UDEC vs GAL

Comparison between Innovator U.S. Equity Ultra Buffer ETF - December (UDEC, ETF) and STATE STREET(R) GLOBAL ALLOCATION ETF (GAL, ETF).

5-Year PerformanceUDEC has outperformed GAL, delivering a return of +7.2% compared to +6.9%

UDEC vs GAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UDEC(ETF)	GAL(ETF)
Net Assets	$307M	$306M
Expense Ratio	0.79%	0.35%
Max Drawdown	13.37%	28.31%
Sharpe Ratio	1.71	1.47
5Y Beta	0.42	0.54
5Y Dividends CAGR	N/A	16.76%

Net Assets

Winner

UDEC

$307M

GAL

$306M

Expense Ratio

UDEC

0.79%

Winner

GAL

0.35%

Max Drawdown

Winner

UDEC

13.37%

GAL

28.31%

Sharpe Ratio

Winner

UDEC

1.71

GAL

1.47

5Y Beta

Winner

UDEC

0.42

GAL

0.54

5Y Dividends CAGR

UDEC

N/A

GAL

16.76%

UDEC vs GAL - Historical Returns

Returns include dividend reinvestment.

Period	UDEC	GAL
1 month	+0.56%	+0.72%
3 months	+5.14%	+5.69%
6 months	+5.71%	+9.07%
1 year	+16.61%	+18.42%
5 years(CAGR)	+7.15%	+6.92%
10 years(CAGR)	N/A	+8.21%
Max(CAGR)	+7.18%	+7.36%

UDEC

+0.56%

Winner

GAL

+0.72%

UDEC

+5.14%

Winner

GAL

+5.69%

UDEC

+5.71%

Winner

GAL

+9.07%

UDEC

+16.61%

Winner

GAL

+18.42%

5Y(CAGR)

Winner

UDEC

+7.15%

GAL

+6.92%

10Y(CAGR)

UDEC

N/A

GAL

+8.21%

Max(CAGR)

UDEC

+7.18%

Winner

GAL

+7.36%

UDEC vs GAL - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	UDEC	GAL
2026	+4.54%	+7.11%
2025	+13.00%	+16.22%
2024	+9.89%	+10.70%
2023	+17.36%	+13.44%
2022	-9.56%	-13.47%
2021	+7.04%	+12.77%
2020	+6.31%	+8.67%
2019	+1.16%	+18.85%
2018	N/A	-8.11%
2017	N/A	+17.99%
2016	N/A	+3.98%
2015	N/A	-2.42%
2014	N/A	+6.75%
2013	N/A	+11.55%
2012	N/A	+5.60%

UDEC vs GAL Drawdown Comparison

The maximum drawdown for UDEC was -13.37%, occurring on Mar 20, 2020. Recovery took 116 trading sessions.

The maximum drawdown for GAL was -28.31%, occurring on Mar 23, 2020. Recovery took 168 trading sessions.

The current UDEC drawdown is -0.60%. The current GAL drawdown is -1.47%.

Rank	UDEC	GAL
#1	-13.37% Feb 19, 2020 - Aug 4, 2020	-28.31% Feb 12, 2020 - Oct 12, 2020
#2	-10.26% Jan 4, 2022 - Jul 13, 2023	-21.14% Nov 8, 2021 - Mar 7, 2024
#3	-8.94% Feb 19, 2025 - Jun 24, 2025	-14.96% Jan 26, 2018 - Sep 12, 2019
#4	-8.15% Jul 28, 2023 - Nov 15, 2023	-13.25% Apr 27, 2015 - Feb 21, 2017
#5	-4.44% Jan 28, 2026 - Apr 14, 2026	-9.12% Feb 18, 2025 - May 13, 2025
#6	-2.81% Jul 16, 2024 - Aug 15, 2024	-8.02% May 21, 2013 - Sep 18, 2013
#7	-2.70% Oct 12, 2020 - Nov 5, 2020	-7.48% Apr 27, 2012 - Aug 16, 2012
#8	-2.46% Nov 12, 2025 - Nov 25, 2025	-7.11% Sep 3, 2014 - Jan 26, 2015
#9	-2.31% Sep 2, 2020 - Oct 9, 2020	-6.26% Feb 25, 2026 - Apr 15, 2026
#10	-2.16% Dec 6, 2024 - Jan 21, 2025	-4.96% Jul 16, 2024 - Aug 21, 2024
#11	-1.96% Mar 28, 2024 - May 6, 2024	-4.73% Jan 22, 2014 - Feb 24, 2014
#12	-1.79% Oct 8, 2025 - Oct 21, 2025	-4.70% Oct 12, 2020 - Nov 5, 2020
#13	-1.56% Jun 4, 2026 - Jun 10, 2026	-4.39% Oct 17, 2012 - Dec 12, 2012
#14	-1.45% Jul 25, 2025 - Aug 8, 2025	-3.69% Dec 6, 2024 - Feb 13, 2025
#15	-1.25% Feb 24, 2021 - Mar 12, 2021	-3.58% Sep 3, 2021 - Nov 2, 2021