USBC vs PNBK

Comparison between USBC Inc (USBC, Company) and Patriot National Bancorp Inc (PNBK, Company).

USBC is from the Technology sector, while PNBK is from the Financial Services sector.

5-Year PerformancePNBK has outperformed USBC, delivering a return of -35.2% compared to -66.0%

USBC vs PNBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	USBC(COMPANY)	PNBK(COMPANY)
Market Cap	$138M	$138M
Max Drawdown	100.00%	99.70%
Sharpe Ratio	-0.63	-0.28
5Y Beta	-1.30	0.75
Industry	Scientific & Technical Instruments	Banks - Regional
P/E Ratio	-2.28	-10.16
Forward P/E	N/A	23.75
PEG Ratio	N/A	0.00
5Y EPS CAGR	-22.03%	2.96%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-14.19%	-8.63%
P/S Ratio	6266.19	4.25
P/B Ratio	2.94	1.51

Market Cap

Winner

USBC

$138M

PNBK

$138M

Max Drawdown

USBC

100.00%

Winner

PNBK

99.70%

Sharpe Ratio

USBC

-0.63

Winner

PNBK

-0.28

5Y Beta

Winner

USBC

-1.30

PNBK

0.75

Industry

USBC

Scientific & Technical Instruments

PNBK

Banks - Regional

P/E Ratio

USBC

-2.28

Winner

PNBK

-10.16

Forward P/E

USBC

N/A

PNBK

23.75

PEG Ratio

USBC

N/A

PNBK

0.00

5Y EPS CAGR

USBC

-22.03%

Winner

PNBK

2.96%

Debt to Equity

USBC

0.00%

PNBK

0.00%

Free Cash Flow Yield

USBC

-14.19%

Winner

PNBK

-8.63%

P/S Ratio

USBC

6266.19

Winner

PNBK

4.25

P/B Ratio

USBC

2.94

Winner

PNBK

1.51

USBC vs PNBK - Historical Returns

Returns include dividend reinvestment.

Period	USBC	PNBK
1 month	+16.88%	-8.62%
3 months	-9.60%	-6.19%
6 months	+0.02%	-22.34%
1 year	-64.96%	-33.33%
5 years(CAGR)	-65.95%	-35.15%
10 years(CAGR)	-38.30%	-22.31%
Max(CAGR)	-37.68%	-15.59%

Winner

USBC

+16.88%

PNBK

-8.62%

USBC

-9.60%

Winner

PNBK

-6.19%

Winner

USBC

+0.02%

PNBK

-22.34%

USBC

-64.96%

Winner

PNBK

-33.33%

5Y(CAGR)

USBC

-65.95%

Winner

PNBK

-35.15%

10Y(CAGR)

USBC

-38.30%

Winner

PNBK

-22.31%

Max(CAGR)

USBC

-37.68%

Winner

PNBK

-15.59%

USBC vs PNBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	USBC	PNBK
2026	-38.52%	-36.53%
2025	-92.11%	-2.67%
2024	-67.80%	-51.60%
2023	-64.90%	-63.87%
2022	-8.44%	-31.52%
2021	-23.42%	+59.65%
2020	+4.09%	-22.46%
2019	+86.27%	-10.19%
2018	+337.14%	-20.36%
2017	-70.00%	+27.20%
2016	-90.26%	-9.41%
2015	-48.98%	-17.50%
2014	+22.09%	+56.53%
2013	-12.94%	-13.33%
2012	+19.84%	-28.57%
2011	-81.43%	-18.98%
2010	+357.14%	+31.25%
2009	+133.33%	-79.44%
2008	-61.11%	-56.25%
2007	-90.20%	-38.53%
2006	-49.50%	+27.71%
2005	N/A	+14.30%
2004	N/A	+48.86%
2003	N/A	+32.67%
2002	N/A	+14.52%
2001	N/A	+4.50%
2000	N/A	-40.82%
1999	N/A	+14.52%

USBC vs PNBK Drawdown Comparison

The maximum drawdown for USBC was -100.00%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The maximum drawdown for PNBK was -99.69%, occurring on Jun 17, 2025. This drawdown has not yet recovered.

The current USBC drawdown is -99.99%. The current PNBK drawdown is -99.64%.

Rank	USBC	PNBK
#1	-100.00% May 2, 2006 - Jun 3, 2026	-99.69% Jul 6, 2006 - Jun 17, 2025
#2	-12.61% Apr 20, 2006 - May 2, 2006	-52.24% Dec 6, 1999 - Dec 31, 2003
#3	N/A	-14.02% Jan 30, 2004 - Dec 3, 2004
#4	N/A	-13.67% Feb 22, 2006 - Apr 13, 2006
#5	N/A	-8.79% Nov 10, 1999 - Nov 19, 1999
#6	N/A	-7.77% Apr 29, 2005 - Oct 19, 2005
#7	N/A	-6.00% Nov 22, 1999 - Nov 30, 1999
#8	N/A	-5.49% Jan 18, 2006 - Feb 3, 2006
#9	N/A	-4.35% Oct 19, 2005 - Nov 11, 2005
#10	N/A	-4.10% Jan 9, 2004 - Jan 21, 2004
#11	N/A	-3.43% Jun 8, 2006 - Jul 6, 2006
#12	N/A	-2.82% Dec 22, 2005 - Jan 18, 2006
#13	N/A	-2.72% Dec 31, 2004 - Apr 14, 2005
#14	N/A	-2.60% Nov 11, 2005 - Nov 23, 2005
#15	N/A	-2.37% Apr 20, 2005 - Apr 25, 2005