB

11.53%

RILY

-5.88%

P/S Ratio

USCB

3.71

Winner

RILY

0.38

P/B Ratio

Winner

USCB

1.52

RILY

5.07

USCB vs RILY - Historical Returns

Returns include dividend reinvestment.

Period	USCB	RILY
1 month	+2.03%	+1.71%
3 months	+4.70%	+12.74%
6 months	+4.45%	+98.57%
1 year	+17.41%	+164.13%
5 years(CAGR)	+13.49%	-29.97%
10 years(CAGR)	N/A	+4.25%
Max(CAGR)	+13.49%	+4.22%

Winner

USCB

+2.03%

RILY

+1.71%

USCB

+4.70%

Winner

RILY

+12.74%

USCB

+4.45%

Winner

RILY

+98.57%

USCB

+17.41%

Winner

RILY

+164.13%

5Y(CAGR)

Winner

USCB

+13.49%

RILY

-29.97%

10Y(CAGR)

USCB

N/A

RILY

+4.25%

Max(CAGR)

Winner

USCB

+13.49%

RILY

+4.22%

USCB vs RILY - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	USCB	RILY
2026	+6.14%	+60.62%
2025	+7.67%	+2.41%
2024	+47.39%	-80.21%
2023	+0.00%	-30.71%
2022	-15.22%	-57.67%
2021	+29.44%	+144.67%
2020	N/A	+86.13%
2019	N/A	+72.77%
2018	N/A	-21.14%
2017	N/A	+3.27%
2016	N/A	+94.80%
2015	N/A	+4.21%

USCB vs RILY Drawdown Comparison

The maximum drawdown for USCB was -44.24%, occurring on May 2, 2023. Recovery took 660 trading sessions.

The maximum drawdown for RILY was -96.02%, occurring on Apr 15, 2025. This drawdown has not yet recovered.

The current USCB drawdown is -6.65%. The current RILY drawdown is -88.17%.

Rank	USCB	RILY
#1	-44.24% Dec 7, 2021 - Jul 25, 2024	-96.02% Dec 29, 2021 - Apr 15, 2025
#2	-23.21% Nov 25, 2024 - Jan 21, 2026	-49.25% Nov 25, 2019 - Nov 4, 2020
#3	-17.25% Aug 26, 2021 - Nov 10, 2021	-40.03% Sep 5, 2018 - Sep 4, 2019
#4	-16.34% Jul 31, 2024 - Nov 6, 2024	-34.27% Jan 24, 2017 - Apr 18, 2018
#5	-13.61% Jan 22, 2026 - Mar 18, 2026	-25.94% Apr 27, 2016 - Sep 8, 2016
#6	-6.93% Nov 11, 2021 - Nov 18, 2021	-24.93% Jul 1, 2021 - Nov 2, 2021
#7	-5.84% Nov 13, 2024 - Nov 22, 2024	-15.56% Aug 11, 2015 - Apr 27, 2016
#8	-4.21% Nov 18, 2021 - Dec 6, 2021	-14.49% Mar 1, 2021 - Apr 13, 2021
#9	-3.62% Aug 12, 2021 - Aug 18, 2021	-12.65% May 17, 2021 - Jun 25, 2021
#10	-3.23% Aug 18, 2021 - Aug 23, 2021	-12.61% Oct 5, 2016 - Nov 10, 2016
#11	-2.38% Nov 6, 2024 - Nov 8, 2024	-11.55% Sep 23, 2019 - Oct 31, 2019
#12	-2.31% Jul 23, 2021 - Aug 2, 2021	-8.37% Apr 26, 2021 - May 7, 2021
#13	-2.28% Jul 25, 2024 - Jul 29, 2024	-7.46% Sep 15, 2016 - Sep 30, 2016
#14	-0.86% Aug 4, 2021 - Aug 12, 2021	-7.15% Jan 13, 2021 - Feb 2, 2021
#15	-0.46% Aug 2, 2021 - Aug 4, 2021	-6.84% Apr 19, 2021 - Apr 26, 2021

Correlation

Correlation between USCB and RILY is -0.68 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.68

-101

Dividend Comparison (2015 - 2026)

USCB vs RILY dividend yield comparison.

Year	USCB	RILY
2026	1.31%	0.00%
2025	2.17%	0.00%
2024	1.13%	21.79%
2023	0.00%	19.06%
2022	0.00%	11.70%
2021	0.00%	14.07%
2020	0.00%	2.77%
2019	0.00%	3.22%
2018	0.00%	2.25%
2017	0.00%	3.92%
2016	0.00%	1.52%
2015	0.00%	2.63%