UNB vs BSBK

Comparison between Union Bankshares Inc (UNB, Company) and Bogota Financial Corp (BSBK, Company).

Both UNB and BSBK are from the Financial Services sector.

5-Year PerformanceBSBK has outperformed UNB, delivering a return of -2.6% compared to -2.8%

UNB vs BSBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UNB(COMPANY)	BSBK(COMPANY)
Market Cap	$109M	$109M
Max Drawdown	68.95%	46.01%
Sharpe Ratio	-0.41	0.93
5Y Beta	0.53	0.15
Industry	Banks - Regional	Banks - Regional
P/E Ratio	9.49	52.70
Forward P/E	11.72	N/A
PEG Ratio	0.27	N/A
Dividend Yield	6.22%	N/A
5Y Dividends CAGR	8.22%	N/A
5Y EPS CAGR	2.27%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	13.34%	3.55%
P/S Ratio	1.97	6.17
P/B Ratio	1.34	0.76

Market Cap

Winner

UNB

$109M

BSBK

$109M

Max Drawdown

UNB

68.95%

Winner

BSBK

46.01%

Sharpe Ratio

UNB

-0.41

Winner

BSBK

0.93

5Y Beta

UNB

0.53

Winner

BSBK

0.15

Industry

UNB

Banks - Regional

BSBK

Banks - Regional

P/E Ratio

Winner

UNB

9.49

BSBK

52.70

Forward P/E

UNB

11.72

BSBK

N/A

PEG Ratio

UNB

0.27

BSBK

N/A

Dividend Yield

UNB

6.22%

BSBK

N/A

5Y Dividends CAGR

UNB

8.22%

BSBK

N/A

5Y EPS CAGR

UNB

2.27%

BSBK

N/A

Debt to Equity

UNB

0.00%

BSBK

0.00%

Free Cash Flow Yield

Winner

UNB

13.34%

BSBK

3.55%

P/S Ratio

Winner

UNB

1.97

BSBK

6.17

P/B Ratio

UNB

1.34

Winner

BSBK

0.76

UNB vs BSBK - Historical Returns

Returns include dividend reinvestment.

Period	UNB	BSBK
1 month	-3.11%	+8.53%
3 months	-3.62%	+7.35%
6 months	+2.73%	+6.71%
1 year	-13.66%	+24.88%
5 years(CAGR)	-2.78%	-2.57%
10 years(CAGR)	+0.70%	N/A
Max(CAGR)	+6.75%	-4.04%

UNB

-3.11%

Winner

BSBK

+8.53%

UNB

-3.62%

Winner

BSBK

+7.35%

UNB

+2.73%

Winner

BSBK

+6.71%

UNB

-13.66%

Winner

BSBK

+24.88%

5Y(CAGR)

UNB

-2.78%

Winner

BSBK

-2.57%

10Y(CAGR)

UNB

+0.70%

BSBK

N/A

Max(CAGR)

Winner

UNB

+6.75%

BSBK

-4.04%

UNB vs BSBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UNB	BSBK
2026	+0.00%	+3.24%
2025	-11.81%	+12.67%
2024	-1.66%	-8.31%
2023	+30.07%	-29.07%
2022	-15.90%	+10.56%
2021	+22.46%	+15.03%
2020	-24.42%	-23.12%
2019	-23.02%	N/A
2018	-6.42%	N/A
2017	+23.38%	N/A
2016	+69.77%	N/A
2015	+19.60%	N/A
2014	+7.72%	N/A
2013	+23.07%	N/A
2012	+8.21%	N/A
2011	+11.72%	N/A
2010	+10.13%	N/A
2009	+8.11%	N/A
2008	-13.66%	N/A
2007	-2.57%	N/A
2006	+3.98%	N/A
2005	+2.57%	N/A
2004	-6.53%	N/A
2003	+64.15%	N/A
2002	+11.88%	N/A
2001	+42.92%	N/A
2000	+14.53%	N/A
1999	-25.58%	N/A

UNB vs BSBK Drawdown Comparison

The maximum drawdown for UNB was -66.36%, occurring on Jul 10, 2020. This drawdown has not yet recovered.

The maximum drawdown for BSBK was -46.01%, occurring on Mar 23, 2020. This drawdown has not yet recovered.

The current UNB drawdown is -38.08%. The current BSBK drawdown is -25.06%.

Rank	UNB	BSBK
#1	-66.36% Dec 18, 2017 - Jul 10, 2020	-46.01% Jan 21, 2020 - Mar 23, 2020
#2	-37.08% Sep 30, 2003 - May 13, 2011	N/A
#3	-32.90% Nov 1, 1999 - Jul 24, 2001	N/A
#4	-17.52% Dec 5, 2016 - Jun 23, 2017	N/A
#5	-15.27% Jun 27, 2017 - Sep 27, 2017	N/A
#6	-14.33% Feb 11, 2003 - Jun 3, 2003	N/A
#7	-10.63% Jan 22, 2014 - Jun 23, 2014	N/A
#8	-10.53% Jun 24, 2016 - Nov 10, 2016	N/A
#9	-10.23% Jul 7, 2014 - Jan 13, 2015	N/A
#10	-10.19% Jan 13, 2015 - Apr 22, 2015	N/A
#11	-9.52% Jul 3, 2012 - Jan 22, 2013	N/A
#12	-9.48% May 8, 2002 - Dec 2, 2002	N/A
#13	-9.15% Oct 3, 2017 - Nov 2, 2017	N/A
#14	-9.12% Apr 23, 2015 - Nov 4, 2015	N/A
#15	-9.00% Aug 30, 2001 - Oct 29, 2001	N/A