UNFI vs PAY

Comparison between United Natural Foods Inc (UNFI, Company) and Paymentus Holdings Inc - Class A (PAY, Company).

UNFI is from the Consumer Defensive sector, while PAY is from the Technology sector.

5-Year PerformanceUNFI has outperformed PAY, delivering a return of +7.1% compared to -4.1%

UNFI vs PAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNFI(COMPANY)	PAY(COMPANY)
Market Cap	$3.06B	$3.07B
Max Drawdown	93.50%	80.78%
Sharpe Ratio	1.25	-0.78
5Y Beta	0.93	1.15
Industry	Food Distribution	Software - Infrastructure
P/E Ratio	-39.12	45.59
Forward P/E	19.01	N/A
PEG Ratio	1.09	0.58
Debt to Equity	110.64%	0.00%
Free Cash Flow Yield	12.86%	4.62%
P/S Ratio	0.10	2.40
P/B Ratio	2.05	5.27

Market Cap

UNFI

$3.06B

Winner

PAY

$3.07B

Max Drawdown

UNFI

93.50%

Winner

PAY

80.78%

Sharpe Ratio

Winner

UNFI

1.25

PAY

-0.78

5Y Beta

Winner

UNFI

0.93

PAY

1.15

Industry

UNFI

Food Distribution

PAY

Software - Infrastructure

P/E Ratio

Winner

UNFI

-39.12

PAY

45.59

Forward P/E

UNFI

19.01

PAY

N/A

PEG Ratio

UNFI

1.09

Winner

PAY

0.58

Debt to Equity

UNFI

110.64%

Winner

PAY

0.00%

Free Cash Flow Yield

Winner

UNFI

12.86%

PAY

4.62%

P/S Ratio

Winner

UNFI

0.10

PAY

2.40

P/B Ratio

Winner

UNFI

2.05

PAY

5.27

UNFI vs PAY - Historical Returns

Returns include dividend reinvestment.

Period	UNFI	PAY
1 month	+3.60%	-16.14%
3 months	+27.36%	-6.34%
6 months	+32.47%	-32.00%
1 year	+63.66%	-37.90%
5 years(CAGR)	+7.09%	-4.06%
10 years(CAGR)	+3.31%	N/A
Max(CAGR)	+9.59%	-4.06%

Winner

UNFI

+3.60%

PAY

-16.14%

Winner

UNFI

+27.36%

PAY

-6.34%

Winner

UNFI

+32.47%

PAY

-32.00%

Winner

UNFI

+63.66%

PAY

-37.90%

5Y(CAGR)

Winner

UNFI

+7.09%

PAY

-4.06%

10Y(CAGR)

UNFI

+3.31%

PAY

N/A

Max(CAGR)

Winner

UNFI

+9.59%

PAY

-4.06%

UNFI vs PAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNFI	PAY
2026	+49.16%	-18.32%
2025	+22.04%	-3.22%
2024	+65.02%	+86.58%
2023	-57.66%	+118.46%
2022	-21.08%	-76.46%
2021	+190.76%	+22.26%
2020	+78.44%	N/A
2019	-19.78%	N/A
2018	-78.66%	N/A
2017	+2.99%	N/A
2016	+23.31%	N/A
2015	-48.09%	N/A
2014	+3.46%	N/A
2013	+37.40%	N/A
2012	+33.37%	N/A
2011	+9.17%	N/A
2010	+34.85%	N/A
2009	+47.00%	N/A
2008	-41.13%	N/A
2007	-11.64%	N/A
2006	+36.99%	N/A
2005	-13.33%	N/A
2004	+80.13%	N/A
2003	+45.03%	N/A
2002	+5.19%	N/A
2001	+42.37%	N/A
2000	+50.04%	N/A
1999	+37.14%	N/A

UNFI vs PAY Drawdown Comparison

The maximum drawdown for UNFI was -93.50%, occurring on Mar 12, 2020. This drawdown has not yet recovered.

The maximum drawdown for PAY was -80.78%, occurring on Dec 28, 2022. Recovery took 851 trading sessions.

The current UNFI drawdown is -40.32%. The current PAY drawdown is -41.63%.

Rank	UNFI	PAY
#1	-93.50% Feb 26, 2015 - Mar 12, 2020	-80.78% Jul 6, 2021 - Nov 20, 2024
#2	-65.92% Nov 15, 2006 - Nov 24, 2010	-42.02% May 19, 2025 - Feb 13, 2026
#3	-41.64% Jan 19, 2001 - Jun 26, 2001	-37.08% Dec 2, 2024 - May 15, 2025
#4	-40.12% Apr 10, 2002 - Dec 2, 2002	-17.01% Jun 2, 2021 - Jun 23, 2021
#5	-37.66% May 11, 2000 - Dec 5, 2000	-3.72% Jun 24, 2021 - Jul 6, 2021
#6	-34.78% Jun 17, 2004 - Dec 2, 2004	-2.13% May 26, 2021 - May 28, 2021
#7	-32.48% Jan 20, 2000 - Mar 22, 2000	-0.74% Nov 26, 2024 - Dec 2, 2024
#8	-30.00% Aug 3, 2001 - Dec 7, 2001	-0.33% Nov 20, 2024 - Nov 22, 2024
#9	-29.13% Sep 29, 2005 - Nov 10, 2006	N/A
#10	-28.27% Apr 6, 2011 - Feb 2, 2012	N/A
#11	-26.14% Nov 9, 1999 - Dec 27, 1999	N/A
#12	-23.83% Feb 14, 2005 - Sep 16, 2005	N/A
#13	-23.54% Dec 24, 2013 - Dec 4, 2014	N/A
#14	-21.49% Dec 2, 2002 - Apr 2, 2003	N/A
#15	-21.06% Sep 24, 2012 - Aug 5, 2013	N/A