USBC vs JFIN

Comparison between USBC Inc (USBC, Company) and Jiayin Group Inc (JFIN, Company).

USBC is from the Technology sector, while JFIN is from the Financial Services sector.

5-Year PerformanceJFIN has outperformed USBC, delivering a return of -6.6% compared to -69.2%

USBC vs JFIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	USBC(COMPANY)	JFIN(COMPANY)
Market Cap	$137M	$136M
Max Drawdown	100.00%	92.53%
Sharpe Ratio	-0.91	-2.99
5Y Beta	-1.10	1.06
Industry	Scientific & Technical Instruments	Credit Services
P/E Ratio	-2.75	0.62
Forward P/E	N/A	1.83
PEG Ratio	N/A	0.01
Dividend Yield	N/A	27.20%
5Y EPS CAGR	-19.44%	42.44%
Debt to Equity	0.00%	13.55%
Free Cash Flow Yield	-9.34%	65.27%
P/S Ratio	6266.19	0.03
P/B Ratio	2.00	0.23

Market Cap

Winner

USBC

$137M

JFIN

$136M

Max Drawdown

USBC

100.00%

Winner

JFIN

92.53%

Sharpe Ratio

Winner

USBC

-0.91

JFIN

-2.99

5Y Beta

Winner

USBC

-1.10

JFIN

1.06

Industry

USBC

Scientific & Technical Instruments

JFIN

Credit Services

P/E Ratio

Winner

USBC

-2.75

JFIN

0.62

Forward P/E

USBC

N/A

JFIN

1.83

PEG Ratio

USBC

N/A

JFIN

0.01

Dividend Yield

USBC

N/A

JFIN

27.20%

5Y EPS CAGR

USBC

-19.44%

Winner

JFIN

42.44%

Debt to Equity

Winner

USBC

0.00%

JFIN

13.55%

Free Cash Flow Yield

USBC

-9.34%

Winner

JFIN

65.27%

P/S Ratio

USBC

6266.19

Winner

JFIN

0.03

P/B Ratio

USBC

2.00

Winner

JFIN

0.23

USBC vs JFIN - Historical Returns

Returns include dividend reinvestment.

Period	USBC	JFIN
1 month	-4.99%	-38.19%
3 months	+5.29%	-46.17%
6 months	-36.81%	-64.19%
1 year	-81.44%	-85.05%
5 years(CAGR)	-69.23%	-6.59%
10 years(CAGR)	-40.97%	N/A
Max(CAGR)	-38.14%	-19.61%

Winner

USBC

-4.99%

JFIN

-38.19%

Winner

USBC

+5.29%

JFIN

-46.17%

Winner

USBC

-36.81%

JFIN

-64.19%

Winner

USBC

-81.44%

JFIN

-85.05%

5Y(CAGR)

USBC

-69.23%

Winner

JFIN

-6.59%

10Y(CAGR)

USBC

-40.97%

JFIN

N/A

Max(CAGR)

USBC

-38.14%

Winner

JFIN

-19.61%

USBC vs JFIN - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	USBC	JFIN
2026	-45.08%	-59.14%
2025	-92.11%	-7.47%
2024	-67.80%	+47.03%
2023	-64.90%	+137.98%
2022	-8.44%	-0.43%
2021	-23.42%	-30.38%
2020	+4.09%	-42.23%
2019	+86.27%	-67.43%
2018	+337.14%	N/A
2017	-70.00%	N/A
2016	-90.26%	N/A
2015	-48.98%	N/A
2014	+22.09%	N/A
2013	-12.94%	N/A
2012	+19.84%	N/A
2011	-81.43%	N/A
2010	+357.14%	N/A
2009	+133.33%	N/A
2008	-61.11%	N/A
2007	-90.20%	N/A
2006	-49.50%	N/A

USBC vs JFIN Drawdown Comparison

The maximum drawdown for USBC was -100.00%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The current USBC drawdown is -100.00%. The current JFIN drawdown is -86.39%.

Rank	USBC	JFIN
#1	-100.00% May 2, 2006 - Jun 3, 2026	-92.53% May 16, 2019 - Jun 6, 2025
#2	-12.61% Apr 20, 2006 - May 2, 2006	-86.39% Jun 12, 2025 - Jul 21, 2026
#3	N/A	-13.93% May 10, 2019 - May 16, 2019
#4	N/A	-3.68% Jun 6, 2025 - Jun 12, 2025

Correlation

Correlation between USBC and JFIN is -0.45 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.45

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