UFI vs PBHC

Comparison between UNIFI Inc (UFI, Company) and Pathfinder Bancorp Inc (PBHC, Company).

UFI is from the Consumer Cyclical sector, while PBHC is from the Financial Services sector.

5-Year PerformancePBHC has outperformed UFI, delivering a return of +2.3% compared to -23.3%

UFI vs PBHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UFI(COMPANY)	PBHC(COMPANY)
Market Cap	$119M	$119M
Max Drawdown	96.85%	77.38%
Sharpe Ratio	0.73	0.32
5Y Beta	0.45	0.23
Industry	Textile Manufacturing	Banks - Regional
P/E Ratio	-15.20	16.43
Forward P/E	104.17	11.29
PEG Ratio	5.80	0.43
Dividend Yield	N/A	2.50%
5Y Dividends CAGR	N/A	13.97%
5Y EPS CAGR	11.03%	18.27%
Debt to Equity	0.00%	22.15%
Free Cash Flow Yield	13.94%	4.08%
P/S Ratio	0.22	3.34
P/B Ratio	0.50	0.81

Market Cap

Winner

UFI

$119M

PBHC

$119M

Max Drawdown

UFI

96.85%

Winner

PBHC

77.38%

Sharpe Ratio

Winner

UFI

0.73

PBHC

0.32

5Y Beta

UFI

0.45

Winner

PBHC

0.23

Industry

UFI

Textile Manufacturing

PBHC

Banks - Regional

P/E Ratio

Winner

UFI

-15.20

PBHC

16.43

Forward P/E

UFI

104.17

Winner

PBHC

11.29

PEG Ratio

UFI

5.80

Winner

PBHC

0.43

Dividend Yield

UFI

N/A

PBHC

2.50%

5Y Dividends CAGR

UFI

N/A

PBHC

13.97%

5Y EPS CAGR

UFI

11.03%

Winner

PBHC

18.27%

Debt to Equity

Winner

UFI

0.00%

PBHC

22.15%

Free Cash Flow Yield

Winner

UFI

13.94%

PBHC

4.08%

P/S Ratio

Winner

UFI

0.22

PBHC

3.34

P/B Ratio

Winner

UFI

0.50

PBHC

0.81

UFI vs PBHC - Historical Returns

Returns include dividend reinvestment.

Period	UFI	PBHC
1 month	+36.89%	-0.20%
3 months	+73.52%	+18.14%
6 months	+59.17%	+14.46%
1 year	+30.23%	+7.87%
5 years(CAGR)	-23.33%	+2.26%
10 years(CAGR)	-14.30%	+5.14%
Max(CAGR)	-6.39%	+6.18%

Winner

UFI

+36.89%

PBHC

-0.20%

Winner

UFI

+73.52%

PBHC

+18.14%

Winner

UFI

+59.17%

PBHC

+14.46%

Winner

UFI

+30.23%

PBHC

+7.87%

5Y(CAGR)

UFI

-23.33%

Winner

PBHC

+2.26%

10Y(CAGR)

UFI

-14.30%

Winner

PBHC

+5.14%

Max(CAGR)

UFI

-6.39%

Winner

PBHC

+6.18%

UFI vs PBHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UFI	PBHC
2026	+76.00%	+15.43%
2025	-41.96%	-15.14%
2024	-5.45%	+28.69%
2023	-23.54%	-25.10%
2022	-63.91%	+13.40%
2021	+31.61%	+52.28%
2020	-28.64%	-16.22%
2019	+6.67%	-5.32%
2018	-36.45%	+3.94%
2017	+7.23%	+17.33%
2016	+16.37%	+5.92%
2015	-5.12%	+33.41%
2014	+8.94%	+20.54%
2013	+102.53%	+32.33%
2012	+60.82%	+13.35%
2011	-55.11%	+6.21%
2010	+45.07%	+54.42%
2009	+33.33%	-7.81%
2008	+15.57%	-36.14%
2007	+1.26%	-19.08%
2006	-19.67%	+3.05%
2005	-16.71%	-19.90%
2004	-40.53%	-3.88%
2003	+7.68%	+29.69%
2002	-34.54%	+13.14%
2001	-10.77%	+125.47%
2000	-25.50%	-27.88%
1999	+2.58%	-6.58%

UFI vs PBHC Drawdown Comparison

The maximum drawdown for UFI was -96.85%, occurring on Mar 3, 2009. This drawdown has not yet recovered.

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The current UFI drawdown is -86.26%. The current PBHC drawdown is -19.71%.

Rank	UFI	PBHC
#1	-96.85% May 12, 2000 - Mar 3, 2009	-73.10% Jan 30, 2004 - Oct 7, 2014
#2	-41.70% Dec 10, 1999 - May 12, 2000	-45.89% Sep 16, 2022 - Mar 4, 2024
#3	-9.43% Nov 30, 1999 - Dec 10, 1999	-43.72% Nov 10, 1999 - Jul 23, 2001
#4	-8.73% Nov 11, 1999 - Nov 23, 1999	-42.24% May 28, 2019 - Apr 14, 2021
#5	-8.33% Nov 1, 1999 - Nov 11, 1999	-28.52% May 22, 2002 - Dec 23, 2002
#6	-0.46% Nov 23, 1999 - Nov 29, 1999	-19.67% May 21, 2018 - May 23, 2019
#7	N/A	-16.84% Dec 24, 2015 - Dec 21, 2016
#8	N/A	-13.95% Jun 16, 2015 - Nov 19, 2015
#9	N/A	-13.17% Mar 31, 2022 - Sep 16, 2022
#10	N/A	-12.51% Aug 23, 2001 - May 17, 2002
#11	N/A	-12.50% Jul 23, 2001 - Aug 2, 2001
#12	N/A	-12.39% Aug 2, 2001 - Aug 20, 2001
#13	N/A	-11.70% Apr 14, 2021 - Jun 21, 2021
#14	N/A	-11.54% Nov 5, 1999 - Nov 10, 1999
#15	N/A	-11.52% Dec 26, 2002 - Apr 4, 2003