UNMA vs BILL

Comparison between Unum Group 6250 Junior Subordinated Notes due 2058 (UNMA, Company) and BILL Holdings Inc (BILL, Company).

5-Year PerformanceUNMA has outperformed BILL, delivering a return of +3.1% compared to -24.3%

UNMA vs BILL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNMA(COMPANY)	BILL(COMPANY)
Market Cap	$3.80B	$3.80B
Max Drawdown	42.85%	89.86%
Sharpe Ratio	-0.15	-0.11
5Y Beta	0.16	1.66
Industry	N/A	Software - Application
P/E Ratio	5.00	-972.39
Forward P/E	N/A	11.42
PEG Ratio	N/A	0.38
Dividend Yield	4.12%	N/A
5Y Dividends CAGR	-0.01%	N/A
5Y EPS CAGR	11.95%	N/A
Debt to Equity	0.00%	48.25%
Free Cash Flow Yield	14.16%	10.07%
P/S Ratio	N/A	2.39
P/B Ratio	N/A	1.00

Market Cap

Winner

UNMA

$3.80B

BILL

$3.80B

Max Drawdown

Winner

UNMA

42.85%

BILL

89.86%

Sharpe Ratio

UNMA

-0.15

Winner

BILL

-0.11

5Y Beta

Winner

UNMA

0.16

BILL

1.66

Industry

UNMA

N/A

BILL

Software - Application

P/E Ratio

UNMA

5.00

Winner

BILL

-972.39

Forward P/E

UNMA

N/A

BILL

11.42

PEG Ratio

UNMA

N/A

BILL

0.38

Dividend Yield

UNMA

4.12%

BILL

N/A

5Y Dividends CAGR

UNMA

-0.01%

BILL

N/A

5Y EPS CAGR

UNMA

11.95%

BILL

N/A

Debt to Equity

Winner

UNMA

0.00%

BILL

48.25%

Free Cash Flow Yield

Winner

UNMA

14.16%

BILL

10.07%

P/S Ratio

UNMA

N/A

BILL

2.39

P/B Ratio

UNMA

N/A

BILL

1.00

UNMA vs BILL - Historical Returns

Returns include dividend reinvestment.

Period	UNMA	BILL
1 month	-2.90%	-9.74%
3 months	-0.94%	-13.83%
6 months	+0.49%	-25.01%
1 year	+2.13%	-17.96%
5 years(CAGR)	+3.12%	-24.31%
Max(CAGR)	+5.20%	+0.28%

Winner

UNMA

-2.90%

BILL

-9.74%

Winner

UNMA

-0.94%

BILL

-13.83%

Winner

UNMA

+0.49%

BILL

-25.01%

Winner

UNMA

+2.13%

BILL

-17.96%

5Y(CAGR)

Winner

UNMA

+3.12%

BILL

-24.31%

Max(CAGR)

Winner

UNMA

+5.20%

BILL

+0.28%

UNMA vs BILL - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	UNMA	BILL
2026	+0.59%	-28.52%
2025	+1.92%	-35.11%
2024	+0.28%	+9.69%
2023	+11.85%	-25.32%
2022	-2.31%	-53.34%
2021	+1.54%	+81.25%
2020	+7.35%	+252.71%
2019	+21.44%	+7.18%
2018	-6.26%	N/A

UNMA vs BILL Drawdown Comparison

The maximum drawdown for UNMA was -41.65%, occurring on Mar 23, 2020. Recovery took 130 trading sessions.

The maximum drawdown for BILL was -89.86%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current UNMA drawdown is -2.99%. The current BILL drawdown is -89.44%.

Rank	UNMA	BILL
#1	-41.65% Feb 10, 2020 - Aug 14, 2020	-89.86% Nov 9, 2021 - Apr 10, 2026
#2	-15.18% Nov 4, 2021 - Dec 5, 2023	-53.59% Feb 12, 2020 - May 6, 2020
#3	-11.96% Aug 30, 2018 - Jan 11, 2019	-32.12% Feb 10, 2021 - Jul 20, 2021
#4	-9.00% Sep 23, 2024 - Sep 12, 2025	-26.21% Dec 22, 2020 - Feb 5, 2021
#5	-5.78% Jan 5, 2021 - May 28, 2021	-23.16% May 8, 2020 - Jun 22, 2020
#6	-5.62% Aug 26, 2020 - Nov 16, 2020	-20.78% Aug 27, 2020 - Oct 7, 2020
#7	-5.59% Oct 16, 2019 - Jan 14, 2020	-20.52% Oct 14, 2020 - Nov 30, 2020
#8	-4.79% Sep 16, 2025 - Dec 30, 2025	-16.69% Aug 6, 2020 - Aug 26, 2020
#9	-4.30% Jul 3, 2024 - Sep 12, 2024	-13.03% Sep 8, 2021 - Oct 14, 2021
#10	-3.73% Mar 19, 2024 - Jun 3, 2024	-11.07% Jul 9, 2020 - Jul 30, 2020
#11	-3.42% Aug 30, 2019 - Sep 27, 2019	-8.81% Dec 24, 2019 - Jan 13, 2020
#12	-2.53% Sep 16, 2021 - Oct 21, 2021	-8.30% Feb 4, 2020 - Feb 7, 2020
#13	-2.31% Jul 8, 2021 - Jul 30, 2021	-6.67% Dec 13, 2019 - Dec 24, 2019
#14	-2.17% Aug 5, 2021 - Sep 16, 2021	-5.92% Feb 5, 2021 - Feb 10, 2021
#15	-2.05% Jan 31, 2019 - Feb 28, 2019	-5.75% Aug 5, 2021 - Aug 20, 2021

Correlation

Correlation between UNMA and BILL is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33

-101