UPWK vs HTFB

Comparison between Upwork Inc (UPWK, Company) and Horizon Technology Finance Corp (HTFB, Company).

5-Year PerformanceHTFB has outperformed UPWK, delivering a return of +4.5% compared to -27.4%

UPWK vs HTFB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UPWK(COMPANY)	HTFB(COMPANY)
Market Cap	$1.14B	$1.14B
Max Drawdown	87.48%	12.84%
Sharpe Ratio	-0.25	0.53
5Y Beta	1.01	N/A
Industry	Internet Content & Information	N/A
P/E Ratio	10.94	-39.92
Forward P/E	5.90	N/A
PEG Ratio	0.98	-0.10
Dividend Yield	N/A	5.16%
Debt to Equity	126.48%	134.31%
Free Cash Flow Yield	20.08%	5.34%
P/S Ratio	1.44	N/A
P/B Ratio	1.96	N/A

Market Cap

Winner

UPWK

$1.14B

HTFB

$1.14B

Max Drawdown

UPWK

87.48%

Winner

HTFB

12.84%

Sharpe Ratio

UPWK

-0.25

Winner

HTFB

0.53

5Y Beta

UPWK

1.01

HTFB

N/A

Industry

UPWK

Internet Content & Information

HTFB

N/A

P/E Ratio

UPWK

10.94

Winner

HTFB

-39.92

Forward P/E

UPWK

5.90

HTFB

N/A

PEG Ratio

UPWK

0.98

Winner

HTFB

-0.10

Dividend Yield

UPWK

N/A

HTFB

5.16%

Debt to Equity

Winner

UPWK

126.48%

HTFB

134.31%

Free Cash Flow Yield

Winner

UPWK

20.08%

HTFB

5.34%

P/S Ratio

UPWK

1.44

HTFB

N/A

P/B Ratio

UPWK

1.96

HTFB

N/A

UPWK vs HTFB - Historical Returns

Returns include dividend reinvestment.

Period	UPWK	HTFB
1 month	+13.76%	+0.00%
3 months	-13.29%	+0.00%
6 months	-51.74%	+3.00%
1 year	-27.98%	+6.24%
5 years(CAGR)	-27.45%	+4.46%
Max(CAGR)	-9.68%	+4.33%

Winner

UPWK

+13.76%

HTFB

+0.00%

UPWK

-13.29%

Winner

HTFB

+0.00%

UPWK

-51.74%

Winner

HTFB

+3.00%

UPWK

-27.98%

Winner

HTFB

+6.24%

5Y(CAGR)

UPWK

-27.45%

Winner

HTFB

+4.46%

Max(CAGR)

UPWK

-9.68%

Winner

HTFB

+4.33%

UPWK vs HTFB - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	UPWK	HTFB
2026	-51.66%	+3.04%
2025	+20.78%	+7.32%
2024	+14.02%	+7.34%
2023	+37.94%	+7.44%
2022	-69.08%	-5.01%
2021	+1.67%	+3.39%
2020	+228.14%	N/A
2019	-42.42%	N/A
2018	-14.49%	N/A

UPWK vs HTFB Drawdown Comparison

The maximum drawdown for UPWK was -87.48%, occurring on May 25, 2023. This drawdown has not yet recovered.

The maximum drawdown for HTFB was -8.19%, occurring on Nov 4, 2022. Recovery took 357 trading sessions.

The current UPWK drawdown is -84.20%.

Rank	UPWK	HTFB
#1	-87.48% Jul 13, 2021 - May 25, 2023	-8.19% Oct 12, 2021 - Mar 15, 2023
#2	-77.42% Feb 27, 2019 - Nov 5, 2020	-6.42% Aug 13, 2024 - Apr 1, 2025
#3	-33.40% Feb 16, 2021 - Jun 24, 2021	-6.33% Mar 16, 2023 - Oct 27, 2023
#4	-24.41% Oct 3, 2018 - Feb 6, 2019	-2.98% Jan 24, 2024 - Apr 26, 2024
#5	-17.02% Dec 21, 2020 - Jan 12, 2021	-2.33% Jul 30, 2024 - Aug 13, 2024
#6	-10.33% Nov 20, 2020 - Dec 8, 2020	-2.30% Apr 1, 2025 - Jun 13, 2025
#7	-8.92% Jan 12, 2021 - Jan 25, 2021	-2.21% Jun 10, 2024 - Jul 18, 2024
#8	-8.36% Jan 26, 2021 - Feb 2, 2021	-1.77% Apr 7, 2021 - Jun 29, 2021
#9	-7.25% Nov 6, 2020 - Nov 11, 2020	-1.54% Sep 14, 2021 - Oct 12, 2021
#10	-7.22% Feb 6, 2019 - Feb 12, 2019	-1.54% Jun 29, 2021 - Sep 14, 2021
#11	-6.57% Jun 29, 2021 - Jul 13, 2021	-1.52% Apr 26, 2024 - Jun 10, 2024
#12	-5.46% Dec 8, 2020 - Dec 15, 2020	-1.42% Oct 27, 2023 - Dec 14, 2023
#13	-5.05% Feb 14, 2019 - Feb 27, 2019	-1.35% Jul 24, 2024 - Jul 30, 2024
#14	-3.41% Feb 9, 2021 - Feb 11, 2021	-1.33% Dec 15, 2023 - Jan 18, 2024
#15	-2.56% Jun 24, 2021 - Jun 29, 2021	-1.22% Sep 15, 2025 - Oct 8, 2025

Correlation

Correlation between UPWK and HTFB is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33

-101