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UNB vs PROV

Comparison between Union Bankshares Inc (UNB, Company) and Provident Financial Holdings Inc (PROV, Company).

Both UNB and PROV are from the Financial Services sector.

5-Year PerformancePROV has outperformed UNB, delivering a return of +2.1% compared to -2.9%

UNB vs PROV - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
UNB
$109M
Winner
PROV
$109M
Max Drawdown
Winner
UNB
68.95%
PROV
92.50%
Sharpe Ratio
UNB
-0.59
Winner
PROV
0.72
5Y Beta
UNB
0.53
Winner
PROV
0.30
Industry
UNB
Banks - Regional
PROV
Banks - Regional
P/E Ratio
Winner
UNB
9.49
PROV
18.29
Forward P/E
UNB
11.72
Winner
PROV
10.17
PEG Ratio
Winner
UNB
0.27
PROV
4.00
Dividend Yield
Winner
UNB
6.18%
PROV
3.30%
5Y Dividends CAGR
Winner
UNB
8.22%
PROV
4.56%
5Y EPS CAGR
UNB
2.27%
Winner
PROV
3.92%
Debt to Equity
UNB
0.00%
PROV
0.00%
Free Cash Flow Yield
Winner
UNB
13.34%
PROV
6.78%
P/S Ratio
Winner
UNB
1.97
PROV
2.71
P/B Ratio
UNB
1.34
Winner
PROV
0.85

UNB vs PROV - Historical Returns

Returns include dividend reinvestment.

1M
UNB
-3.99%
Winner
PROV
-0.36%
3M
UNB
-4.18%
Winner
PROV
+6.96%
6M
UNB
+0.49%
Winner
PROV
+11.67%
1Y
UNB
-13.74%
Winner
PROV
+13.54%
5Y(CAGR)
UNB
-2.87%
Winner
PROV
+2.13%
10Y(CAGR)
UNB
+0.61%
Winner
PROV
+2.76%
Max(CAGR)
Winner
UNB
+6.71%
PROV
+5.16%

UNB vs PROV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearUNBPROV
2026-0.91%+7.55%
2025-11.81%+2.92%
2024-1.66%+29.28%
2023+30.07%-5.72%
2022-15.90%-15.85%
2021+22.46%+11.67%
2020-24.42%-25.42%
2019-23.02%+38.11%
2018-6.42%-13.44%
2017+23.38%-5.86%
2016+69.77%+12.66%
2015+19.60%+28.43%
2014+7.72%+3.48%
2013+23.07%-15.56%
2012+8.21%+91.42%
2011+11.72%+34.40%
2010+10.13%+172.36%
2009+8.11%-39.09%
2008-13.66%-71.13%
2007-2.57%-43.47%
2006+3.98%+17.21%
2005+2.57%-6.77%
2004-6.53%+20.94%
2003+64.15%+38.48%
2002+11.88%+53.99%
2001+42.92%+35.06%
2000+14.53%+22.73%
1999-25.58%-11.43%

UNB vs PROV Drawdown Comparison

The maximum drawdown for UNB was -66.36%, occurring on Jul 10, 2020. This drawdown has not yet recovered.

The maximum drawdown for PROV was -91.83%, occurring on Dec 22, 2009. This drawdown has not yet recovered.

The current UNB drawdown is -38.65%. The current PROV drawdown is -10.28%.

RankUNBPROV
#1-66.36%
Dec 18, 2017 - Jul 10, 2020
-91.83%
Dec 13, 2006 - Dec 22, 2009
#2-37.08%
Sep 30, 2003 - May 13, 2011
-30.67%
Nov 10, 1999 - Sep 15, 2000
#3-32.90%
Nov 1, 1999 - Jul 24, 2001
-20.25%
Feb 14, 2001 - May 15, 2001
#4-17.52%
Dec 5, 2016 - Jun 23, 2017
-17.54%
Mar 30, 2005 - Mar 1, 2006
#5-15.27%
Jun 27, 2017 - Sep 27, 2017
-16.36%
Apr 3, 2006 - Dec 12, 2006
#6-14.33%
Feb 11, 2003 - Jun 3, 2003
-15.89%
Aug 13, 2001 - Dec 13, 2001
#7-10.63%
Jan 22, 2014 - Jun 23, 2014
-11.96%
Mar 31, 2004 - Sep 10, 2004
#8-10.53%
Jun 24, 2016 - Nov 10, 2016
-10.75%
Sep 17, 2002 - Oct 21, 2002
#9-10.23%
Jul 7, 2014 - Jan 13, 2015
-10.19%
Jul 1, 2002 - Aug 1, 2002
#10-10.19%
Jan 13, 2015 - Apr 22, 2015
-10.15%
Sep 29, 2004 - Nov 22, 2004
#11-9.52%
Jul 3, 2012 - Jan 22, 2013
-10.14%
Oct 4, 2000 - Dec 7, 2000
#12-9.48%
May 8, 2002 - Dec 2, 2002
-10.05%
Dec 29, 2003 - Mar 12, 2004
#13-9.15%
Oct 3, 2017 - Nov 2, 2017
-8.65%
Apr 10, 2002 - Jun 3, 2002
#14-9.12%
Apr 23, 2015 - Nov 4, 2015
-8.43%
Dec 27, 2000 - Feb 14, 2001
#15-9.00%
Aug 30, 2001 - Oct 29, 2001
-6.86%
May 13, 2003 - Oct 14, 2003

Correlation

Correlation between UNB and PROV is 0.57 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.57
-101

Dividend Comparison (2000 - 2026)

UNB vs PROV dividend yield comparison.

YearUNBPROV
20263.15%1.66%
20256.07%3.52%
20244.98%3.52%
20234.70%4.44%
20225.83%4.07%
20214.43%3.39%
20204.98%3.56%
20193.42%2.56%
20182.51%3.61%
20172.19%2.93%
20162.44%2.47%
20153.87%2.49%
20144.38%2.78%
20134.39%2.27%
20125.12%1.03%
20115.25%0.86%
20105.50%0.55%
20096.08%2.90%
20086.71%8.41%
20075.50%4.37%
20064.73%2.07%
20056.05%2.13%
20043.76%1.41%
20033.11%0.83%
20024.61%0.38%
20014.56%0.00%
20005.68%0.00%

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