USCB vs IMXI

Comparison between USCB Financial Holdings Inc - Class A (USCB, Company) and International Money Express Inc (IMXI, Company).

USCB is from the Financial Services sector, while IMXI is from the Technology sector.

5-Year PerformanceUSCB has outperformed IMXI, delivering a return of +14.4% compared to -3.1%

USCB vs IMXI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	USCB(COMPANY)	IMXI(COMPANY)
Market Cap	$401M	$401M
Max Drawdown	44.24%	67.78%
Sharpe Ratio	0.85	0.61
5Y Beta	0.82	0.56
Industry	Banks - Regional	Software - Infrastructure
P/E Ratio	13.78	15.50
Forward P/E	11.45	9.80
Dividend Yield	2.15%	N/A
5Y EPS CAGR	N/A	-2.44%
Debt to Equity	0.00%	148.02%
Free Cash Flow Yield	10.69%	-15.73%

Market Cap

Winner

USCB

$401M

IMXI

$401M

Max Drawdown

Winner

USCB

44.24%

IMXI

67.78%

Sharpe Ratio

Winner

USCB

0.85

IMXI

0.61

5Y Beta

USCB

0.82

Winner

IMXI

0.56

Industry

USCB

Banks - Regional

IMXI

Software - Infrastructure

P/E Ratio

Winner

USCB

13.78

IMXI

15.50

Forward P/E

USCB

11.45

Winner

IMXI

9.80

Dividend Yield

USCB

2.15%

IMXI

N/A

5Y EPS CAGR

USCB

N/A

IMXI

-2.44%

Debt to Equity

Winner

USCB

0.00%

IMXI

148.02%

Free Cash Flow Yield

Winner

USCB

10.69%

IMXI

-15.73%

USCB vs IMXI - Historical Returns

Returns include dividend reinvestment.

Period	USCB	IMXI
1 month	+7.30%	-12.55%
3 months	+8.52%	-16.24%
6 months	+6.39%	-13.49%
1 year	+26.58%	+29.35%
5 years(CAGR)	+14.44%	-3.06%
10 years(CAGR)	N/A	+3.48%
Max(CAGR)	+14.44%	+3.48%

Winner

USCB

+7.30%

IMXI

-12.55%

Winner

USCB

+8.52%

IMXI

-16.24%

Winner

USCB

+6.39%

IMXI

-13.49%

USCB

+26.58%

Winner

IMXI

+29.35%

5Y(CAGR)

Winner

USCB

+14.44%

IMXI

-3.06%

10Y(CAGR)

USCB

N/A

IMXI

+3.48%

Max(CAGR)

Winner

USCB

+14.44%

IMXI

+3.48%

USCB vs IMXI - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	USCB	IMXI
2026	+11.21%	-13.23%
2025	+7.67%	-25.47%
2024	+47.39%	-5.19%
2023	+0.00%	-7.57%
2022	-15.22%	+48.69%
2021	+29.44%	+2.77%
2020	N/A	+26.18%
2019	N/A	+0.67%
2018	N/A	+20.33%
2017	N/A	+2.27%

USCB vs IMXI Drawdown Comparison

The maximum drawdown for USCB was -44.24%, occurring on May 2, 2023. Recovery took 660 trading sessions.

The maximum drawdown for IMXI was -67.78%, occurring on Aug 1, 2025. This drawdown has not yet recovered.

The current USCB drawdown is -2.19%. The current IMXI drawdown is -50.76%.

Rank	USCB	IMXI
#1	-44.24% Dec 7, 2021 - Jul 25, 2024	-67.78% Oct 31, 2022 - Aug 1, 2025
#2	-23.21% Nov 25, 2024 - Jan 21, 2026	-54.57% Nov 4, 2019 - Aug 5, 2020
#3	-17.25% Aug 26, 2021 - Nov 10, 2021	-24.12% Aug 21, 2020 - Sep 1, 2021
#4	-16.34% Jul 31, 2024 - Nov 6, 2024	-19.40% Sep 1, 2021 - Mar 16, 2022
#5	-13.61% Jan 22, 2026 - Mar 18, 2026	-18.85% Nov 14, 2018 - May 21, 2019
#6	-6.93% Nov 11, 2021 - Nov 18, 2021	-16.07% Jun 21, 2019 - Oct 29, 2019
#7	-5.84% Nov 13, 2024 - Nov 22, 2024	-14.75% Aug 8, 2022 - Oct 24, 2022
#8	-4.21% Nov 18, 2021 - Dec 6, 2021	-12.93% Mar 21, 2022 - Jul 1, 2022
#9	-3.62% Aug 12, 2021 - Aug 18, 2021	-7.42% Oct 16, 2018 - Nov 14, 2018
#10	-3.23% Aug 18, 2021 - Aug 23, 2021	-6.74% Jul 23, 2018 - Sep 11, 2018
#11	-2.38% Nov 6, 2024 - Nov 8, 2024	-5.46% Aug 7, 2020 - Aug 14, 2020
#12	-2.31% Jul 23, 2021 - Aug 2, 2021	-5.24% Jul 6, 2022 - Jul 21, 2022
#13	-2.28% Jul 25, 2024 - Jul 29, 2024	-2.91% Sep 20, 2018 - Sep 26, 2018
#14	-0.86% Aug 4, 2021 - Aug 12, 2021	-2.70% Aug 14, 2020 - Aug 21, 2020
#15	-0.46% Aug 2, 2021 - Aug 4, 2021	-2.56% Oct 9, 2018 - Oct 16, 2018

Correlation

Correlation between USCB and IMXI is -0.60 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.60

-101