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UPST vs PAGS

Comparison between Upstart Holdings Inc (UPST, Company) and PagSeguro Digital Ltd - Class A (PAGS, Company).

UPST is from the Financial Services sector, while PAGS is from the Technology sector.

5-Year PerformanceUPST has outperformed PAGS, delivering a return of -25.0% compared to -29.4%

UPST vs PAGS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
UPST
$2.74B
PAGS
$2.74B
Max Drawdown
UPST
96.90%
Winner
PAGS
90.00%
Sharpe Ratio
UPST
-1.24
Winner
PAGS
0.63
5Y Beta
UPST
2.60
Winner
PAGS
1.19
Industry
UPST
Credit Services
PAGS
Software - Infrastructure
P/E Ratio
UPST
98.71
Winner
PAGS
7.05
Forward P/E
UPST
37.04
Winner
PAGS
6.20
PEG Ratio
UPST
N/A
PAGS
0.48
Dividend Yield
UPST
N/A
PAGS
10.90%
5Y EPS CAGR
UPST
N/A
PAGS
15.34%
Debt to Equity
Winner
UPST
0.00%
PAGS
318.52%
Free Cash Flow Yield
UPST
-14.32%
Winner
PAGS
2.69%
P/S Ratio
UPST
2.34
Winner
PAGS
0.14
P/B Ratio
UPST
3.82
Winner
PAGS
0.96

UPST vs PAGS - Historical Returns

Returns include dividend reinvestment.

1M
UPST
-12.30%
Winner
PAGS
+7.99%
3M
UPST
-15.94%
Winner
PAGS
-7.16%
6M
UPST
-39.08%
Winner
PAGS
-10.88%
1Y
UPST
-67.21%
Winner
PAGS
+20.89%
5Y(CAGR)
Winner
UPST
-25.04%
PAGS
-29.39%
10Y(CAGR)
UPST
N/A
PAGS
-11.63%
Max(CAGR)
Winner
UPST
-1.17%
PAGS
-11.63%

UPST vs PAGS - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

YearUPSTPAGS
2026-39.81%+1.20%
2025-28.08%+57.02%
2024+58.69%-48.35%
2023+216.99%+51.33%
2022-90.86%-69.44%
2021+243.94%-51.89%
2020+38.28%+61.45%
2019N/A+75.27%
2018N/A-35.86%

UPST vs PAGS Drawdown Comparison

The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The maximum drawdown for PAGS was -90.00%, occurring on Dec 30, 2024. This drawdown has not yet recovered.

The current UPST drawdown is -92.93%. The current PAGS drawdown is -83.50%.

RankUPSTPAGS
#1-96.90%
Oct 15, 2021 - May 2, 2023
-90.00%
Feb 11, 2021 - Dec 30, 2024
#2-54.13%
Feb 12, 2021 - Mar 18, 2021
-71.73%
Sep 5, 2019 - Dec 16, 2020
#3-49.02%
Mar 22, 2021 - May 27, 2021
-55.27%
Apr 3, 2018 - Jul 2, 2019
#4-33.48%
Jun 7, 2021 - Aug 11, 2021
-19.11%
Jan 20, 2021 - Feb 9, 2021
#5-18.75%
Dec 22, 2020 - Jan 5, 2021
-10.45%
Jul 26, 2019 - Aug 16, 2019
#6-13.85%
Sep 23, 2021 - Oct 13, 2021
-8.10%
Dec 31, 2020 - Jan 20, 2021
#7-13.39%
May 27, 2021 - Jun 7, 2021
-7.68%
Mar 12, 2018 - Mar 26, 2018
#8-13.12%
Jan 12, 2021 - Jan 21, 2021
-6.38%
Jan 25, 2018 - Feb 16, 2018
#9-8.67%
Aug 18, 2021 - Aug 24, 2021
-5.14%
Aug 16, 2019 - Aug 22, 2019
#10-7.68%
Jan 25, 2021 - Feb 1, 2021
-4.55%
Aug 22, 2019 - Sep 5, 2019
#11-7.10%
Sep 9, 2021 - Sep 16, 2021
-3.37%
Jul 22, 2019 - Jul 26, 2019
#12-6.78%
Dec 18, 2020 - Dec 22, 2020
-1.79%
Dec 22, 2020 - Dec 30, 2020
#13-5.66%
Feb 3, 2021 - Feb 9, 2021
-1.33%
Mar 26, 2018 - Mar 29, 2018
#14-4.80%
Jan 7, 2021 - Jan 12, 2021
-1.05%
Feb 26, 2018 - Mar 2, 2018
#15-3.38%
Aug 27, 2021 - Aug 31, 2021
-0.93%
Dec 17, 2020 - Dec 22, 2020

Correlation

Correlation between UPST and PAGS is 0.62 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.62
-101

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