URBN vs TERN

Comparison between Urban Outfitters Inc (URBN, Company) and Terns Pharmaceuticals Inc (TERN, Company).

URBN is from the Consumer Cyclical sector, while TERN is from the Healthcare sector.

5-Year PerformanceTERN has outperformed URBN, delivering a return of +25.4% compared to +13.5%

URBN vs TERN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	URBN(COMPANY)	TERN(COMPANY)
Market Cap	$5.96B	$5.95B
Max Drawdown	76.18%	94.50%
Sharpe Ratio	0.41	3.07
5Y Beta	1.26	N/A
Industry	Apparel Retail	Biotechnology
P/E Ratio	12.81	-50.88
Forward P/E	12.21	N/A
PEG Ratio	0.67	N/A
5Y EPS CAGR	234.15%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	5.29%	-1.38%
P/S Ratio	0.97	N/A
P/B Ratio	2.17	N/A

Market Cap

Winner

URBN

$5.96B

TERN

$5.95B

Max Drawdown

Winner

URBN

76.18%

TERN

94.50%

Sharpe Ratio

URBN

0.41

Winner

TERN

3.07

5Y Beta

URBN

1.26

TERN

N/A

Industry

URBN

Apparel Retail

TERN

Biotechnology

P/E Ratio

URBN

12.81

Winner

TERN

-50.88

Forward P/E

URBN

12.21

TERN

N/A

PEG Ratio

URBN

0.67

TERN

N/A

5Y EPS CAGR

URBN

234.15%

TERN

N/A

Debt to Equity

URBN

0.00%

TERN

0.00%

Free Cash Flow Yield

Winner

URBN

5.29%

TERN

-1.38%

P/S Ratio

URBN

0.97

TERN

N/A

P/B Ratio

URBN

2.17

TERN

N/A

URBN vs TERN - Historical Returns

Returns include dividend reinvestment.

Period	URBN	TERN
1 month	-9.53%	+0.32%
3 months	-0.14%	+49.83%
6 months	+15.62%	+191.09%
1 year	+12.14%	+1504.55%
5 years(CAGR)	+13.55%	+25.44%
10 years(CAGR)	+9.42%	N/A
Max(CAGR)	+12.79%	+22.35%

URBN

-9.53%

Winner

TERN

+0.32%

URBN

-0.14%

Winner

TERN

+49.83%

URBN

+15.62%

Winner

TERN

+191.09%

URBN

+12.14%

Winner

TERN

+1504.55%

5Y(CAGR)

URBN

+13.55%

Winner

TERN

+25.44%

10Y(CAGR)

URBN

+9.42%

TERN

N/A

Max(CAGR)

URBN

+12.79%

Winner

TERN

+22.35%

URBN vs TERN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	URBN	TERN
2026	-8.58%	+32.01%
2025	+32.41%	+612.52%
2024	+53.60%	-14.51%
2023	+47.11%	-26.08%
2022	-19.97%	+51.94%
2021	+19.59%	-61.56%
2020	-8.01%	N/A
2019	-16.33%	N/A
2018	-7.37%	N/A
2017	+22.67%	N/A
2016	+25.19%	N/A
2015	-35.19%	N/A
2014	-7.01%	N/A
2013	-9.47%	N/A
2012	+41.84%	N/A
2011	-22.26%	N/A
2010	+2.58%	N/A
2009	+121.32%	N/A
2008	-45.31%	N/A
2007	+14.92%	N/A
2006	-7.73%	N/A
2005	+15.44%	N/A
2004	+141.83%	N/A
2003	+207.59%	N/A
2002	-3.99%	N/A
2001	+196.87%	N/A
2000	-71.13%	N/A
1999	+29.12%	N/A

URBN vs TERN Drawdown Comparison

The maximum drawdown for URBN was -76.18%, occurring on Dec 18, 2000. Recovery took 573 trading sessions.

The maximum drawdown for TERN was -94.50%, occurring on May 11, 2022. Recovery took 1173 trading sessions.

The current URBN drawdown is -16.72%. The current TERN drawdown is -0.41%.

Rank	URBN	TERN
#1	-76.18% Dec 31, 1999 - Apr 17, 2002	-94.50% Mar 19, 2021 - Nov 18, 2025
#2	-73.80% Aug 14, 2018 - Dec 2, 2024	-32.02% Mar 3, 2021 - Mar 12, 2021
#3	-65.54% Sep 8, 2008 - Mar 26, 2010	-27.56% Dec 11, 2025 - Mar 18, 2026
#4	-65.22% Mar 20, 2015 - Jun 11, 2018	-16.13% Feb 10, 2021 - Feb 24, 2021
#5	-58.09% Nov 23, 2005 - Apr 25, 2008	-12.11% Nov 25, 2025 - Dec 5, 2025
#6	-53.75% Jun 18, 2002 - Jun 5, 2003	-5.26% Nov 18, 2025 - Nov 24, 2025
#7	-46.01% Apr 26, 2010 - Jan 2, 2013	-4.09% Mar 12, 2021 - Mar 18, 2021
#8	-35.36% May 17, 2013 - Mar 13, 2015	-2.27% Mar 1, 2021 - Mar 3, 2021
#9	-28.46% Jan 21, 2025 - May 15, 2025	-1.26% Mar 19, 2026 - Mar 23, 2026
#10	-26.32% Dec 15, 2025 - Mar 30, 2026	-1.15% Mar 26, 2026 - Apr 9, 2026
#11	-25.34% Aug 6, 2025 - Dec 11, 2025	-0.13% Feb 25, 2021 - Mar 1, 2021
#12	-18.05% Jul 22, 2005 - Oct 21, 2005	N/A
#13	-17.92% Nov 12, 2004 - Mar 7, 2005	N/A
#14	-17.37% Dec 8, 1999 - Dec 27, 1999	N/A
#15	-16.80% Apr 29, 2008 - Aug 8, 2008	N/A