USB-P-P vs PAYX

Comparison between U.S. Bancorp. (USB-P-P, Company) and Paychex Inc (PAYX, Company).

5-Year PerformancePAYX has outperformed USB-P-P, delivering a return of +1.7% compared to +0.8%

USB-P-P vs PAYX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	USB-P-P(COMPANY)	PAYX(COMPANY)
Market Cap	$34B	$34B
Max Drawdown	32.02%	65.77%
Sharpe Ratio	-0.14	-1.86
5Y Beta	0.22	0.51
Industry	N/A	Software - Application
P/E Ratio	4.58	20.83
Forward P/E	N/A	15.82
PEG Ratio	0.22	1.82
Dividend Yield	N/A	4.69%
5Y Dividends CAGR	4.56%	7.13%
5Y EPS CAGR	1.81%	9.22%
Debt to Equity	27.15%	123.43%
Free Cash Flow Yield	28.10%	6.15%
P/S Ratio	N/A	8.57
P/B Ratio	N/A	8.47

Market Cap

Winner

USB-P-P

$34B

PAYX

$34B

Max Drawdown

Winner

USB-P-P

32.02%

PAYX

65.77%

Sharpe Ratio

Winner

USB-P-P

-0.14

PAYX

-1.86

5Y Beta

Winner

USB-P-P

0.22

PAYX

0.51

Industry

USB-P-P

N/A

PAYX

Software - Application

P/E Ratio

Winner

USB-P-P

4.58

PAYX

20.83

Forward P/E

USB-P-P

N/A

PAYX

15.82

PEG Ratio

Winner

USB-P-P

0.22

PAYX

1.82

Dividend Yield

USB-P-P

N/A

PAYX

4.69%

5Y Dividends CAGR

USB-P-P

4.56%

Winner

PAYX

7.13%

5Y EPS CAGR

USB-P-P

1.81%

Winner

PAYX

9.22%

Debt to Equity

Winner

USB-P-P

27.15%

PAYX

123.43%

Free Cash Flow Yield

Winner

USB-P-P

28.10%

PAYX

6.15%

P/S Ratio

USB-P-P

N/A

PAYX

8.57

P/B Ratio

USB-P-P

N/A

PAYX

8.47

USB-P-P vs PAYX - Historical Returns

Returns include dividend reinvestment.

Period	USB-P-P	PAYX
1 month	-0.99%	+1.94%
3 months	-5.43%	+4.67%
6 months	+0.23%	-13.42%
1 year	+3.36%	-37.16%
5 years(CAGR)	+0.75%	+1.69%
10 years(CAGR)	N/A	+9.44%
Max(CAGR)	+3.81%	+7.95%

USB-P-P

-0.99%

Winner

PAYX

+1.94%

USB-P-P

-5.43%

Winner

PAYX

+4.67%

Winner

USB-P-P

+0.23%

PAYX

-13.42%

Winner

USB-P-P

+3.36%

PAYX

-37.16%

5Y(CAGR)

USB-P-P

+0.75%

Winner

PAYX

+1.69%

10Y(CAGR)

USB-P-P

N/A

PAYX

+9.44%

Max(CAGR)

USB-P-P

+3.81%

Winner

PAYX

+7.95%

USB-P-P vs PAYX - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	USB-P-P	PAYX
2026	-2.57%	-11.14%
2025	+0.37%	-16.46%
2024	+7.59%	+22.56%
2023	+9.20%	+5.97%
2022	-10.85%	-11.91%
2021	-1.10%	+54.86%
2020	+7.60%	+13.16%
2019	+16.85%	+34.71%
2018	+0.84%	+0.03%
2017	N/A	+15.11%
2016	N/A	+22.09%
2015	N/A	+18.22%
2014	N/A	+6.02%
2013	N/A	+45.43%
2012	N/A	+8.55%
2011	N/A	-0.08%
2010	N/A	+4.76%
2009	N/A	+19.07%
2008	N/A	-21.95%
2007	N/A	-5.50%
2006	N/A	+4.23%
2005	N/A	+16.02%
2004	N/A	-6.15%
2003	N/A	+30.53%
2002	N/A	-18.22%
2001	N/A	-22.93%
2000	N/A	+83.60%
1999	N/A	+0.93%

USB-P-P vs PAYX Drawdown Comparison

The maximum drawdown for USB-P-P was -21.83%, occurring on May 4, 2023. Recovery took 673 trading sessions.

The maximum drawdown for PAYX was -64.85%, occurring on Aug 12, 2002. Recovery took 3246 trading sessions.

The current USB-P-P drawdown is -8.49%. The current PAYX drawdown is -38.56%.

Rank	USB-P-P	PAYX
#1	-21.83% Jun 22, 2021 - Feb 26, 2024	-64.85% Nov 21, 2000 - Oct 21, 2013
#2	-19.38% Jan 13, 2020 - Jul 31, 2020	-44.94% Jun 6, 2025 - Apr 10, 2026
#3	-12.27% Oct 15, 2024 - Sep 5, 2025	-44.15% Feb 20, 2020 - Nov 6, 2020
#4	-10.36% Oct 1, 2025 - Mar 31, 2026	-23.41% Apr 6, 2022 - Sep 3, 2024
#5	-6.82% Dec 31, 2020 - May 24, 2021	-19.75% Apr 25, 2000 - Jun 1, 2000
#6	-6.32% Mar 27, 2024 - Aug 14, 2024	-18.77% Dec 29, 2021 - Mar 30, 2022
#7	-4.94% Aug 31, 2018 - Jan 7, 2019	-17.39% Sep 21, 2018 - Feb 8, 2019
#8	-4.72% Aug 27, 2020 - Nov 16, 2020	-15.45% Mar 20, 2015 - Oct 22, 2015
#9	-4.16% Oct 14, 2019 - Dec 18, 2019	-14.81% Nov 20, 2015 - Mar 17, 2016
#10	-3.58% Sep 6, 2019 - Oct 4, 2019	-14.66% Aug 7, 2000 - Sep 22, 2000
#11	-1.43% Jan 30, 2019 - Feb 6, 2019	-14.57% Dec 3, 1999 - Jan 14, 2000
#12	-1.38% Jun 25, 2019 - Jul 24, 2019	-14.19% Dec 18, 2017 - Jun 12, 2018
#13	-1.36% Jan 11, 2019 - Jan 30, 2019	-12.42% Jan 20, 2000 - Feb 14, 2000
#14	-1.28% Sep 22, 2025 - Oct 1, 2025	-12.28% Mar 15, 2017 - Oct 3, 2017
#15	-1.27% Oct 3, 2024 - Oct 14, 2024	-12.19% Jun 21, 2000 - Jul 12, 2000

Correlation

Correlation between USB-P-P and PAYX is 0.69 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.69

-101

Dividend Comparison (2000 - 2026)

USB-P-P vs PAYX dividend yield comparison.

Year	USB-P-P	PAYX
2026	1.57%	2.41%
2025	6.11%	3.76%
2024	5.85%	2.73%
2023	5.93%	2.90%
2022	6.16%	2.62%
2021	5.19%	1.90%
2020	4.83%	2.66%
2019	5.02%	2.85%
2018	2.34%	3.35%
2017	0.00%	2.82%
2016	0.00%	2.89%
2015	0.00%	3.03%
2014	0.00%	3.16%
2013	0.00%	1.54%
2012	0.00%	6.27%
2011	0.00%	4.15%
2010	0.00%	4.01%
2009	0.00%	4.05%
2008	0.00%	4.64%
2007	0.00%	2.82%
2006	0.00%	1.75%
2005	0.00%	1.44%
2004	0.00%	1.44%
2003	0.00%	1.21%
2002	0.00%	1.58%
2001	0.00%	1.09%
2000	0.00%	0.56%