USB-P-P vs TWLO

Comparison between U.S. Bancorp. (USB-P-P, Company) and Twilio Inc Class A (TWLO, Company).

5-Year PerformanceUSB-P-P has outperformed TWLO, delivering a return of +0.4% compared to -10.3%

USB-P-P vs TWLO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	USB-P-P(COMPANY)	TWLO(COMPANY)
Market Cap	$33B	$33B
Max Drawdown	32.02%	90.36%
Sharpe Ratio	-0.44	1.32
5Y Beta	0.22	1.32
Industry	N/A	Software - Infrastructure
P/E Ratio	4.43	193.88
Forward P/E	N/A	38.17
PEG Ratio	0.21	0.40
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	1.81%	N/A
Debt to Equity	27.15%	12.75%
Free Cash Flow Yield	29.04%	2.94%
P/S Ratio	N/A	6.17
P/B Ratio	N/A	4.20

Market Cap

Winner

USB-P-P

$33B

TWLO

$33B

Max Drawdown

Winner

USB-P-P

32.02%

TWLO

90.36%

Sharpe Ratio

USB-P-P

-0.44

Winner

TWLO

1.32

5Y Beta

Winner

USB-P-P

0.22

TWLO

1.32

Industry

USB-P-P

N/A

TWLO

Software - Infrastructure

P/E Ratio

Winner

USB-P-P

4.43

TWLO

193.88

Forward P/E

USB-P-P

N/A

TWLO

38.17

PEG Ratio

Winner

USB-P-P

0.21

TWLO

0.40

5Y Dividends CAGR

USB-P-P

4.56%

TWLO

N/A

5Y EPS CAGR

USB-P-P

1.81%

TWLO

N/A

Debt to Equity

USB-P-P

27.15%

Winner

TWLO

12.75%

Free Cash Flow Yield

Winner

USB-P-P

29.04%

TWLO

2.94%

P/S Ratio

USB-P-P

N/A

TWLO

6.17

P/B Ratio

USB-P-P

N/A

TWLO

4.20

USB-P-P vs TWLO - Historical Returns

Returns include dividend reinvestment.

Period	USB-P-P	TWLO
1 month	-0.21%	+7.84%
3 months	-1.78%	+75.67%
6 months	-5.02%	+77.05%
1 year	+0.75%	+83.85%
5 years(CAGR)	+0.39%	-10.31%
10 years(CAGR)	N/A	+17.97%
Max(CAGR)	+3.63%	+22.29%

USB-P-P

-0.21%

Winner

TWLO

+7.84%

USB-P-P

-1.78%

Winner

TWLO

+75.67%

USB-P-P

-5.02%

Winner

TWLO

+77.05%

USB-P-P

+0.75%

Winner

TWLO

+83.85%

5Y(CAGR)

Winner

USB-P-P

+0.39%

TWLO

-10.31%

10Y(CAGR)

USB-P-P

N/A

TWLO

+17.97%

Max(CAGR)

USB-P-P

+3.63%

Winner

TWLO

+22.29%

USB-P-P vs TWLO - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	USB-P-P	TWLO
2026	-3.40%	+57.44%
2025	+0.37%	+30.41%
2024	+7.59%	+51.95%
2023	+9.20%	+50.48%
2022	-10.85%	-81.33%
2021	-1.10%	-21.29%
2020	+7.60%	+228.16%
2019	+16.85%	+13.00%
2018	+0.84%	+255.78%
2017	N/A	-10.94%
2016	N/A	+0.21%

USB-P-P vs TWLO Drawdown Comparison

The maximum drawdown for USB-P-P was -21.83%, occurring on May 4, 2023. Recovery took 673 trading sessions.

The maximum drawdown for TWLO was -90.36%, occurring on Nov 4, 2022. This drawdown has not yet recovered.

The current USB-P-P drawdown is -9.26%. The current TWLO drawdown is -50.88%.

Rank	USB-P-P	TWLO
#1	-21.83% Jun 22, 2021 - Feb 26, 2024	-90.36% Feb 18, 2021 - Nov 4, 2022
#2	-19.38% Jan 13, 2020 - Jul 31, 2020	-66.41% Sep 28, 2016 - Aug 7, 2018
#3	-12.27% Oct 15, 2024 - Sep 5, 2025	-52.18% Jul 26, 2019 - May 7, 2020
#4	-10.53% Oct 1, 2025 - Jun 9, 2026	-27.05% Sep 25, 2018 - Nov 7, 2018
#5	-6.82% Dec 31, 2020 - May 24, 2021	-22.51% Aug 3, 2020 - Oct 2, 2020
#6	-6.32% Mar 27, 2024 - Aug 14, 2024	-21.81% Dec 12, 2018 - Jan 7, 2019
#7	-4.94% Aug 31, 2018 - Jan 7, 2019	-21.20% Oct 13, 2020 - Dec 11, 2020
#8	-4.72% Aug 27, 2020 - Nov 16, 2020	-21.10% Nov 7, 2018 - Dec 12, 2018
#9	-4.16% Oct 14, 2019 - Dec 18, 2019	-14.05% Jan 20, 2021 - Feb 4, 2021
#10	-3.58% Sep 6, 2019 - Oct 4, 2019	-12.52% May 16, 2019 - Jun 7, 2019
#11	-1.43% Jan 30, 2019 - Feb 6, 2019	-12.49% Aug 16, 2016 - Sep 21, 2016
#12	-1.38% Jun 25, 2019 - Jul 24, 2019	-11.79% Jul 15, 2016 - Aug 9, 2016
#13	-1.36% Jan 11, 2019 - Jan 30, 2019	-11.26% Dec 22, 2020 - Jan 12, 2021
#14	-1.28% Sep 22, 2025 - Oct 1, 2025	-10.03% Apr 30, 2019 - May 16, 2019
#15	-1.27% Oct 3, 2024 - Oct 14, 2024	-9.98% Mar 21, 2019 - Apr 29, 2019