UMC vs PYPL

Comparison between United Micro Electronics (UMC, Company) and PayPal Holdings Inc (PYPL, Company).

UMC is from the Technology sector, while PYPL is from the Financial Services sector.

5-Year PerformanceUMC has outperformed PYPL, delivering a return of +18.6% compared to -26.8%

UMC vs PYPL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UMC(COMPANY)	PYPL(COMPANY)
Market Cap	$53B	$52B
Max Drawdown	85.72%	87.33%
Sharpe Ratio	1.90	-0.33
5Y Beta	1.11	1.16
Industry	Semiconductors	Credit Services
P/E Ratio	32.85	10.71
Forward P/E	25.84	11.05
PEG Ratio	1.79	0.53
Dividend Yield	2.17%	0.97%
5Y Dividends CAGR	24.81%	N/A
5Y EPS CAGR	11.50%	4.15%
Debt to Equity	13.95%	46.99%
Free Cash Flow Yield	3.01%	10.57%
P/S Ratio	0.22	1.46
P/B Ratio	4.18	2.51

Market Cap

Winner

UMC

$53B

PYPL

$52B

Max Drawdown

Winner

UMC

85.72%

PYPL

87.33%

Sharpe Ratio

Winner

UMC

1.90

PYPL

-0.33

5Y Beta

Winner

UMC

1.11

PYPL

1.16

Industry

UMC

Semiconductors

PYPL

Credit Services

P/E Ratio

UMC

32.85

Winner

PYPL

10.71

Forward P/E

UMC

25.84

Winner

PYPL

11.05

PEG Ratio

UMC

1.79

Winner

PYPL

0.53

Dividend Yield

Winner

UMC

2.17%

PYPL

0.97%

5Y Dividends CAGR

UMC

24.81%

PYPL

N/A

5Y EPS CAGR

Winner

UMC

11.50%

PYPL

4.15%

Debt to Equity

Winner

UMC

13.95%

PYPL

46.99%

Free Cash Flow Yield

UMC

3.01%

Winner

PYPL

10.57%

P/S Ratio

Winner

UMC

0.22

PYPL

1.46

P/B Ratio

UMC

4.18

Winner

PYPL

2.51

UMC vs PYPL - Historical Returns

Returns include dividend reinvestment.

Period	UMC	PYPL
1 month	-24.75%	+29.82%
3 months	+48.25%	+13.79%
6 months	+90.05%	+9.26%
1 year	+182.85%	-16.08%
5 years(CAGR)	+18.62%	-26.84%
10 years(CAGR)	+31.43%	+4.53%
Max(CAGR)	+7.82%	+3.27%

UMC

-24.75%

Winner

PYPL

+29.82%

Winner

UMC

+48.25%

PYPL

+13.79%

Winner

UMC

+90.05%

PYPL

+9.26%

Winner

UMC

+182.85%

PYPL

-16.08%

5Y(CAGR)

Winner

UMC

+18.62%

PYPL

-26.84%

10Y(CAGR)

Winner

UMC

+31.43%

PYPL

+4.53%

Max(CAGR)

Winner

UMC

+7.82%

PYPL

+3.27%

UMC vs PYPL - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

Year	UMC	PYPL
2026	+146.78%	-0.98%
2025	+27.63%	-32.10%
2024	-17.24%	+38.87%
2023	+37.28%	-17.66%
2022	-40.26%	-63.47%
2021	+50.62%	-18.69%
2020	+226.41%	+111.47%
2019	+57.74%	+26.15%
2018	-23.54%	+13.88%
2017	+37.65%	+82.91%
2016	+0.83%	+13.58%
2015	-12.78%	-10.55%
2014	+16.82%	N/A
2013	+2.10%	N/A
2012	-6.57%	N/A
2011	-28.20%	N/A
2010	-18.16%	N/A
2009	+79.63%	N/A
2008	-36.82%	N/A
2007	+0.65%	N/A
2006	+12.28%	N/A
2005	-9.79%	N/A
2004	-11.53%	N/A
2003	+71.20%	N/A
2002	-52.32%	N/A
2001	+27.76%	N/A
2000	-41.07%	N/A

UMC vs PYPL Drawdown Comparison

The maximum drawdown for UMC was -73.00%, occurring on Oct 27, 2008. Recovery took 4992 trading sessions.

The maximum drawdown for PYPL was -87.30%, occurring on Feb 12, 2026. This drawdown has not yet recovered.

The current UMC drawdown is -30.93%. The current PYPL drawdown is -81.30%.

Rank	UMC	PYPL
#1	-73.00% Sep 20, 2000 - Jul 27, 2020	-87.30% Jul 23, 2021 - Feb 12, 2026
#2	-54.48% Dec 7, 2021 - Jan 20, 2026	-31.19% Feb 19, 2020 - May 5, 2020
#3	-37.90% Jun 24, 2026 - Jul 29, 2026	-25.82% Feb 16, 2021 - Jul 23, 2021
#4	-31.01% Jan 27, 2026 - Apr 20, 2026	-24.31% Jul 20, 2015 - Mar 21, 2016
#5	-26.99% Apr 26, 2021 - Aug 4, 2021	-20.33% Jul 24, 2019 - Feb 14, 2020
#6	-25.51% Feb 12, 2021 - Apr 26, 2021	-18.93% Sep 4, 2018 - Jan 25, 2019
#7	-24.35% Aug 6, 2020 - Sep 28, 2020	-17.23% Mar 22, 2016 - Oct 21, 2016
#8	-18.72% Sep 3, 2021 - Dec 7, 2021	-16.62% Sep 2, 2020 - Oct 21, 2020
#9	-17.43% Jun 1, 2026 - Jun 15, 2026	-16.06% Jan 26, 2018 - Jun 14, 2018
#10	-13.07% Aug 5, 2021 - Sep 1, 2021	-15.61% Oct 21, 2020 - Nov 25, 2020
#11	-12.61% Dec 7, 2020 - Jan 11, 2021	-13.16% Oct 21, 2016 - Apr 24, 2017
#12	-11.88% Jan 22, 2021 - Feb 9, 2021	-10.14% Jul 24, 2018 - Aug 29, 2018
#13	-10.62% Oct 22, 2020 - Nov 23, 2020	-9.67% Nov 24, 2017 - Jan 5, 2018
#14	-8.60% Oct 9, 2020 - Oct 22, 2020	-8.75% Jan 22, 2021 - Feb 4, 2021
#15	-8.26% Apr 22, 2026 - Apr 29, 2026	-7.38% Aug 6, 2020 - Aug 27, 2020

Correlation

Correlation between UMC and PYPL is 0.13 which considered as a very weak or no correlation - the stocks move independently of each other.

0.13

-101

Dividend Comparison (2001 - 2026)

UMC vs PYPL dividend yield comparison.

Year	UMC	PYPL
2026	2.17%	0.49%
2025	6.06%	0.24%
2024	7.14%	0.00%
2023	6.93%	0.00%
2022	7.92%	0.00%
2021	2.44%	0.00%
2020	1.61%	0.00%
2019	3.51%	0.00%
2018	6.59%	0.00%
2017	2.41%	0.00%
2016	3.61%	0.00%
2015	3.15%	0.00%
2014	3.28%	0.00%
2013	2.32%	0.00%
2012	2.93%	0.00%
2011	6.70%	0.00%
2010	1.73%	0.00%
2008	3.81%	0.00%
2007	1.88%	0.00%
2006	1.38%	0.00%
2005	0.40%	0.00%
2004	19.83%	0.00%
2003	14.14%	0.00%
2002	20.83%	0.00%
2001	7.29%	0.00%