URBN vs CACC

Comparison between Urban Outfitters Inc (URBN, Company) and Credit Acceptance Corp (CACC, Company).

URBN is from the Consumer Cyclical sector, while CACC is from the Financial Services sector.

5-Year PerformanceURBN has outperformed CACC, delivering a return of +13.8% compared to +4.4%

URBN vs CACC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	URBN(COMPANY)	CACC(COMPANY)
Market Cap	$6.31B	$6.32B
Max Drawdown	76.18%	66.85%
Sharpe Ratio	-0.03	0.44
5Y Beta	1.28	1.15
Industry	Apparel Retail	Credit Services
P/E Ratio	13.84	14.42
Forward P/E	11.89	13.02
PEG Ratio	1.59	0.20
5Y EPS CAGR	21.97%	0.50%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	2.38%	16.66%
P/S Ratio	1.00	4.97
P/B Ratio	2.42	4.27

Market Cap

URBN

$6.31B

Winner

CACC

$6.32B

Max Drawdown

URBN

76.18%

Winner

CACC

66.85%

Sharpe Ratio

URBN

-0.03

Winner

CACC

0.44

5Y Beta

URBN

1.28

Winner

CACC

1.15

Industry

URBN

Apparel Retail

CACC

Credit Services

P/E Ratio

Winner

URBN

13.84

CACC

14.42

Forward P/E

Winner

URBN

11.89

CACC

13.02

PEG Ratio

URBN

1.59

Winner

CACC

0.20

5Y EPS CAGR

Winner

URBN

21.97%

CACC

0.50%

Debt to Equity

URBN

0.00%

CACC

0.00%

Free Cash Flow Yield

URBN

2.38%

Winner

CACC

16.66%

P/S Ratio

Winner

URBN

1.00

CACC

4.97

P/B Ratio

Winner

URBN

2.42

CACC

4.27

URBN vs CACC - Historical Returns

Returns include dividend reinvestment.

Period	URBN	CACC
1 month	-1.96%	+0.44%
3 months	-5.74%	+14.45%
6 months	+3.29%	+33.04%
1 year	-10.74%	+11.08%
5 years(CAGR)	+13.82%	+4.44%
10 years(CAGR)	+9.09%	+11.83%
Max(CAGR)	+12.75%	+19.56%

URBN

-1.96%

Winner

CACC

+0.44%

URBN

-5.74%

Winner

CACC

+14.45%

URBN

+3.29%

Winner

CACC

+33.04%

URBN

-10.74%

Winner

CACC

+11.08%

5Y(CAGR)

Winner

URBN

+13.82%

CACC

+4.44%

10Y(CAGR)

URBN

+9.09%

Winner

CACC

+11.83%

Max(CAGR)

URBN

+12.75%

Winner

CACC

+19.56%

URBN vs CACC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	URBN	CACC
2026	-7.61%	+30.55%
2025	+32.41%	-4.67%
2024	+53.60%	-13.08%
2023	+47.11%	+16.70%
2022	-19.97%	-26.88%
2021	+19.59%	+104.67%
2020	-8.01%	-21.82%
2019	-16.33%	+13.64%
2018	-7.37%	+16.17%
2017	+22.67%	+49.52%
2016	+25.19%	+1.97%
2015	-35.19%	+56.33%
2014	-7.01%	+5.13%
2013	-9.47%	+25.78%
2012	+41.84%	+24.82%
2011	-22.26%	+29.07%
2010	+2.58%	+43.18%
2009	+121.32%	+190.75%
2008	-45.31%	-25.95%
2007	+14.92%	-37.42%
2006	-7.73%	+108.31%
2005	+15.44%	-37.40%
2004	+141.83%	+65.05%
2003	+207.59%	+132.17%
2002	-3.99%	-30.19%
2001	+196.87%	+50.69%
2000	-71.13%	+60.00%
1999	+29.12%	-26.24%

URBN vs CACC Drawdown Comparison

The maximum drawdown for URBN was -76.18%, occurring on Dec 18, 2000. Recovery took 573 trading sessions.

The maximum drawdown for CACC was -66.85%, occurring on Mar 26, 2003. Recovery took 386 trading sessions.

The current URBN drawdown is -15.83%. The current CACC drawdown is -14.89%.

Rank	URBN	CACC
#1	-76.18% Dec 31, 1999 - Apr 17, 2002	-66.85% May 17, 2002 - Nov 26, 2003
#2	-73.80% Aug 14, 2018 - Dec 2, 2024	-66.00% Oct 16, 2006 - Oct 7, 2009
#3	-65.54% Sep 8, 2008 - Mar 26, 2010	-56.93% Apr 26, 2019 - Aug 6, 2020
#4	-65.22% Mar 20, 2015 - Jun 11, 2018	-52.09% Dec 29, 2004 - May 3, 2006
#5	-58.09% Nov 23, 2005 - Apr 25, 2008	-45.68% Nov 4, 2021 - Jan 5, 2023
#6	-53.75% Jun 18, 2002 - Jun 5, 2003	-45.03% Aug 10, 2020 - Aug 2, 2021
#7	-46.01% Apr 26, 2010 - Jan 2, 2013	-40.57% Jul 8, 2015 - Aug 2, 2017
#8	-35.36% May 17, 2013 - Mar 13, 2015	-38.10% Nov 2, 1999 - Jan 24, 2000
#9	-28.46% Jan 21, 2025 - May 15, 2025	-35.68% Aug 21, 2001 - Mar 18, 2002
#10	-26.32% Dec 15, 2025 - Mar 30, 2026	-34.58% Sep 20, 2000 - Jan 5, 2001
#11	-25.34% Aug 6, 2025 - Dec 11, 2025	-33.04% Jul 1, 2011 - Dec 5, 2011
#12	-18.05% Jul 22, 2005 - Oct 21, 2005	-32.73% Jan 11, 2001 - Apr 30, 2001
#13	-17.92% Nov 12, 2004 - Mar 7, 2005	-32.52% Mar 29, 2004 - Sep 13, 2004
#14	-17.37% Dec 8, 1999 - Dec 27, 1999	-27.27% Jan 24, 2000 - Apr 7, 2000
#15	-16.80% Apr 29, 2008 - Aug 8, 2008	-26.72% Jan 29, 2010 - Jul 26, 2010