UNTY vs BWB

Comparison between Unity Bancorp Inc (UNTY, Company) and Bridgewater Bancshares Inc (BWB, Company).

Both UNTY and BWB are from the Financial Services sector.

5-Year PerformanceUNTY has outperformed BWB, delivering a return of +21.9% compared to +4.9%

UNTY vs BWB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNTY(COMPANY)	BWB(COMPANY)
Market Cap	$576M	$577M
Max Drawdown	83.61%	59.49%
Sharpe Ratio	0.32	0.87
5Y Beta	0.79	0.76
Industry	Banks - Regional	Banks - Regional
P/E Ratio	9.49	10.65
Forward P/E	8.39	11.25
PEG Ratio	0.24	0.20
Dividend Yield	1.08%	N/A
5Y Dividends CAGR	18.89%	N/A
5Y EPS CAGR	18.91%	12.71%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.12%	5.06%
P/S Ratio	4.42	3.66
P/B Ratio	1.55	1.32

Market Cap

UNTY

$576M

Winner

BWB

$577M

Max Drawdown

UNTY

83.61%

Winner

BWB

59.49%

Sharpe Ratio

UNTY

0.32

Winner

BWB

0.87

5Y Beta

UNTY

0.79

Winner

BWB

0.76

Industry

UNTY

Banks - Regional

BWB

Banks - Regional

P/E Ratio

Winner

UNTY

9.49

BWB

10.65

Forward P/E

Winner

UNTY

8.39

BWB

11.25

PEG Ratio

UNTY

0.24

Winner

BWB

0.20

Dividend Yield

UNTY

1.08%

BWB

N/A

5Y Dividends CAGR

UNTY

18.89%

BWB

N/A

5Y EPS CAGR

Winner

UNTY

18.91%

BWB

12.71%

Debt to Equity

UNTY

0.00%

BWB

0.00%

Free Cash Flow Yield

Winner

UNTY

7.12%

BWB

5.06%

P/S Ratio

UNTY

4.42

Winner

BWB

3.66

P/B Ratio

UNTY

1.55

Winner

BWB

1.32

UNTY vs BWB - Historical Returns

Returns include dividend reinvestment.

Period	UNTY	BWB
1 month	+0.57%	-0.10%
3 months	+8.09%	+10.26%
6 months	+9.09%	+12.01%
1 year	+8.72%	+26.60%
5 years(CAGR)	+21.85%	+4.90%
10 years(CAGR)	+19.05%	+5.93%
Max(CAGR)	+9.31%	+5.93%

Winner

UNTY

+0.57%

BWB

-0.10%

UNTY

+8.09%

Winner

BWB

+10.26%

UNTY

+9.09%

Winner

BWB

+12.01%

UNTY

+8.72%

Winner

BWB

+26.60%

5Y(CAGR)

Winner

UNTY

+21.85%

BWB

+4.90%

10Y(CAGR)

Winner

UNTY

+19.05%

BWB

+5.93%

Max(CAGR)

Winner

UNTY

+9.31%

BWB

+5.93%

UNTY vs BWB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNTY	BWB
2026	+12.02%	+16.49%
2025	+24.34%	+31.71%
2024	+53.48%	+2.89%
2023	+12.90%	-22.30%
2022	+4.32%	+1.37%
2021	+52.07%	+42.66%
2020	-19.58%	-8.09%
2019	+12.75%	+31.36%
2018	+4.54%	-16.40%
2017	+27.84%	N/A
2016	+45.24%	N/A
2015	+35.72%	N/A
2014	+23.49%	N/A
2013	+23.47%	N/A
2012	-2.52%	N/A
2011	+4.92%	N/A
2010	+50.50%	N/A
2009	+3.07%	N/A
2008	-52.39%	N/A
2007	-39.41%	N/A
2006	+12.39%	N/A
2005	+9.85%	N/A
2004	+12.33%	N/A
2003	+38.93%	N/A
2002	+28.75%	N/A
2001	+188.89%	N/A
2000	-67.69%	N/A
1999	-28.36%	N/A

UNTY vs BWB Drawdown Comparison

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The maximum drawdown for BWB was -59.49%, occurring on May 12, 2023. Recovery took 898 trading sessions.

The current UNTY drawdown is -4.48%. The current BWB drawdown is -9.20%.

Rank	UNTY	BWB
#1	-82.88% May 26, 2006 - Dec 5, 2016	-59.49% Nov 10, 2022 - Jun 12, 2026
#2	-76.12% Nov 1, 1999 - Feb 11, 2002	-40.00% Dec 24, 2019 - Feb 2, 2021
#3	-59.96% Jul 26, 2018 - May 21, 2021	-26.95% Apr 11, 2018 - Dec 19, 2019
#4	-30.93% Jan 10, 2022 - Dec 28, 2023	-24.71% Nov 11, 2021 - Nov 10, 2022
#5	-28.99% Feb 13, 2002 - Jan 6, 2003	-12.39% May 21, 2021 - Sep 29, 2021
#6	-23.58% Feb 6, 2025 - Jul 3, 2025	-12.27% Mar 5, 2021 - May 6, 2021
#7	-21.34% Jan 14, 2003 - Jun 23, 2003	-9.20% Jul 16, 2026 - Jul 23, 2026
#8	-20.23% Mar 3, 2004 - Jan 30, 2006	-5.74% Oct 8, 2021 - Nov 1, 2021
#9	-16.10% Jul 10, 2025 - Dec 10, 2025	-5.49% Feb 24, 2021 - Mar 1, 2021
#10	-15.83% Dec 16, 2024 - Jan 21, 2025	-3.77% May 6, 2021 - May 21, 2021
#11	-15.27% Jan 22, 2024 - Jul 15, 2024	-3.07% Feb 9, 2021 - Feb 24, 2021
#12	-13.81% Jul 26, 2024 - Oct 14, 2024	-2.85% Jun 12, 2026 - Jun 23, 2026
#13	-12.27% Dec 18, 2025 - Apr 9, 2026	-2.77% Jul 1, 2026 - Jul 15, 2026
#14	-12.20% Jun 2, 2021 - Oct 15, 2021	-2.29% Sep 29, 2021 - Oct 5, 2021
#15	-11.44% Aug 2, 2017 - Sep 18, 2017	-2.07% Mar 15, 2018 - Mar 29, 2018