UDIV vs DECT

Comparison between FRANKLIN U.S. CORE DIVIDEND TILT INDEX ETF (UDIV, ETF) and ALLIANZIM U.S. EQUITY BUFFER10 DEC ETF (DECT, ETF).

UDIV vs DECT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UDIV(ETF)	DECT(ETF)
Net Assets	$121M	$121M
Expense Ratio	0.06%	0.74%
Max Drawdown	35.46%	13.26%
Sharpe Ratio	1.95	1.70
5Y Beta	0.97	0.61
P/E Ratio	29.98	N/A
Forward P/E	21.51	N/A
PEG Ratio	0.26	N/A
5Y Dividends CAGR	2.35%	N/A
5Y EPS CAGR	26.72%	N/A
Debt to Equity	30.14%	N/A
P/S Ratio	3.69	N/A
P/B Ratio	5.34	N/A

Net Assets

UDIV

$121M

Winner

DECT

$121M

Expense Ratio

Winner

UDIV

0.06%

DECT

0.74%

Max Drawdown

UDIV

35.46%

Winner

DECT

13.26%

Sharpe Ratio

Winner

UDIV

1.95

DECT

1.70

5Y Beta

UDIV

0.97

Winner

DECT

0.61

P/E Ratio

UDIV

29.98

DECT

N/A

Forward P/E

UDIV

21.51

DECT

N/A

PEG Ratio

UDIV

0.26

DECT

N/A

5Y Dividends CAGR

UDIV

2.35%

DECT

N/A

5Y EPS CAGR

UDIV

26.72%

DECT

N/A

Debt to Equity

UDIV

30.14%

DECT

N/A

P/S Ratio

UDIV

3.69

DECT

N/A

P/B Ratio

UDIV

5.34

DECT

N/A

UDIV vs DECT - Historical Returns

Returns include dividend reinvestment.

Period	UDIV	DECT
1 month	+2.83%	+1.46%
3 months	+10.97%	+6.09%
6 months	+12.09%	+6.19%
1 year	+31.40%	+20.27%
5 years(CAGR)	+13.53%	N/A
10 years(CAGR)	+11.73%	N/A
Max(CAGR)	+11.77%	+13.45%

Winner

UDIV

+2.83%

DECT

+1.46%

Winner

UDIV

+10.97%

DECT

+6.09%

Winner

UDIV

+12.09%

DECT

+6.19%

Winner

UDIV

+31.40%

DECT

+20.27%

5Y(CAGR)

UDIV

+13.53%

DECT

N/A

10Y(CAGR)

UDIV

+11.73%

DECT

N/A

Max(CAGR)

UDIV

+11.77%

Winner

DECT

+13.45%

UDIV vs DECT - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	UDIV	DECT
2026	+12.28%	+6.03%
2025	+19.12%	+15.03%
2024	+26.15%	+12.34%
2023	+25.55%	+19.66%
2022	-15.10%	-4.33%
2021	+20.42%	N/A
2020	+4.76%	N/A
2019	+24.49%	N/A
2018	-8.74%	N/A
2017	+16.84%	N/A
2016	+0.96%	N/A

UDIV vs DECT Drawdown Comparison

The maximum drawdown for UDIV was -35.20%, occurring on Mar 23, 2020. Recovery took 210 trading sessions.

The maximum drawdown for DECT was -13.26%, occurring on Apr 8, 2025. Recovery took 86 trading sessions.

The current UDIV drawdown is -2.91%. The current DECT drawdown is -1.38%.

Rank	UDIV	DECT
#1	-35.20% Jan 17, 2020 - Nov 16, 2020	-13.26% Feb 19, 2025 - Jun 24, 2025
#2	-23.18% Jan 12, 2022 - Dec 8, 2023	-8.96% Jul 31, 2023 - Dec 1, 2023
#3	-19.19% Feb 19, 2025 - Jun 24, 2025	-6.11% Feb 25, 2026 - Apr 14, 2026
#4	-16.10% Jan 26, 2018 - Jun 20, 2019	-5.60% Feb 2, 2023 - Apr 28, 2023
#5	-8.44% Feb 9, 2026 - Apr 14, 2026	-5.35% Dec 1, 2022 - Jan 26, 2023
#6	-8.16% Jul 16, 2024 - Aug 30, 2024	-3.86% Nov 12, 2025 - Nov 26, 2025
#7	-6.47% Jul 24, 2019 - Oct 15, 2019	-3.80% Jul 16, 2024 - Aug 15, 2024
#8	-6.26% Aug 11, 2016 - Feb 3, 2017	-2.87% Dec 4, 2024 - Jan 22, 2025
#9	-5.53% Mar 28, 2024 - May 14, 2024	-2.63% Mar 28, 2024 - May 7, 2024
#10	-5.52% Jun 23, 2016 - Jul 15, 2016	-2.13% Oct 8, 2025 - Oct 20, 2025
#11	-5.33% Oct 28, 2025 - Dec 10, 2025	-1.99% May 1, 2023 - May 18, 2023
#12	-5.29% Nov 16, 2021 - Dec 23, 2021	-1.83% Jan 12, 2026 - Feb 25, 2026
#13	-4.71% Sep 3, 2021 - Nov 3, 2021	-1.72% Jul 25, 2025 - Aug 8, 2025
#14	-4.43% Jun 8, 2016 - Jun 23, 2016	-1.68% Jun 15, 2023 - Jun 30, 2023
#15	-4.21% Dec 6, 2024 - Jan 22, 2025	-1.63% Dec 11, 2025 - Dec 23, 2025

Correlation

Correlation between UDIV and DECT is 0.99 which considered as a very strong positive correlation - the stocks move almost identically together.

0.99

-101

Dividend Comparison (2016 - 2026)

UDIV vs DECT dividend yield comparison.

Year	UDIV	DECT
2026	0.32%	0.00%
2025	1.53%	0.00%
2024	2.05%	0.43%
2023	1.91%	0.00%
2022	3.20%	0.00%
2021	2.97%	0.00%
2020	2.90%	0.00%
2019	3.40%	0.00%
2018	3.74%	0.00%
2017	3.47%	0.00%
2016	1.63%	0.00%