UJAN vs ARDC

Comparison between Innovator U.S. Equity Ultra Buffer ETF - January (UJAN, ETF) and Ares Dynamic Credit Allocation Fund Inc (ARDC, ETF).

5-Year PerformanceUJAN has outperformed ARDC, delivering a return of +7.8% compared to +4.8%

UJAN vs ARDC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UJAN(ETF)	ARDC(ETF)
Net Assets	$324M	$325M
Expense Ratio	0.79%	N/A
Max Drawdown	13.69%	57.11%
Sharpe Ratio	1.79	-0.51
5Y Beta	0.39	0.37
5Y Dividends CAGR	N/A	2.90%

Net Assets

UJAN

$324M

Winner

ARDC

$325M

Expense Ratio

UJAN

0.79%

ARDC

N/A

Max Drawdown

Winner

UJAN

13.69%

ARDC

57.11%

Sharpe Ratio

Winner

UJAN

1.79

ARDC

-0.51

5Y Beta

UJAN

0.39

Winner

ARDC

0.37

5Y Dividends CAGR

UJAN

N/A

ARDC

2.90%

UJAN vs ARDC - Historical Returns

Returns include dividend reinvestment.

Period	UJAN	ARDC
1 month	+0.85%	-0.55%
3 months	+3.76%	+3.58%
6 months	+4.77%	-1.98%
1 year	+13.90%	-2.11%
5 years(CAGR)	+7.83%	+4.80%
10 years(CAGR)	N/A	+8.20%
Max(CAGR)	+8.11%	+5.50%

Winner

UJAN

+0.85%

ARDC

-0.55%

Winner

UJAN

+3.76%

ARDC

+3.58%

Winner

UJAN

+4.77%

ARDC

-1.98%

Winner

UJAN

+13.90%

ARDC

-2.11%

5Y(CAGR)

Winner

UJAN

+7.83%

ARDC

+4.80%

10Y(CAGR)

UJAN

N/A

ARDC

+8.20%

Max(CAGR)

Winner

UJAN

+8.11%

ARDC

+5.50%

UJAN vs ARDC - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	UJAN	ARDC
2026	+3.88%	-1.78%
2025	+11.15%	-3.74%
2024	+13.57%	+19.73%
2023	+16.04%	+31.58%
2022	-6.13%	-21.58%
2021	+6.36%	+23.06%
2020	+6.72%	+2.84%
2019	+10.23%	+19.70%
2018	N/A	-8.99%
2017	N/A	+17.00%
2016	N/A	+23.95%
2015	N/A	-7.90%
2014	N/A	-5.03%
2013	N/A	-3.23%
2012	N/A	+0.05%

UJAN vs ARDC Drawdown Comparison

The maximum drawdown for UJAN was -13.69%, occurring on Mar 20, 2020. Recovery took 117 trading sessions.

The maximum drawdown for ARDC was -45.40%, occurring on Mar 18, 2020. Recovery took 229 trading sessions.

The current UJAN drawdown is -0.79%. The current ARDC drawdown is -9.26%.

Rank	UJAN	ARDC
#1	-13.69% Feb 19, 2020 - Aug 5, 2020	-45.40% Feb 21, 2020 - Jan 19, 2021
#2	-9.03% Feb 19, 2025 - Jun 24, 2025	-26.47% Jan 6, 2022 - Dec 19, 2023
#3	-8.85% Jan 3, 2022 - May 18, 2023	-24.69% May 13, 2013 - Dec 7, 2016
#4	-4.84% Sep 14, 2023 - Nov 8, 2023	-19.78% Feb 11, 2025 - Sep 5, 2025
#5	-3.98% Feb 2, 2026 - Apr 14, 2026	-16.92% May 21, 2018 - May 24, 2019
#6	-3.25% Jul 16, 2024 - Aug 16, 2024	-15.57% Sep 12, 2025 - Mar 30, 2026
#7	-2.94% Oct 12, 2020 - Nov 6, 2020	-6.37% Sep 22, 2021 - Dec 31, 2021
#8	-2.51% Sep 2, 2020 - Oct 9, 2020	-4.58% Dec 10, 2012 - Mar 28, 2013
#9	-2.50% Mar 28, 2024 - May 9, 2024	-4.08% May 15, 2024 - Jun 6, 2024
#10	-2.01% Apr 30, 2019 - Jun 17, 2019	-3.86% Aug 1, 2024 - Aug 16, 2024
#11	-1.82% Jul 26, 2019 - Sep 11, 2019	-3.72% Dec 2, 2024 - Feb 3, 2025
#12	-1.43% Aug 30, 2024 - Sep 16, 2024	-3.61% Jul 16, 2019 - Dec 17, 2019
#13	-1.38% Jul 31, 2023 - Aug 30, 2023	-3.50% Oct 24, 2017 - Nov 24, 2017
#14	-1.34% Nov 11, 2025 - Nov 25, 2025	-3.40% Jul 13, 2021 - Aug 10, 2021
#15	-1.27% Jan 6, 2025 - Jan 17, 2025	-3.22% Apr 1, 2024 - May 3, 2024