UPWK vs UVE

Comparison between Upwork Inc (UPWK, Company) and Universal Insurance Holdings Inc (UVE, Company).

UPWK is from the Communication Services sector, while UVE is from the Financial Services sector.

5-Year PerformanceUVE has outperformed UPWK, delivering a return of +27.1% compared to -28.3%

UPWK vs UVE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UPWK(COMPANY)	UVE(COMPANY)
Market Cap	$1.07B	$1.06B
Max Drawdown	87.48%	82.74%
Sharpe Ratio	-0.70	0.98
5Y Beta	1.05	0.47
Industry	Internet Content & Information	Insurance - Property & Casualty
P/E Ratio	10.23	13.41
Forward P/E	5.92	9.98
PEG Ratio	0.50	0.03
Dividend Yield	N/A	1.80%
5Y Dividends CAGR	N/A	3.85%
Debt to Equity	126.48%	17.15%
Free Cash Flow Yield	21.47%	32.38%
P/S Ratio	1.38	0.67
P/B Ratio	1.86	1.82

Market Cap

Winner

UPWK

$1.07B

UVE

$1.06B

Max Drawdown

UPWK

87.48%

Winner

UVE

82.74%

Sharpe Ratio

UPWK

-0.70

Winner

UVE

0.98

5Y Beta

UPWK

1.05

Winner

UVE

0.47

Industry

UPWK

Internet Content & Information

UVE

Insurance - Property & Casualty

P/E Ratio

Winner

UPWK

10.23

UVE

13.41

Forward P/E

Winner

UPWK

5.92

UVE

9.98

PEG Ratio

UPWK

0.50

Winner

UVE

0.03

Dividend Yield

UPWK

N/A

UVE

1.80%

5Y Dividends CAGR

UPWK

N/A

UVE

3.85%

Debt to Equity

UPWK

126.48%

Winner

UVE

17.15%

Free Cash Flow Yield

UPWK

21.47%

Winner

UVE

32.38%

P/S Ratio

UPWK

1.38

Winner

UVE

0.67

P/B Ratio

UPWK

1.86

Winner

UVE

1.82

UPWK vs UVE - Historical Returns

Returns include dividend reinvestment.

Period	UPWK	UVE
1 month	-15.03%	-5.73%
3 months	-34.18%	+6.42%
6 months	-56.37%	+20.98%
1 year	-41.95%	+39.55%
5 years(CAGR)	-28.33%	+27.11%
10 years(CAGR)	N/A	+10.94%
Max(CAGR)	-10.87%	+41.55%

UPWK

-15.03%

Winner

UVE

-5.73%

UPWK

-34.18%

Winner

UVE

+6.42%

UPWK

-56.37%

Winner

UVE

+20.98%

UPWK

-41.95%

Winner

UVE

+39.55%

5Y(CAGR)

UPWK

-28.33%

Winner

UVE

+27.11%

10Y(CAGR)

UPWK

N/A

UVE

+10.94%

Max(CAGR)

UPWK

-10.87%

Winner

UVE

+41.55%

UPWK vs UVE - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	UPWK	UVE
2026	-55.85%	+18.77%
2025	+20.78%	+69.14%
2024	+14.02%	+34.72%
2023	+37.94%	+63.64%
2022	-69.08%	-33.62%
2021	+1.67%	+18.44%
2020	+228.14%	-42.63%
2019	-42.42%	-23.28%
2018	-14.49%	+41.72%
2017	N/A	-2.19%
2016	N/A	+30.37%
2015	N/A	+20.11%
2014	N/A	+52.90%
2013	N/A	+241.75%
2012	N/A	+33.79%
2011	N/A	-21.80%
2010	N/A	-14.33%
2009	N/A	+158.64%
2008	N/A	-62.02%
2007	N/A	+165.21%
2006	N/A	+256.70%
2005	N/A	+1440.00%
2004	N/A	+0.00%
2003	N/A	+25.00%

UPWK vs UVE Drawdown Comparison

The maximum drawdown for UPWK was -87.48%, occurring on May 25, 2023. This drawdown has not yet recovered.

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The current UPWK drawdown is -85.57%. The current UVE drawdown is -9.13%.

Rank	UPWK	UVE
#1	-87.48% Jul 13, 2021 - May 25, 2023	-80.50% Oct 8, 2007 - Apr 26, 2013
#2	-77.42% Feb 27, 2019 - Nov 5, 2020	-79.58% Sep 26, 2018 - Apr 24, 2026
#3	-33.40% Feb 16, 2021 - Jun 24, 2021	-66.67% Aug 19, 2003 - Nov 15, 2005
#4	-24.41% Oct 3, 2018 - Feb 6, 2019	-54.13% Oct 23, 2015 - May 9, 2018
#5	-17.02% Dec 21, 2020 - Jan 12, 2021	-50.00% Jun 6, 2003 - Jul 22, 2003
#6	-10.33% Nov 20, 2020 - Dec 8, 2020	-46.15% Jul 6, 2006 - Sep 29, 2006
#7	-8.92% Jan 12, 2021 - Jan 25, 2021	-40.00% Jul 29, 2003 - Aug 19, 2003
#8	-8.36% Jan 26, 2021 - Feb 2, 2021	-36.27% Nov 27, 2006 - Jan 16, 2007
#9	-7.25% Nov 6, 2020 - Nov 11, 2020	-35.71% Nov 18, 2005 - Dec 12, 2005
#10	-7.22% Feb 6, 2019 - Feb 12, 2019	-33.57% Mar 24, 2006 - Jun 7, 2006
#11	-6.57% Jun 29, 2021 - Jul 13, 2021	-30.69% Dec 27, 2013 - Mar 6, 2014
#12	-5.46% Dec 8, 2020 - Dec 15, 2020	-28.62% Jun 21, 2007 - Sep 26, 2007
#13	-5.05% Feb 14, 2019 - Feb 27, 2019	-27.96% Oct 16, 2006 - Nov 24, 2006
#14	-3.41% Feb 9, 2021 - Feb 11, 2021	-24.08% May 5, 2014 - Oct 28, 2014
#15	-2.56% Jun 24, 2021 - Jun 29, 2021	-22.64% Aug 5, 2015 - Oct 5, 2015

Correlation

Correlation between UPWK and UVE is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33

-101